Credopay Technology Services Private Limited

Credopay Technology Services Private Limited - internet in Chennai, Tamil Nadu, India. FY 2026 financials and compliance.
CIN U72300TN2014PTC126434 Incorporated 29 January 2014 ROC Chennai HQ Chennai, Tamil Nadu, India
Active Private Limited Company internet
Data last updated
Revenue · FY 2025
₹56.25 Cr
▲ 67.00% YoY
EBITDA · FY 2025
*****
▲ 158.00% YoY
Net profit · FY 2025
*****
▲ 217.00% YoY
Authorised capital
₹1 Cr
Registered with MCA
Paid-up capital
₹34.11 Lakh
Issued & subscribed
Open charges
₹3.93 Cr
Secured borrowings
Company age
12 yrs
Est. 2014
Employees · EPFO
92
Latest available

About Credopay Technology Services Private Limited

Data last updated: 20 December 2025

Credopay Technology Services Private Limited is a private limited company based in Chennai, Tamil Nadu, India, recognised as a startup by DPIIT. It specialises in online financial services, a part of the broader internet and digital services sector. Incorporated on 29 January 2014, the company has been in operation for over 12 years.

Registered with ROC Chennai under CIN U72300MH2014PTC252626.

Capital: an authorised share capital of ₹1 Cr and a paid-up capital of ₹34.11 Lakh. Formerly known as Transtrac Technology Services Private Limited. It is led by directors including Trikkur Rajaram Ramesh and Doreswamy Palaniswamy.

Last AGM: 27 September 2024. Financial statements filed for year ended 31 March 2024. Office: Osian Chlorophyll – Sprrg Door No – 2022 Block No – 2 2Nd Floor Devi Parasakkthi Nagar Porur, Chennai, Tamil Nadu, India – 600116.

As per the financials filed for FY 2025, the company reported a revenue of ₹56.25 Cr, a growth of 67% compared to the previous year.

The company has a workforce of approximately 92 employees as per the latest available data.

The company is associated with 1 brand - Credopay. As per MCA filings, the company has open charges of ₹3.93 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website credopay.com.

Company Details of Credopay Technology Services Private Limited
CIN U72300TN2014PTC126434
Registration Number 126434
Incorporation Date 29 January 2014
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 27 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
Contact Details
  • Email
    **************
  • Telephone
    **************
  • Website
    **************
  • Social Media
  • Registered Address
    Osian Chlorophyll – Sprrg Door No – 2022 Block No – 2 2Nd Floor Devi Parasakkthi Nagar Porur, Chennai, Tamil Nadu, India – 600116
  • Industry
    Internet, Online Financial Services
Company report
Credopay Technology Services Private Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Credopay Technology Services Private Limited in one report.

10-year financials Directors & ownership Charges & compliance

CIN History of Credopay Technology Services Private Limited

Credopay Technology Services Private Limited has one previous CIN (Corporate Identification Number): U72300MH2014PTC252626. The current CIN is U72300TN2014PTC126434, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
U72300TN2014PTC126434 Current
U72300MH2014PTC252626 Previous

Associated Brands with Credopay Technology Services Private Limited

Credopay Technology Services Private Limited operates one associated brand: CredoPay. These brands represent Credopay Technology Services Private Limited's diversified market presence and brand portfolio.

Brand Description Website
Merchant acquirer payment processing solutions for businesses credopay.com

Competitors & Alternatives of Credopay Technology Services Private Limited

Brands and companies operating in the same space as Credopay Technology Services Private Limited include REPAY, Infibeam Avenues, Allied Payment and 3 more.

