Credwise Fintech Private Limited
About Credwise Fintech Private Limited
Data last updated:
Credwise Fintech Private Limited is a private limited company based in Delhi, India. It operates in the electrical services segment of the construction sector. It was incorporated on 15 May 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74900DL2012PTC235867. The company has 2 GST registrations on record, none of which is active.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Shruti Mittal and Sonal Mittal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at A – 28 Plot No. – 34A, Gali No. – 3 Guru Nanak Pura Laxmi Nagar, Delhi, India – 110092.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.31 Lakh. For the same year it recorded a net profit of ₹1,309 (net margin 1%) and EBITDA of ₹1,551 (EBITDA margin 1.2%).
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressA – 28 Plot No. – 34A, Gali No. – 3 Guru Nanak Pura Laxmi Nagar, Delhi, India – 110092
- IndustryConstruction, Electrical Services, Demolition & Construction Services, Plumbing Services & Construction Specialties
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Credwise Fintech Private Limited
The main business activity of Credwise Fintech is professional, scientific and technical activities. In detail, this covers other professional, scientific and technical activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| M | Professional, scientific and technical activities | 74 | Other professional, scientific and technical activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Credwise Fintech Private Limited FY 2025 filings available
Credwise Fintech Private Limited reported revenue of ₹1.31 Lakh for FY 2025.
Financial Statement Summary of Credwise Fintech Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1,551 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1,309 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Credwise Fintech Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 1.2% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 1% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Credwise Fintech are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Credwise Fintech Private Limited
Credwise Fintech Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Fintech, Other Financial Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| G.S.P. Enterprises Private Limited | ₹1.31 Lakh (FY 2018) | •••• | •••• | 19.0% | •••• | Mumbai, Maharashtra, India |
| Virtue Nidhi Limited | ₹1.31 Lakh (FY 2020) | •••• | •••• | 14.0% | •••• | Lucknow, Uttar Pradesh, India |
| Agashe Brothers Financing Co Pvt Ltd | ₹1.31 Lakh (FY 2025) | •••• | •••• | •••• | Pune, Maharashtra, India | |
| Cosepa Fiscal Industries Private Limited | ₹1.31 Lakh (FY 2025) | •••• | •••• | -56.0% | •••• | Mumbai, Maharashtra, India |
| Rabbit Fintech Private Limited | ₹1.31 Lakh (FY 2025) | •••• | •••• | •••• | Sonipat, Haryana, India | |
| Credwise Fintech Private Limited this company | ₹1.31 Lakh (FY 2025) | •••• | •••• | •••• | Delhi, India | |
| Krishnan Nair Nidhi Limited | ₹1.3 Lakh (FY 2022) | •••• | •••• | 170.0% | •••• | Thiruvananthapuram, Kerala, India |
| Rampimo Investments Private Limited | ₹1.3 Lakh (FY 2025) | •••• | •••• | 197.0% | •••• | Dharwad, Karnataka, India |
| Transways Shrishti Nirman Private Limited | ₹1.3 Lakh (FY 2025) | •••• | •••• | -74.0% | •••• | Kolkata, West Bengal, India |
| Emerald Capital Services Private Limited | ₹1.3 Lakh (FY 2025) | •••• | •••• | •••• | Mumbai, Maharashtra, India | |
| Paro Soya Limited | ₹1.3 Lakh (FY 2017) | •••• | •••• | •••• | Mumbai, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Credwise Fintech by revenue in the BFSI industry (Fintech, Other Financial Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Credwise Fintech Private Limited
Credwise Fintech Private Limited is audited by SURINDER KRISHAN & ASSOCIATES for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SURINDER KRISHAN & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Credwise Fintech Private Limited
Credwise Fintech has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shruti Mittal | Additional Director | 17 Apr 2025 | 1 Years 5 Months | Current |
| Sonal Mittal | Additional Director | 17 Apr 2025 | 1 Years 5 Months | Current |
Ownership and Shareholding of Credwise Fintech Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Credwise Fintech Private Limited
Credwise Fintech Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Credwise Fintech Private Limited
Employment history and EPFO contributions of people linked to Credwise Fintech.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Credwise Fintech Private Limited
Credwise Fintech Private Limited has 8 board changes on record since 2012: 5 appointments and 3 cessations. The latest: Anil Purohit ceased to be Director on 18 Apr 2025.
Credit Ratings, Litigation & Regulatory Alerts for Credwise Fintech Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Credwise Fintech Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Credwise Fintech Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Credwise Fintech Private Limited
Credwise Fintech has 2 GST registrations on record, and all of them have been cancelled or are inactive. Only active GST numbers are listed on this page.
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Credwise Fintech Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Credwise Fintech Private Limited
Credwise Fintech is an active private limited company based in Delhi, India. The company works in electrical services, within the construction industry. It was incorporated on 15 May 2012 (14+ years old) and is registered under CIN U74900DL2012PTC235867.
Credwise Fintech reported revenue of ₹1.31 Lakh for FY 2025.
Credwise Fintech has 2 current directors:
- Shruti Mittal - Additional Director
- Sonal Mittal - Additional Director
Credwise Fintech reported a net profit of ₹1,309 (net margin 1%) and EBITDA of ₹1,551 (EBITDA margin 1.2%) for FY 2025, as per its filed financial statements.
No. Credwise Fintech has 2 GST registrations on record and all of them are cancelled or inactive.
The CIN (Corporate Identification Number) of Credwise Fintech is U74900DL2012PTC235867. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credwise Fintech was incorporated on 15 May 2012, making it 14+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Credwise Fintech by revenue are G.S.P. Enterprises Private Limited, Virtue Nidhi Limited, Agashe Brothers Financing Co Pvt Ltd, Cosepa Fiscal Industries Private Limited, Rabbit Fintech Private Limited and 5 more, all in the BFSI industry (Fintech, Other Financial Services).
Anil Purohit ceased to be Director on 18 Apr 2025. Shakuntla Purohit ceased to be Director on 18 Apr 2025. Shruti Mittal was appointed as Additional Director on 17 Apr 2025. Credwise Fintech has 8 board changes on record in total.
The registered office of Credwise Fintech is at A – 28 Plot No. – 34A, Gali No. – 3 Guru Nanak Pura Laxmi Nagar, Delhi, India – 110092.
Credwise Fintech has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh.