About Cube Consumer Services Private Limited
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Cube Consumer Services Private Limited is a private limited company based in Mumbai, Maharashtra, India, a subsidiary of Cube International Limited. It operates in the digital payment solutions segment of the financial services sector. It was incorporated on 23 January 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U72900MH2016PTC272326. Its GSTIN is 27AAGCC3361F1ZU (Maharashtra).
The company has an authorised share capital of ₹3.14 Cr and a paid-up capital of ₹1.21 Cr. It is led by directors Neena Vijay Kothari and Satyen Vijay Kothari.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 25 Silver Sands Society Juhu Tara Road Juhu Vile Parle (W), Mumbai, Maharashtra, India – 400049.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.06 Cr, a decline of 45% compared to the previous year. For the same year it recorded a net loss of ₹45.61 Lakh (net margin -42.8%) and EBITDA of -₹45.44 Lakh (EBITDA margin -42.7%). Revenue has grown at a compounded annual rate (CAGR) of 7% over three years and 4% over five years.
The company is associated with 1 brand: Cube Wealth. The company has 2 deals on record (1 funding round, 1 rights issue), with disclosed funding of ₹13.81 Cr; the latest was in December 2020. Its 10 peer companies in the BFSI industry (Payment Solution Providers) are compared by revenue, 5 larger and 5 smaller; the largest is R360 Payment Services Private Limited with revenue of ₹1.13 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website bankoncube.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered Address25 Silver Sands Society Juhu Tara Road Juhu Vile Parle (W), Mumbai, Maharashtra, India – 400049
- IndustryFinancial Services, Digital Payment Solutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Associated Brands with Cube Consumer Services Private Limited
Cube Consumer Services operates one associated brand: Cube Wealth. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Investment advisory and wealth management are offered via an application. | bankoncube.com |
Business Activity of Cube Consumer Services Private Limited
The main business activity of Cube Consumer Services is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Cube Consumer Services Private Limited FY 2025 filings available
Cube Consumer Services Private Limited reported revenue of ₹1.06 Cr (down 45% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Cube Consumer Services Private Limited
Revenue fell 45% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 4%. EBITDA fell 171% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Cube Consumer Services Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹45.44 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹45.61 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Cube Consumer Services Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -42.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -42.8% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Cube Consumer Services are in the company report.
Financial statements from FY 2016
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Cube Consumer Services Private Limited
Cube Consumer Services has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Neena Vijay Kothari Also directs: Starfish Advisors LLP | Director | 23 Jan 2016 | 10 Years 8 Months | Current |
| Satyen Vijay Kothari Also directs: Starfish Advisors LLP, White Pay LLP | Director | 23 Jan 2016 | 10 Years 8 Months | Current |
Peer Comparison of Cube Consumer Services Private Limited
Cube Consumer Services Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Payment Solution Providers). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| R360 Payment Services Private Limited | ₹1.13 Cr (FY 2025) | •••• | •••• | 14.0% | •••• | Bengaluru, Karnataka, India |
| Ciphersquare Digital Private Limited | ₹1.11 Cr (FY 2025) | •••• | •••• | -57.0% | •••• | New Delhi, Delhi, India |
| Finessense Advisors Private Limited | ₹1.11 Cr (FY 2025) | •••• | •••• | 80.0% | •••• | Mumbai, Maharashtra, India |
| Techroom Technologies Private Limited | ₹1.07 Cr (FY 2025) | •••• | •••• | -44.0% | •••• | Noida, Uttar Pradesh, India |
| Resilient Payments Private Limited | ₹1.07 Cr (FY 2025) | •••• | •••• | -4.0% | •••• | New Delhi, Delhi, India |
| Cube Consumer Services Private Limited this company | ₹1.06 Cr (FY 2025) | •••• | •••• | -45.0% | •••• | Mumbai, Maharashtra, India |
| Swinkpay Fintech Private Limited | ₹1.03 Cr (FY 2025) | •••• | •••• | -65.0% | •••• | New Delhi, Delhi, India |
| Goshop Utility & Financial Services Private Limited | ₹1.02 Cr (FY 2025) | •••• | •••• | -77.0% | •••• | Ghaziabad, Uttar Pradesh, India |