Competitor Description Location Founded
REPAY REPAY Merchant acquiring solutions are provided for businesses to process payments. Atlanta, United States, United States 2006
Infibeam Avenues Infibeam Avenues Digital payment solutions and enterprise software platforms are provided. Gandhinagar, India, India 2007
Allied Payment Allied Payment Payment processing solutions are offered to banks and credit unions. Fort Wayne, United States, United States 2010
Tassat Tassat Blockchain-based solutions for financial services are provided by Tassat. New York, United States, United States 2017
Clearhaus Clearhaus Merchant acquiring solutions are offered for payment processing needs. Aarhus, Denmark, Denmark 2011
Incedo Incedo Digital transformation services are provided by Incedo for enterprises. Santa Clara, United States, United States 2011

Business Activity of Credopay Technology Services Private Limited

Credopay Technology Services Private Limited is engaged in the principal business activity of information and communication, with detailed activities including computer programming, consultancy and related activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
J Information and communication J6 Computer programming, consultancy and related activities *********

Board of Directors of Credopay Technology Services Private Limited

Credopay Technology Services Private Limited is currently managed by 4 directors, with 5 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Trikkur Rajaram Ramesh Director 18 Apr 2022 4 Years 2 Months Current
Doreswamy Palaniswamy Director 12 Dec 2019 6 Years 6 Months Current
Shailesh Upreti Director 12 Dec 2019 6 Years 6 Months Current
Siva Raja Sekhar Padala Director 29 Jan 2014 12 Years 5 Months Current

Financials of Credopay Technology Services Private Limited FY 2024 filings available

Credopay Technology Services Private Limited reported revenue of ₹56.25 Cr (up 67% YoY) for FY 2025. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue
₹56.25 Cr ▲ 67%
Profit
***** ▲ 217%
EBITDA
***** ▲ 158%
Metrics
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Revenue
Revenue from Operations
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Revenue Growth %
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Other Income
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Total Revenue
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Expenses
Total Expenses
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Raw Material Cost
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Change in Inventory FG
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Change in Inventory WIP
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Purchase of Traded Goods
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Employee Cost
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Managerial Remuneration
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Audit Fees
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Insurance
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Power & Fuel
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Interest
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Depreciation
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Other Expenses
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Profitability
EBITDA (Operating Profit)
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Operating Margin %
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Exceptional Items
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Extraordinary Items
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Profit Before Exceptional & Extraordinary Items
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Profit Before Tax
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Tax & Net Profit
Tax Expense
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Current Tax
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Deferred Tax
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Profit from Discontinued Operations
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Tax on Discontinued Operations
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Profit
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Net Margin %
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Metrics
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Shareholders' Funds
Total Shareholders' Funds
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Equity Capital
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Reserves & Surplus
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Money Against Warrants
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Other Equity
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Non-Current Liabilities
Total Non-Current Liabilities
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Long-Term Borrowings
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Deferred Tax Liabilities
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Other Non-Current Liabilities
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Long-Term Provisions
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Current Liabilities
Total Current Liabilities
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Short-Term Borrowings
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Trade Payables
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Other Current Liabilities
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Short-Term Provisions
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Total Equity & Liabilities
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Non-Current Assets
Non-Current Assets
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Tangible Assets
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Intangible Assets
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Capital WIP
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Intangibles Under Dev
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Investments
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Deferred Tax Assets
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LT Loans & Advances
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Other Non-Current Assets
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Current Assets
Current Assets
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Current Investments
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Inventories
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Trade Receivables
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Cash & Bank Balance
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ST Loans & Advances
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Other Current Assets
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Total Assets
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Metrics
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Cash from Operating Activities (CFO)
Profit Before Tax
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Non-Cash Adjustments
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+ Interest Expense
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+ Depreciation
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+/- Unrealized Forex
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- Dividend Income
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- Interest Income
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+/- Other Non-Cash Items
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Changes in Working Capital
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+/- Inventory
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+/- Debtors
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+/- Creditors
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Reconciliation Adjustments
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Cash Generated from Operations
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Income Taxes Paid
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Net CFO (Cash from Operations)
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Cash from Investing Activities (CFI)
Acquisitions & Disposals
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Disposal of Subsidiaries
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Acquisition of Subsidiaries
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Capex
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Purchase of Fixed Assets
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Sale of Fixed Assets
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Other Investing Cash Flows
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Net CFI (Cash from Investing)
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Cash from Financing Activities (CFF)
Equity Issuance
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Debt Raised
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Debt Repaid
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Dividends Paid
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Interest Paid
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Net CFF (Cash from Financing)
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Net Cash Position
Net Change in Cash (Pre-Forex)
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Closing Cash & Equivalents
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Metrics
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Liquidity
Current Ratio
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Quick Ratio
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Cash Ratio
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Efficiency
Inventory Days
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Debtor Days
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Creditor Days
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Cash Conversion Cycle
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Asset Turnover
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Profitability
Net Profit Margin %
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Operating Margin %
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ROE %
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ROCE %
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Net Worth Margin %
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Growth
Revenue Growth %
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Leverage
Equity Multiplier
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Debt / EBITDA
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Solvency
D/E Ratio
*****
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ICR
*****
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Consolidated Statements

Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.

Unlock Complete Financial History (FY 2015 – Latest)
Standalone & Consolidated - Income Statement, Balance Sheet, Cash Flow, Financial Ratios and Growth Trends with 10+ years of line-item data.
10+ years of data Line-item breakdown Balance Sheet detail Cash Flow analysis 20+ ratios & metrics Downloadable PDF

Charges & Borrowings of Credopay Technology Services Private Limited

Open charges
₹3.93 Cr
Satisfied charges
₹0
Breakdown by lending institutions
Hdfc Bank Limited₹3.45 Cr
Others₹0.48 Cr
Latest charge details
DateLenderAmountStatus
28 Jul 2025 Hdfc Bank Limited ₹3.45 Cr Open
20 Jun 2025 Others ₹47.6 Lakh Open

Total charge records: 2 View all charges

Employees and EPFO Compliance at Credopay Technology Services Private Limited

View historical data on people associated with Credopay Technology Services Private Limited, including employment history and EPFO contributions.

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Credopay Technology Services Private Limited

Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.

Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Credopay Technology Services Private Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Credopay Technology Services Private Limited

Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.

GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Credopay Technology Services Private Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Credopay Technology Services Private Limited

Access complete credit rating history, litigation records, regulatory alerts, and compliance data.

Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Credopay Technology Services Private Limited

MSME Payment Delays by Credopay Technology Services Private Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Credopay Technology Services Private Limited

Subsidiaries & Group Companies of Credopay Technology Services Private Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Credopay Technology Services Private Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Credopay Technology Services Private Limited

MCA Filings & Documents of Credopay Technology Services Private Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Credopay Technology Services Private Limited

Charges
28 Jul 2025
A charge with Hdfc Bank Limited amounted to Rs. 3.45 Cr with Charge ID 101158148 was registered on 28 Jul 2025.
Charges
20 Jun 2025
A charge with Others amounted to Rs. 0.48 Cr with Charge ID 101116435 was registered on 20 Jun 2025.
Activity
27 Sep 2024
Credopay Technology Services Private Limited last Annual general meeting of members was held on 27 Sep 2024 as per latest MCA records.
Activity
31 Mar 2024
Credopay Technology Services Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Chennai.
Directors
18 Apr 2022
Trikkur Rajaram Ramesh was appointed as a Director on 18 Apr 2022 & has been associated with this company since 4 years 2 months.
Directors
12 Dec 2019
Doreswamy Palaniswamy was appointed as a Director on 12 Dec 2019 & has been associated with this company since 6 years 6 months.

Frequently Asked Questions about Credopay Technology Services Private Limited

Credopay Technology Services Private Limited is an active private limited company in the internet sector based in Chennai, Tamil Nadu, India. It was incorporated on 29 January 2014 (12+ years old) and is registered under CIN U72300TN2014PTC126434. The company has 92 employees.

Credopay Technology Services Private Limited reported revenue of ₹56.25 Cr for FY 2025 (up 67.00% YoY).

The current directors of Credopay Technology Services Private Limited are:

The primary industry of Credopay Technology Services Private Limited is internet. The company specifically operates in online financial services. The company is currently active in this sector.

Yes, Credopay Technology Services Private Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).

Credopay Technology Services Private Limited can be reached at the registered office: Osian Chlorophyll – Sprrg Door No – 2022 Block No – 2 2Nd Floor Devi Parasakkthi Nagar Porur, Chennai, Tamil Nadu, India – 600116, or through the website credopay.com.

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