About Dhanlaxmi Bank Limited
Data last updated: 10 December 2025
Dhanlaxmi Bank Limited is a public limited company based in Trichur, Kerala, India. It specialises in banking institutions, a part of the broader financial services sector. Incorporated on 14 November 1927, the company has been in operation for over 99 years.
Registered with ROC Ernakulam under CIN L65191KL1927PLC000307. Listed on BSE: 532180 and NSE: DHANBANK.
Capital: an authorised share capital of ₹500 Cr and a paid-up capital of ₹394.7 Cr. Formerly known as The Dhanalakshmi Bank Ltd and Dhanalakshmi Bank Ltd. It is led by directors including Ashutosh Khajuria and Gangadharan Nair Rajagopalan.
Last AGM: 30 September 2024. Financial statements filed for year ended 31 March 2024. Office: Dhanalakshmi Bank Buildingnaickanal Naickanal, Trichur, Kerala, India – 680001.
As per the financials filed for FY 2025, the company reported a revenue of ₹1,489.08 Cr, a growth of 10% compared to the previous year.
The company is associated with 1 brand - Dhanlaxmi Bank.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website dhanbank.com.
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Email*****@*****.com
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Telephone+91-****-******
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Website
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Social Media
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Registered AddressDhanalakshmi Bank Buildingnaickanal Naickanal, Trichur, Kerala, India – 680001
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IndustryFinancial Services, Banking Institutions
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Dhanlaxmi Bank Limited
Dhanlaxmi Bank Limited has undergone 2 name changes throughout its history. The company was previously known as The Dhanalakshmi Bank Ltd, and Dhanalakshmi Bank Ltd. The current legal name is Dhanlaxmi Bank Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Dhanlaxmi Bank Limited | Current |
| The Dhanalakshmi Bank Ltd | Previous |
| Dhanalakshmi Bank Ltd | Previous |
Associated Brands with Dhanlaxmi Bank Limited
Dhanlaxmi Bank Limited operates one associated brand: Dhanlaxmi Bank. These brands represent Dhanlaxmi Bank Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Financial services are offered by Dhanlaxmi Bank across India. | dhanbank.com |
Competitors & Alternatives of Dhanlaxmi Bank Limited
Brands and companies operating in the same space as Dhanlaxmi Bank Limited include Yes Bank, Axis Bank, RBL Bank and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
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Commercial banking services are offered to individuals and businesses. | Mumbai, India, India | 2004 |
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Provider of a commercial banking services | Mumbai, India, India | 1993 |