| Paynet Systems Private Limited | ₹1.01 Cr (FY 2025) | •••• | •••• | -48.0% | •••• | Noida, Uttar Pradesh, India |
| Apex Utilities Services Private Limited | ₹1 Cr (FY 2016) | •••• | •••• | •••• | New Delhi, Delhi, India | |
| Sowrya Siddi Skills Private Limited | ₹98.94 Lakh (FY 2025) | •••• | •••• | -54.0% | •••• | Vijayawada, Andhra Pradesh, India |
Peers are the five companies nearest above and the five nearest below Cube Consumer Services by revenue in the BFSI industry (Payment Solution Providers), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Cube Consumer Services Private Limited
Cube Consumer Services Private Limited is audited by S. P. Gupta & Associates for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| S. P. Gupta & Associates | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Cube Consumer Services Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Cube Consumer Services Private Limited
Cube Consumer Services Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Deals & Funding of Cube Consumer Services Private Limited
Cube Consumer Services Private Limited has 2 deals on record (1 funding round, 1 rights issue), with disclosed funding of ₹13.81 Cr; the latest was in December 2020.
Deals on record (1 of 2)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Dec 2020 | Rights issue | ₹1.1 Cr | Investors: Cube International Limited |
Full deal history
All 2 deals with amounts, valuations, instruments and every party are in the company report.
- Every funding round and share transfer
- Amounts and valuations
- Investors, buyers and sellers
- Instruments and deal dates
Verified entity values are shown only after access is granted.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Employees and EPFO Compliance at Cube Consumer Services Private Limited
Employment history and EPFO contributions of people linked to Cube Consumer Services.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Cube Consumer Services Private Limited
Cube Consumer Services Private Limited has 2 board changes on record since 2016: 2 appointments. The latest: Neena Vijay Kothari was appointed as Director on 23 Jan 2016.
Credit Ratings, Litigation & Regulatory Alerts for Cube Consumer Services Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Cube Consumer Services Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Cube Consumer Services Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Cube Consumer Services Private Limited
Cube Consumer Services has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAGCC3361F1ZU | Maharashtra | Active | 21 Aug 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Cube Consumer Services Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Related news about Cube Consumer Services Private Limited
Frequently Asked Questions about Cube Consumer Services Private Limited
Cube Consumer Services is an active private limited company based in Mumbai, Maharashtra, India. The company works in digital payment solutions, within the financial services industry. It was incorporated on 23 January 2016 (10+ years old) and is registered under CIN U72900MH2016PTC272326.
Cube Consumer Services reported revenue of ₹1.06 Cr for FY 2025 (down 45% YoY).
Cube Consumer Services has 2 current directors:
- Neena Vijay Kothari - Director
- Satyen Vijay Kothari - Director
Cube Consumer Services reported a net loss of ₹45.61 Lakh (net margin -42.8%) and EBITDA of -₹45.44 Lakh (EBITDA margin -42.7%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Cube Consumer Services is -7% over three years and 4% over five years. In the latest year (FY 2025) revenue fell 45%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Cube Consumer Services is 27AAGCC3361F1ZU, registered in Maharashtra.
The CIN (Corporate Identification Number) of Cube Consumer Services is U72900MH2016PTC272326. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Cube Consumer Services was incorporated on 23 January 2016, making it 10+ years old. It is registered with the Registrar of Companies, Mumbai.
Cube Consumer Services has 2 deals on record (1 funding round, 1 rights issue), with disclosed funding of ₹13.81 Cr; the latest was in December 2020.
The peers of Cube Consumer Services by revenue are R360 Payment Services Private Limited, Ciphersquare Digital Private Limited, Finessense Advisors Private Limited, Techroom Technologies Private Limited, Resilient Payments Private Limited and 5 more, all in the BFSI industry (Payment Solution Providers).
Neena Vijay Kothari was appointed as Director on 23 Jan 2016. Satyen Vijay Kothari was appointed as Director on 23 Jan 2016.