
About Debtlife Holdings Private Limited
Data last updated:
Debtlife Holdings Private Limited is a private limited company based in Mumbai, Maharashtra, India, a subsidiary of Treasurance Training & Capacity Building Private Limited. It operates in the financial holding companies segment of the financial services sector. It was incorporated on 11 November 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U67100MH2020PTC349910. Its GSTIN is 27AAICD1338B1Z2 (Maharashtra).
The company has an authorised share capital of ₹3 Cr and a paid-up capital of ₹1.36 Cr. It is led by directors including Sujal Desai and Suresh Kumar Darak.
Its last annual general meeting (AGM) was held on 19 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.39 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹3.55 Cr (net margin -256%) and EBITDA of -₹1.46 Cr (EBITDA margin -105.1%). Revenue has grown at a compounded annual rate (CAGR) of 109% over three years.
Its group structure includes 2 subsidiaries.
For more details, the company can be reached via its website debtlife.in.
Company details
Contact details
Debtlife Holdings Private Limited's registered office is in Mumbai, Maharashtra. Its website is debtlife.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered Address204 And 205 Second Floor Balarama Co – Op Housing Society Ltd., Bandra Kurla Complex Bandra East, Mumbai, Maharashtra, India – 400051
- IndustryFinancial Services, Financial Holding Companies
To see the full contact details of Debtlife Holdings Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Debtlife Holdings is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
Financials of Debtlife Holdings Private Limited
FY 2025 filings availableDebtlife Holdings Private Limited reported revenue of ₹1.39 Cr (up 212% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 109% over three years, including 212% growth in the latest year. EBITDA fell 247% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹1.46 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹3.55 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -105.1% | ||||
| Net Profit Margin | -256% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Debtlife Holdings Private Limited, buy the company report.
Board of directors of Debtlife Holdings Private Limited
Debtlife Holdings has 4 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sujal Desai Also directs: Krepl Chemical Distributors Limited, Padma Nidhi Digital Ventures Private Limited, Niyog Finvisors Private Limited and 3 more | Director | 11 Nov 2020 | 5 Years 11 Months | Current |
| Suresh Kumar Darak | Director | 11 Nov 2020 | 5 Years 11 Months | Current |
| Panja Pradeep Kumar Also directs: Shriram Finance Limited, The Karnataka Bank Limited, Brigade Enterprises Limited and 1 more | Director | 07 Nov 2024 | 2 Years 0 Months | Current |
| Shashi Rathi Also directs: Skrathi Infra LLP, Shasri Properties LLP | Director | 07 Nov 2024 | 2 Years 0 Months | Current |
Peer comparison
Debtlife Holdings Private Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Holding Company), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shrilekha Business Consultancy Private Limited | ₹1.39 Cr (FY 2019) | 224.0% | Chennai, Tamil Nadu, India | |||
| Debtlife Holdings Private Limitedthis company | ₹1.39 Cr (FY 2025) | -₹3.55 Cr | -256% | 212.0% | Mumbai, Maharashtra, India | |
| Cynosure Company Pvt Ltd | ₹1.38 Cr (FY 2024) | 77.0% | Kolkata, West Bengal, India | |||
| RKSV Investments Private Limited | ₹1.33 Cr (FY 2024) | 30232.0% | Karnal, Haryana, India |
To see the full peer comparison of Debtlife Holdings Private Limited, buy the company report.
Auditor
Debtlife Holdings Private Limited is audited by CNK & Associates LLP for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| CNK & Associates LLP | FY 2023 | 101961 |
Shareholding
The shareholding of Debtlife Holdings Private Limited is on record for 3 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Debtlife Holdings Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Debtlife Holdings Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Debtlife Holdings Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Debtlife Holdings has 2 subsidiary companies. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares held |
|---|---|---|
| Bondbazaar Securities Private Limited | U67100MH2021PTC364337 | |
| Bondbazaar Services Private Limited | U72100MH2020PTC351804 |
To see the full group structure of Debtlife Holdings Private Limited, buy the company report.
Employees & EPFO
Debtlife Holdings Private Limited has 1 active EPFO establishment as of Apr 05, 2024.
GST
Debtlife Holdings has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAICD1338B1Z2 | Maharashtra | Active | 18 Oct 2021 |
To see the full GST registrations and return filing status of Debtlife Holdings Private Limited, buy the company report.
Recent activity
Debtlife Holdings Private Limited has 4 board changes on record since 2020: 4 appointments. The latest: Panja Pradeep Kumar was appointed as Director on 07 Nov 2024.
Frequently asked questions
Debtlife Holdings is an active private limited company based in Mumbai, Maharashtra, India. The company works in financial holding companies, within the financial services industry. It was incorporated on 11 November 2020 (6+ years old) and is registered under CIN U67100MH2020PTC349910.
Debtlife Holdings has 4 current directors:
- Sujal Desai - Director
- Suresh Kumar Darak - Director
- Panja Pradeep Kumar - Director
- Shashi Rathi - Director
The latest financial statements of Debtlife Holdings on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 19 August 2025. Year-wise statements from FY 2021 are in the company report.
The GSTIN of Debtlife Holdings is 27AAICD1338B1Z2, registered in Maharashtra.
The CIN (Corporate Identification Number) of Debtlife Holdings is U67100MH2020PTC349910. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Debtlife Holdings was incorporated on 11 November 2020, making it 6+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Debtlife Holdings by revenue are Shrilekha Business Consultancy Private Limited, Cynosure Company Pvt Ltd, RKSV Investments Private Limited, all in the BFSI industry (Holding Company), with the same principal business activity (other financial activities).
Panja Pradeep Kumar was appointed as Director on 07 Nov 2024. Shashi Rathi was appointed as Director on 07 Nov 2024. Sujal Desai was appointed as Director on 11 Nov 2020. Debtlife Holdings has 4 board changes on record in total.
Debtlife Holdings can be reached through the website debtlife.in. Its registered office is in Mumbai, Maharashtra, India.
The registered office of Debtlife Holdings is at 204 And 205 Second Floor Balarama Co – Op Housing Society Ltd., Bandra Kurla Complex Bandra East, Mumbai, Maharashtra, India – 400051.
Debtlife Holdings operates in the financial services industry, in the financial holding companies segment.