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Commercial banking services for personal and business needs are provided. | Mumbai, India, India | 1943 |
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Comprehensive banking services are offered to retail and corporate clients. | Thrissur, India, India | 1920 |
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Personal and business banking services are offered to underbanked markets. | Kolkata, India, India | 2014 |
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Private sector banking services are provided across India. | Kumbakonam, India, India | 1904 |
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Commercial and personal banking services are offered by HDFC Bank. | Mumbai, India, India | 1994 |
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Commercial banking services are offered to corporate and retail customers. | Mumbai, India, India | 1985 |
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Personal and business banking products and services are provided. | Pune, India, India | 1994 |
Business Activity of Dhanlaxmi Bank Limited
Dhanlaxmi Bank Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including banking activities by central, commercial and saving banks.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K1 | Banking activities by Central, Commercial and Saving banks | ********* |
Auditor Details of Dhanlaxmi Bank Limited
Dhanlaxmi Bank Limited is audited by Abraham & Jose (ICAI peer reviewed, certificate valid till 2027-02-28); Sagar Associates (ICAI peer reviewed, certificate valid till 2028-11-30) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| Abraham & Jose (ICAI peer reviewed, certificate valid till 2027-02-28); Sagar Associates (ICAI peer reviewed, certificate valid till 2028-11-30) | FY 2026 | Declaration of unmodified opinion |
Board of Directors of Dhanlaxmi Bank Limited
Dhanlaxmi Bank Limited is currently managed by 12 directors, with 69 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ashutosh Khajuria | Director | 22 Mar 2025 | 1 Years 3 Months | Current |
| Gangadharan Nair Rajagopalan | Director | 17 Aug 2020 | 5 Years 10 Months | Current |
| Chittilangat Kalam Jinish Nath | Director | 31 Jul 2024 | 1 Years 11 Months | Current |
| Nageswara Rao Chatradi | Nominee Director | 18 Nov 2023 | 2 Years 7 Months | Current |
| Madhusoodanan Kannimel Narayana Panicker | Director | 09 Nov 2022 | 3 Years 8 Months | Current |
| Kunhi Ajithkumar Krishnan | Managing Director | 20 Jun 2024 | 2 Years 0 Months | Current |
Financials of Dhanlaxmi Bank Limited FY 2026 filings available
Dhanlaxmi Bank Limited reported revenue of ₹1,601.48 Cr (up 21.34% YoY) for FY 2026. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue from Operations | ₹1,601.48 Cr | ₹1,319.88 Cr | ₹1,206.99 Cr | ₹1,071.23 Cr | ₹916.64 Cr | ₹930.75 Cr |
| Interest Earned | ₹1,601.48 Cr | ₹1,319.88 Cr | ₹1,206.99 Cr | ₹1,071.23 Cr | ₹916.64 Cr | ₹930.75 Cr |
