MSME (Udyam registered) Ministry of MSME
- Category
- Small (2024-25)
- Udyam number
- UDYAM-TN-02-0090574
Credopay Technology Services Private Limited - internet in Chennai, Tamil Nadu, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹49.09 Cr
▲ 48% YoY
Net profit · FY 2025
₹3.16 Cr
Net margin 6.4%
EBITDA · FY 2025
₹4.76 Cr
EBITDA margin 9.7%
Authorised capital
₹1 Cr
Registered with MCA
Paid-up capital
₹34.11 Lakh
Issued & subscribed
Open charges
₹5.48 Cr
Satisfied ₹3.45 Cr
Company age
12 yrs
Est. 2014
Employees · EPFO
92
Provident fund records
About Credopay Technology Services Private Limited
Data last updated:
Credopay Technology Services Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 29 January 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U72300TN2014PTC126434. Its GSTIN is 33AAECT9152H1Z9 (Tamil Nadu). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹34.11 Lakh. It was formerly known as Transtrac Technology Services Private Limited. It is led by directors including Siva Raja Sekhar Padala and Shailesh Upreti.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Osian Chlorophyll – Sprrg Door No – 2022 Block No – 2 2nd Floor Devi Parasakkthi Nagar Porur, Chennai, Tamil Nadu, India – 600116.
As per the financials filed for FY 2025, the company reported a revenue of ₹49.09 Cr, a growth of 48% compared to the previous year. For the same year it recorded a net profit of ₹3.16 Cr (net margin 6.4%) and EBITDA of ₹4.76 Cr (EBITDA margin 9.7%). Revenue has grown at a compounded annual rate (CAGR) of 37% over three years and 97% over five years.
The company has about 92 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: CredoPay. As per MCA filings, the company has open charges of ₹5.48 Cr and satisfied charges of ₹3.45 Cr on record. The company has 4 deals on record (4 funding rounds), with disclosed funding of ₹42.86 Cr; the latest was in March 2022. Its 10 peer companies in the same principal business activity (Computer programming, consultancy and related activities) are compared by revenue, 5 larger and 5 smaller; the largest is Quinte Financial Technologies Private Limited with revenue of ₹56.36 Cr. The company has 8 MSME Form 1 returns on record between 2020 and 2023, listing 60 overdue payments to 6 micro and small suppliers.
Credopay Technology Services Private Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-TN-02-0090574). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website credopay.com.
Company Details of Credopay Technology Services Private Limited
CIN U72300TN2014PTC126434
Registration Number 126434
Incorporation Date 29 January 2014
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 29 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-TN-02-0090574
CIN History of Credopay Technology Services Private Limited
Credopay Technology Services has one previous CIN (Corporate Identification Number): U72300MH2014PTC252626. The current CIN is U72300TN2014PTC126434, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U72300TN2014PTC126434 | Current |
| U72300MH2014PTC252626 | Previous |
Recognitions & Rankings of Credopay Technology Services
Contact Details
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered AddressOsian Chlorophyll – Sprrg Door No – 2022 Block No – 2 2nd Floor Devi Parasakkthi Nagar Porur, Chennai, Tamil Nadu, India – 600116
- IndustryInternet, Online Financial Services
Comprehensive company report
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Associated Brands with Credopay Technology Services Private Limited
Credopay Technology Services operates one associated brand: CredoPay. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Merchant acquirer payment processing solutions for businesses | credopay.com |
Business Activity of Credopay Technology Services Private Limited
The main business activity of Credopay Technology Services is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities | Locked |
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Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
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Verified entity values are shown only after access is granted.
Financials of Credopay Technology Services Private Limited FY 2025 filings available
Credopay Technology Services Private Limited reported revenue of ₹49.09 Cr (up 48% YoY) for FY 2025.
Revenue · FY 2025
₹49.09 Cr ▲ 48%
Net profit · FY 2025
₹3.16 Cr margin 6.4%
EBITDA · FY 2025
₹4.76 Cr margin 9.7%
Compounded Annual Growth Rate (CAGR) of Credopay Technology Services Private Limited
Revenue CAGR growth
1 year
▲ 48%
3 years · compounded
▲ 37%
5 years · compounded
▲ 97%
EBITDA CAGR growth
1 year
▲ 108%
Revenue has grown at a compounded annual rate (CAGR) of 97% over five years, including 48% growth in the latest year. EBITDA rose 108% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Credopay Technology Services Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | ₹49.09 Cr | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹4.76 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹3.16 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Credopay Technology Services Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 9.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 6.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Credopay Technology Services are in the company report.
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Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
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Verified entity values are shown only after access is granted.
