Cref Finance Limited - Company Profile

It is a financial services public limited company based in Kolkata, West Bengal, India, established in 1995.
1995 Kolkata, West Bengal, India Active
Last Updated:
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About Cref Finance Limited

Cref Finance Limited, a active public limited company, was established on 15 March 1995 in Kolkata, West Bengal, India. Engaging in diversified financial services within the financial services sector, it holds CIN: U65921WB1995PLC069402. Registered under ROC Roc Kolkata. it is unlisted. It has an authorized capital of ₹50.00 Cr and a paid-up capital of ₹30.00 Cr.

It upholds a compliant status. Its leadership includes Anjali Prasad (Director), Prasanta Kumar Dutt (Director), Debojit Ghosh (Director). Past directors included Sankar Mukherjee, Chandravadan Chimanlal Dalal, Anjali Prasad. Its latest AGM occurred on 29 August 2025, with the balance sheet filed on 31 March 2025. It is based at 4 Ripon Street 2Nd Floor, Kolkata, West Bengal, 700016.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
    **********

Company Details

  • CIN/LLPIN

    U65921WB1995PLC069402

  • Registration Number

    069402

  • Incorporation Date

    15 March 1995

  • Authorized Capital

    ₹50.00 Cr

  • Paid-Up Capital

    ₹30.00 Cr

  • ROC Code

    Roc Kolkata

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 50.00 Cr
  • Paid Up Capital ₹ 30.00 Cr
  • Company Age 31 Year, 1 Month
  • Last Filing with ROC 31 Mar 2025
  • Revenue Growth **** -17.65%
  • Profit Growth **** -85.94%
  • Ebitda **** -80.05%
  • Net Worth 0.44%
  • Total Assets **** 0.77%
Company report

Cref Finance Limited

Company Report FY 2026-2027

Comprehensive Company Insights

Explore comprehensive insights into Cref Finance Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Cref Finance Limited?
Current Directors
Name Designation Appointment Date Status
Anjali Prasad Director 27 Mar 2023 Current
Prasanta Kumar Dutt Director 29 Sep 2022 Current
Debojit Ghosh Director 20 Feb 2014 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Additional Director 22 Jun 2018 Past
Pramod Abcsdd Director 28 Sep 2017 Past
Pramod Abcsdd Additional Director 27 Mar 2023 Past
Pramod Abcsdd Company Secretary 31 May 2009 Past
Pramod Abcsdd Director 26 Mar 2018 Past
Pramod Abcsdd Additional Director 29 Sep 2014 Past

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Financial Performance of Cref Finance.

Cref Finance Limited, for the financial year ended 2021, experienced significant reduction in revenue, with a 17.65% decrease. The company also saw a substantial fall in profitability, with a 85.94% decrease in profit. The company's net worth moved up by a moderate rise of 0.44%.

Cref Finance revenue growth over time
Cref Finance profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
********
 -17.65%
*******
*******
*******
*******
Revenue from Operations
*******
*******
*******
*******
*******
*******
Total Assets
*******
 0.77%
*******
*******
*******
*******
Profit or Loss
*******
 -85.94%
*******
*******
*******
*******
Net Worth
*******
 0.44%
*******
*******
*******
*******
EBITDA
*******
 -80.05%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Cref Finance?

In 2019, Cref Finance had a public holding of 100.00%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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How Many Employees Work at Cref Finance?

Unlock and access historical data on people associated with Cref Finance, such as employment history, contributions to the Employees' Provident Fund Organization (EPFO), and related information.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Cref Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Cref Finance's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Cref Finance
Recent Activity within the Organization
  • Annual General Meeting

    Cref Finance Limited last Annual general meeting of members was held on 29 Aug 2025 as per latest MCA records. was recorded as a recent event.

  • Balance Sheet

    Progress on Cref Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata. was documented.

  • Director Appointment

    The activity Anjali Prasad was appointed as a Director was appointed as a Director on 27 Mar 2023 & has been associated with this company since 3 years 22 days . was completed.

  • Director Appointment

    Progress on Prasanta Kumar Dutt was appointed as a Director was appointed as a Director on 29 Sep 2022 & has been associated with this company since 3 years 6 months . was documented.

  • Director Appointment

    Progress on Dibyendu Gole was appointed as a CFO was appointed as a CFO on 24 Mar 2015 & has been associated with this company since 11 years 25 days . was documented.

  • Director Appointment

    Progress on Debojit Ghosh was appointed as a Director was appointed as a Director on 20 Feb 2014 & has been associated with this company since 12 years 1 month . was documented.

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Frequently Asked Questions
What is the CIN of Cref Finance Limited?

The CIN of Cref Finance Limited is U65921WB1995PLC069402.

Where is Cref Finance Limited headquartered?

Cref Finance Limited is headquartered at 4 Ripon Street 2Nd Floor, Kolkata, West Bengal, 700016.

When was Cref Finance Limited incorporated?

Cref Finance Limited was incorporated on 15 March 1995.

Who are the current directors of Cref Finance Limited?

The current directors of Cref Finance Limited are

What is the primary industry of Cref Finance Limited?

The primary industry of Cref Finance Limited is Financial Services.

Is Cref Finance Limited a listed company?

Cref Finance Limited is unlisted.

What is the capital structure of Cref Finance Limited?

The authorized capital of Cref Finance Limited is ₹50.00 Cr, and the paid-up capital is ₹30.00 Cr.

What is the compliance status of Cref Finance Limited?

The compliance status of Cref Finance Limited is Compliant.

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