Destiny Finco Pvtltd
About Destiny Finco Pvtltd
Data last updated:
Destiny Finco Pvtltd is a private limited company based in Kolkata, West Bengal, India, a subsidiary of Sourini Tradecom Private Limited. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 07 April 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65999WB1992PTC055156. Its GSTIN is 19AAACD8960H1ZD (West Bengal).
The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹5.2 Cr. It is led by directors including Sumita Chatterjee and Silajit Mukherjee.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 10/9 Chinarpark 1st Floor P.O – R. Gopalpur, Kolkata, West Bengal, India – 700157.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.42 Cr, a growth of 12% compared to the previous year. For the same year it recorded a net profit of ₹17.1 Lakh (net margin 7.1%) and EBITDA of ₹29.21 Lakh (EBITDA margin 12.1%). Revenue has grown at a compounded annual rate (CAGR) of 19% over three years and 9% over five years.
The company has about 59 employees on its provident fund (EPFO) records.
Court records list 1 case involving the company, including 1 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Destiny Finco Pvtltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address10/9 Chinarpark 1st Floor P.O – R. Gopalpur, Kolkata, West Bengal, India – 700157
- IndustryFinancial Services, NBFC, Microfinance Institutions
To see the full contact details of Destiny Finco Pvtltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Destiny Finco is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Destiny Finco Pvtltd, buy the company report.
Financials of Destiny Finco Pvtltd
FY 2025 filings availableDestiny Finco Pvtltd reported revenue of ₹2.42 Cr (up 12% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 9% over five years, including 12% growth in the latest year. EBITDA rose 26% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹29.21 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹17.1 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 12.1% | ||||
| Net Profit Margin | 7.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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To see the full financial statements and ratios of Destiny Finco Pvtltd, buy the company report.
Board of directors of Destiny Finco Pvtltd
Destiny Finco has 4 current directors and 12 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sumita Chatterjee | Director | 07 Apr 1992 | 34 Years 6 Months | Current |
| Silajit Mukherjee | Director | 15 Mar 2025 | 1 Years 7 Months | Current |
| Sudipta Barman | Director | 29 Jul 2021 | 5 Years 3 Months | Current |
| Bhaskar Roy | Director | 15 Mar 2025 | 1 Years 7 Months | Current |
Peer comparison
Destiny Finco Pvtltd is compared with the 8 companies closest to it by revenue in the BFSI industry (Micro Finance Institutions, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Madhav Trading Corporation Limited | ₹2.42 Cr (FY 2025) | -10.0% | Kolkata, West Bengal, India | |||
| Sai Baba Finvest Private Limited | ₹2.42 Cr (FY 2024) | -80.0% | Kolkata, West Bengal, India | |||
| Khiwasara Finance & Leasing Limited | ₹2.42 Cr (FY 2025) | 7.0% | Hyderabad, Telangana, India | |||
| Destiny Finco Pvtltdthis company | ₹2.42 Cr (FY 2025) | ₹17.1 Lakh | 7.1% | 12.0% | 59 | Kolkata, West Bengal, India |
| Indus Finance Limited | ₹2.41 Cr (FY 2019) | 10.0% | Chennai, Tamil Nadu, India | |||
| Pee Jay Finance Company Limited | ₹2.41 Cr (FY 2025) | 23.0% | Hargobind Enclave, Delhi, India | |||
| Modi Asset Management Private Limited | ₹2.41 Cr (FY 2025) | 135.0% | Mohali, Punjab, India | |||
| Artmoss Sales Pvt Ltd | ₹2.41 Cr (FY 2025) | 52.0% | Kolkata, West Bengal, India | |||
| Ambarnuj Finance & Investments Private Limited | ₹2.41 Cr (FY 2025) | -3.0% | New Delhi, Delhi, India |
To see the full peer comparison of Destiny Finco Pvtltd, buy the company report.
Auditor
Destiny Finco Pvtltd is audited by SRB & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SRB & ASSOCIATES | FY 2023 | 310009E |
Shareholding
The shareholding of Destiny Finco Pvtltd is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Destiny Finco Pvtltd, buy the company report.
Legal cases
Destiny Finco Pvtltd has 1 court case on record: 1 filed by Destiny Finco. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Delhi | Court case (CO.PET.) | Filed by the company against M/S Triveni Polymer P. Ltd. | Disposed |
To see the full case history of Destiny Finco Pvtltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Destiny Finco Pvtltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Destiny Finco Pvtltd has a workforce of 59 employees on its EPFO records as of Apr 08, 2024, across 1 active EPFO establishment.
GST
Destiny Finco has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 19AAACD8960H1ZD | West Bengal | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Destiny Finco Pvtltd, buy the company report.
Recent activity
Destiny Finco Pvtltd has 17 board changes on record since 1992: 5 appointments and 12 cessations. The latest: Bhaskar Roy was appointed as Director on 15 Mar 2025.
8 earlier events are in the company report.
Frequently asked questions
Destiny Finco is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 07 April 1992 (34+ years old) and is registered under CIN U65999WB1992PTC055156.
Destiny Finco has 4 current directors:
- Sumita Chatterjee - Director
- Silajit Mukherjee - Director
- Sudipta Barman - Director
- Bhaskar Roy - Director
The latest financial statements of Destiny Finco on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Destiny Finco is 19AAACD8960H1ZD, registered in West Bengal.
The CIN (Corporate Identification Number) of Destiny Finco is U65999WB1992PTC055156. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Destiny Finco has 1 court case on record: 1 filed by the company.
Destiny Finco was incorporated on 07 April 1992, making it 34+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Destiny Finco by revenue are Madhav Trading Corporation Limited, Sai Baba Finvest Private Limited, Khiwasara Finance & Leasing Limited, Indus Finance Limited, Pee Jay Finance Company Limited and 3 more, all in the BFSI industry (Micro Finance Institutions, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Bhaskar Roy was appointed as Director on 15 Mar 2025. Devarsi Kumar Negi ceased to be Managing Director on 15 Mar 2025. Silajit Mukherjee was appointed as Director on 15 Mar 2025. Destiny Finco has 17 board changes on record in total.
The registered office of Destiny Finco is at 109 Chinarpark 1st Floor P.O – R. Gopalpur, Kolkata, West Bengal, India – 700157.
Destiny Finco operates in the financial services industry, in the nbfc segment.
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