Board of Directors of Credopay Technology Services Private Limited
Credopay Technology Services has 4 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Siva Raja Sekhar Padala | Director | 29 Jan 2014 | 12 Years 8 Months | Current |
| Shailesh Upreti | Director | 12 Dec 2019 | 6 Years 10 Months | Current |
| Doreswamy Palaniswamy | Director | 12 Dec 2019 | 6 Years 10 Months | Current |
| Trikkur Rajaram Ramesh | Director | 18 Apr 2022 | 4 Years 6 Months | Current |
Peer Comparison of Credopay Technology Services Private Limited
Credopay Technology Services Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Computer programming, consultancy and related activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Quinte Financial Technologies Private Limited | ₹56.36 Cr (FY 2025) | •••• | •••• | 22.0% | •••• | Gurgaon, Haryana, India |
| Konnet Solutions Private Limited | ₹56.35 Cr (FY 2025) | •••• | •••• | -9.0% | •••• | Pune, Maharashtra, India |
| Bits in Glass India Private Limited | ₹56.34 Cr (FY 2025) | •••• | •••• | 35.0% | •••• | Pune, Maharashtra, India |
| Bookit Digital Technologies Private Limited | ₹56.28 Cr (FY 2025) | •••• | •••• | 563.0% | •••• | Mumbai, Maharashtra, India |
| Capstech Network Private Limited | ₹56.27 Cr (FY 2025) | •••• | •••• | 18.0% | •••• | New Delhi, Delhi, India |
| Braincapital Labs Private Limited | ₹56.23 Cr (FY 2025) | •••• | •••• | 15.0% | •••• | Hyderabad, Telangana, India |
| Femtoweb Technologies Private Limited | ₹56.04 Cr (FY 2025) | •••• | •••• | •••• | Bangalore, Karnataka, India | |
| Wex Fintech India Private Limited | ₹55.98 Cr (FY 2025) | •••• | •••• | -13.0% | •••• | Madurai, Tamil Nadu, India |
| Doodleblue Innovations Private Limited | ₹55.97 Cr (FY 2024) | •••• | •••• | -13.0% | •••• | Chennai, Tamil Nadu, India |
| Chain-Sys (India) Private Limited | ₹55.83 Cr (FY 2024) | •••• | •••• | 7.0% | •••• | Chennai, Tamil Nadu, India |
| Credopay Technology Services Private Limited this company | ₹49.09 Cr (FY 2025) | •••• | •••• | 48.0% | •••• | Chennai, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Credopay Technology Services by revenue in the same principal business activity (Computer programming, consultancy and related activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Credopay Technology Services Private Limited
Credopay Technology Services Private Limited is audited by Srinivasan & Shankar for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Srinivasan & Shankar | Locked | Locked | Locked |
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Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
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Verified entity values are shown only after access is granted.
Ownership and Shareholding of Credopay Technology Services Private Limited
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Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
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- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Credopay Technology Services Private Limited
Open charges
₹5.48 Cr
Satisfied charges
₹3.45 Cr
Breakdown by lending institutions
Latest charge details
| Date | Lender | Amount | Status |
|---|---|---|---|
| 17 Dec 2025 | Others | ₹5 Cr | Open |
| 20 Jun 2025 | Others | ₹47.6 Lakh | Open |
| 28 Jul 2025 | Hdfc Bank Limited | ₹3.45 Cr | Satisfied |
Total charge records: 3 View all charges
Deals & Funding of Credopay Technology Services Private Limited
Credopay Technology Services Private Limited has 4 deals on record (4 funding rounds), with disclosed funding of ₹42.86 Cr; the latest was in March 2022.
Total deals
4
Funding rounds
4
Disclosed funding
₹42.86 Cr
Deals on record (3 of 4)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2022 | Funding round · Pre-Series A | ₹38.46 Cr | Investors: EzSwype LLC, Zent International Limited |
| Feb 2022 | Funding round · Pre-Series A | ₹3.7 Cr | Investors: Zent International Limited |
| May 2017 | Funding round | ₹69.6 Lakh | Investors: 2 individuals |
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Full deal history
All 4 deals with amounts, valuations, instruments and every party are in the company report.
- Every funding round and share transfer
- Amounts and valuations
- Investors, buyers and sellers
- Instruments and deal dates
Verified entity values are shown only after access is granted.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
MSME Payment Delays by Credopay Technology Services Private Limited
Credopay Technology Services Private Limited has 8 MSME Form 1 returns on record between 2020 and 2023, listing 60 overdue payments to 6 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (5 of 6)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| M2p Solutions Private Limited | •••• | •••• | •••• |
| Scopeedge Connect Private Limited | •••• | •••• | •••• |
| an individual supplier | •••• | •••• | •••• |
| Itcrats Info Solutions Private Limited | •••• | •••• | •••• |
| Sisa Information Security Private Limited | •••• | •••• | •••• |
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Full MSME payment history
Every supplier, amount and due date from all 8 MSME Form 1 returns is in the company report.
- Every reported supplier due
- Amounts and due dates
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- Period-by-period history
Verified entity values are shown only after access is granted.
Individuals and sole proprietors among the suppliers are not named. Amounts, due dates and filing dates are in the company report.
Employees and EPFO Compliance at Credopay Technology Services Private Limited
Credopay Technology Services Private Limited has a workforce of 92 employees as of Apr 05, 2024.
Employee count
92
Active EPFO establishments
1
Employee growth
17.95%
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Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
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Verified entity values are shown only after access is granted.
Recent Activity on Credopay Technology Services Private Limited
Credopay Technology Services Private Limited has 9 board changes on record since 2014: 4 appointments and 5 cessations. The latest: Trikkur Rajaram Ramesh ceased to be Additional Director on 28 Sep 2022.
Charges
A charge registered on 28 Jul 2025 via Charge ID 101158148 with Hdfc Bank Limited was fully satisfied on 13 Feb 2026.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101241521 was registered on 17 Dec 2025.
AGM
Credopay Technology Services Private Limited last Annual general meeting of members was held on 29 Sep 2025 as per latest MCA records.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 3.45 Cr with Charge ID 101158148 was registered on 28 Jul 2025.
Charges
A charge with Others amounted to Rs. 0.48 Cr with Charge ID 101116435 was registered on 20 Jun 2025.
Filing
Credopay Technology Services Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chennai.
Ceased
Trikkur Rajaram Ramesh ceased to be Additional Director.
Appointed
Trikkur Rajaram Ramesh was appointed as Director.
Ceased
Mayank Sharma ceased to be Additional Director.
Ceased
Doreswamy Palaniswamy ceased to be Additional Director.
Ceased
Shailesh Upreti ceased to be Additional Director.
Appointed
Doreswamy Palaniswamy was appointed as Director.
4 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Credopay Technology Services Private Limited
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Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
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Subsidiaries & Group Companies of Credopay Technology Services Private Limited
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Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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GST Compliance of Credopay Technology Services Private Limited
Credopay Technology Services has 2 GST registrations: 2 active.
Total GSTINs
2
Active
2
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAECT9152H1Z9 | Tamil Nadu | Active | 01 Jul 2017 |
| 06AAECT9152H1Z6 | Haryana | Active | 04 Jun 2021 |
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GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
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MCA Filings & Documents of Credopay Technology Services Private Limited
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MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
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Related news about Credopay Technology Services Private Limited
Frequently Asked Questions about Credopay Technology Services Private Limited
Credopay Technology Services is an active private limited company based in Chennai, Tamil Nadu, India. The company works in online financial services, within the internet industry. It was incorporated on 29 January 2014 (12+ years old) and is registered under CIN U72300TN2014PTC126434.
Credopay Technology Services reported revenue of ₹49.09 Cr for FY 2025 (up 48% YoY).
Credopay Technology Services has 4 current directors:
- Siva Raja Sekhar Padala - Director
- Shailesh Upreti - Director
- Doreswamy Palaniswamy - Director
- Trikkur Rajaram Ramesh - Director
Credopay Technology Services reported a net profit of ₹3.16 Cr (net margin 6.4%) and EBITDA of ₹4.76 Cr (EBITDA margin 9.7%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Credopay Technology Services is 37% over three years and 97% over five years. In the latest year (FY 2025) revenue rose 48%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Credopay Technology Services is 33AAECT9152H1Z9, registered in Tamil Nadu. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 06AAECT9152H1Z6 (Haryana).
The CIN (Corporate Identification Number) of Credopay Technology Services is U72300TN2014PTC126434. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credopay Technology Services was incorporated on 29 January 2014, making it 12+ years old. It is registered with the Registrar of Companies, Chennai.
Credopay Technology Services has 4 deals on record (4 funding rounds), with disclosed funding of ₹42.86 Cr; the latest was in March 2022.
The peers of Credopay Technology Services by revenue are Quinte Financial Technologies Private Limited, Konnet Solutions Private Limited, Bits in Glass India Private Limited, Bookit Digital Technologies Private Limited, Capstech Network Private Limited and 5 more, all in the same principal business activity (Computer programming, consultancy and related activities).
Trikkur Rajaram Ramesh ceased to be Additional Director on 28 Sep 2022. Trikkur Rajaram Ramesh was appointed as Director on 18 Apr 2022. Mayank Sharma ceased to be Additional Director on 30 Sep 2021. Credopay Technology Services has 9 board changes on record in total.
Yes, Credopay Technology Services is registered as a small enterprise under Udyam registration (number: UDYAM-TN-02-0090574).