| Other Income | ₹192.39 Cr | ₹169.2 Cr | ₹152.56 Cr | ₹74.52 Cr | ₹169.12 Cr | ₹141.48 Cr |
| Total Income | ₹1,793.87 Cr | ₹1,489.08 Cr | ₹1,359.55 Cr | ₹1,145.75 Cr | ₹1,085.76 Cr | ₹1,072.23 Cr |
| Employee Benefit Expense | ₹326.97 Cr | ₹313.64 Cr | ₹331.2 Cr | ₹247.25 Cr | ₹234.61 Cr | ₹225.37 Cr |
| Interest Expended | ₹979.15 Cr | ₹836.59 Cr | ₹748.54 Cr | ₹595.48 Cr | ₹554.32 Cr | ₹601.1 Cr |
| Operating Expenses | ₹598.44 Cr | ₹557.39 Cr | ₹541.75 Cr | ₹427.07 Cr | ₹397.14 Cr | ₹366.04 Cr |
| Operating Profit before Provisions | ₹216.28 Cr | ₹95.1 Cr | ₹69.26 Cr | ₹123.2 Cr | ₹134.3 Cr | ₹105.09 Cr |
| Provisions (other than tax) | ₹78.06 Cr | ₹23.48 Cr | -₹1.22 Cr | ₹91.59 Cr | ₹97.21 Cr | ₹62.46 Cr |
| Profit Before Tax | ₹138.22 Cr | ₹71.62 Cr | ₹70.48 Cr | ₹31.61 Cr | ₹37.09 Cr | ₹42.63 Cr |
| Total Tax Expense | ₹35.47 Cr | ₹4.98 Cr | ₹12.66 Cr | -₹17.75 Cr | ₹1.19 Cr | ₹5.44 Cr |
| Net Profit | ₹102.75 Cr | ₹66.64 Cr | ₹57.82 Cr | ₹49.36 Cr | ₹35.9 Cr | ₹37.19 Cr |
| Basic EPS | ₹2.60 | ₹2.37 | ₹2.29 | ₹1.95 | ₹0.93 | ₹1.47 |
| Diluted EPS | ₹2.60 | ₹2.37 | ₹2.29 | ₹1.95 | ₹0.93 | ₹1.47 |
| Gross NPA | ₹286.38 Cr | ₹364.11 Cr | ₹421.21 Cr | ₹511.14 Cr | ₹533.54 Cr | ₹657.21 Cr |
| Gross NPA % | 0.02% | 0.03% | 0.04% | 0.05% | 0.06% | 0.09% |
| Net NPA % | 0.01% | 0.01% | 0.01% | 0.01% | 0.03% | 0.05% |
| Return on Assets % | 0.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CET1 Ratio % | 0.16% | 0.15% | 0.11% | 0.11% | 0.13% | 0.14% |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Total Assets | ₹21,238 Cr | ₹17,937 Cr | ₹15,962 Cr | - | - | - |
| Equity (Net Worth) | ₹1,309.13 Cr | ₹1,236.65 Cr | ₹801.04 Cr | ₹801.04 Cr | ₹761.93 Cr | ₹725.44 Cr |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | ₹631.49 Cr | -₹4.79 Cr | ₹17.29 Cr | ₹216.4 Cr | -₹233.26 Cr |
| Investing Cash Flow | -₹789.51 Cr | -₹32.3 Cr | ₹110.7 Cr | -₹105.61 Cr | -₹15.87 Cr |
| Financing Cash Flow | ₹150 Cr | ₹142.29 Cr | ₹0 | ₹0 | ₹0 |
| Dividends Paid | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | -₹8.02 Cr | ₹105.2 Cr | ₹127.99 Cr | ₹110.79 Cr | -₹249.13 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹443.05 Cr | ₹407.06 Cr | ₹383.61 Cr | ₹367.76 Cr | ₹350.62 Cr | ₹334.59 Cr | ₹328.83 Cr | ₹305.84 Cr | ₹306.23 Cr | ₹307.72 Cr | ₹303.9 Cr | ₹289.14 Cr |
| Interest Earned | ₹443.05 Cr | ₹407.06 Cr | ₹383.61 Cr | ₹367.76 Cr | ₹350.62 Cr | ₹334.59 Cr | ₹328.83 Cr | ₹305.84 Cr | ₹306.23 Cr | ₹307.72 Cr | ₹303.9 Cr | ₹289.14 Cr |
| Other Income | ₹69.29 Cr | ₹49.25 Cr | ₹34.55 Cr | ₹39.3 Cr | ₹43.09 Cr | ₹42.2 Cr | ₹51.81 Cr | ₹32.1 Cr | ₹41.07 Cr | ₹35.7 Cr | ₹23.53 Cr | ₹52.26 Cr |
| Total Income | ₹512.34 Cr | ₹456.31 Cr | ₹418.16 Cr | ₹407.06 Cr | ₹393.71 Cr | ₹376.79 Cr | ₹380.64 Cr | ₹337.94 Cr | ₹347.3 Cr | ₹343.42 Cr | ₹327.43 Cr | ₹341.4 Cr |
| Employee Benefit Expense | ₹71.04 Cr | ₹87.22 Cr | ₹85.04 Cr | ₹83.67 Cr | ₹71.05 Cr | ₹82.37 Cr | ₹79.96 Cr | ₹80.26 Cr | ₹105.22 Cr | ₹73.23 Cr | ₹70.99 Cr | ₹64.61 Cr |
| Interest Expended | ₹256 Cr | ₹252.84 Cr | ₹241.65 Cr | ₹228.66 Cr | ₹216.39 Cr | ₹206.25 Cr | ₹208 Cr | ₹205.95 Cr | ₹201.37 Cr | ₹193.72 Cr | ₹182.94 Cr | ₹170.51 Cr |
| Operating Expenses | ₹142.67 Cr | ₹162.33 Cr | ₹148.32 Cr | ₹145.12 Cr | ₹138.64 Cr | ₹143.96 Cr | ₹139.51 Cr | ₹135.28 Cr | ₹163.37 Cr | ₹127.39 Cr | ₹120.89 Cr | ₹112.95 Cr |
| Operating Profit before Provisions | ₹113.67 Cr | ₹41.14 Cr | ₹28.19 Cr | ₹33.28 Cr | ₹38.68 Cr | ₹26.58 Cr | ₹33.13 Cr | -₹3.29 Cr | -₹17.44 Cr | ₹22.31 Cr | ₹23.6 Cr | ₹57.94 Cr |
| Provisions (other than tax) | ₹34.71 Cr | ₹17.26 Cr | ₹4.99 Cr | ₹21.1 Cr | ₹11.5 Cr | ₹6.7 Cr | ₹57 Lakh | ₹4.71 Cr | -₹28.15 Cr | ₹19.25 Cr | -₹2.82 Cr | ₹27.64 Cr |
| Profit Before Tax | ₹78.96 Cr | ₹23.88 Cr | ₹23.2 Cr | ₹12.18 Cr | ₹27.18 Cr | ₹19.88 Cr | ₹32.56 Cr | -₹8 Cr | ₹10.71 Cr | ₹3.06 Cr | ₹26.42 Cr | ₹30.3 Cr |
| Total Tax Expense | ₹35.47 Cr | ₹0 | ₹0 | ₹0 | -₹1.8 Cr | ₹3 Lakh | ₹6.75 Cr | ₹0 | ₹7.4 Cr | ₹1 Lakh | ₹3.26 Cr | ₹2 Cr |
| Net Profit | ₹43.49 Cr | ₹23.88 Cr | ₹23.2 Cr | ₹12.18 Cr | ₹28.98 Cr | ₹19.85 Cr | ₹25.81 Cr | -₹8 Cr | ₹3.31 Cr | ₹3.05 Cr | ₹23.16 Cr | ₹28.3 Cr |
| Basic EPS | ₹1.10 | ₹0.61 | ₹0.59 | ₹0.31 | ₹0.85 | ₹0.78 | ₹1.02 | ₹-0.32 | ₹0.13 | ₹0.12 | ₹0.92 | ₹1.12 |
| Diluted EPS | ₹1.10 | ₹0.61 | ₹0.59 | ₹0.31 | ₹0.85 | ₹0.78 | ₹1.02 | ₹-0.32 | ₹0.13 | ₹0.12 | ₹0.92 | ₹1.12 |
| Gross NPA | ₹286.38 Cr | ₹332.4 Cr | ₹404.34 Cr | ₹401.95 Cr | ₹364.11 Cr | ₹401.11 Cr | ₹4.21 Cr | ₹430.16 Cr | ₹421.21 Cr | ₹495.65 Cr | ₹552.59 Cr | ₹523.38 Cr |
| Gross NPA % | 0.02% | 0.02% | 0.03% | 0.03% | 0.03% | 0.04% | 0.04% | 0.04% | 0.04% | 0.05% | 0.05% | 0.05% |
| Net NPA % | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% |
| Return on Assets % | 0.01% | 0.00% | 0.00% | 0.00% | 0.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | 0.01% |
| CET1 Ratio % | 0.16% | 0.14% | 0.15% | 0.15% | 0.15% | 0.13% | 0.12% | 0.12% | 0.11% | 0.11% | 0.11% | 0.11% |
| Segment · Q4 FY26 (latest quarter) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| (a) Treasury | ₹69.04 Cr | ₹21.7 Cr | ₹4,698.22 Cr | ₹4,257.52 Cr |
| (b) Retail Banking | ₹340.77 Cr | ₹36.94 Cr | ₹11,990 Cr | ₹11,292 Cr |
| (c) Corporate/ Wholesale Banking | ₹93.18 Cr | ₹10.97 Cr | ₹4,475.33 Cr | ₹4,214.59 Cr |
| (d) Other Banking Operations | ₹9.35 Cr | ₹9.35 Cr | ₹0 | ₹0 |
| Segment · FY 2026 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| (a) Treasury | ₹294.32 Cr | ₹62.21 Cr | - | - |
| (b) Retail Banking | ₹1,100.93 Cr | ₹64.31 Cr | - | - |
| (c) Corporate/ Wholesale Banking | ₹378.17 Cr | -₹8.75 Cr | - | - |
| (d) Other Banking Operations | ₹20.45 Cr | ₹20.45 Cr | - | - |
Shareholding Pattern of Dhanlaxmi Bank Limited
As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 0.00%, foreign institutional investors hold 15.42%, domestic institutional investors hold 0.05%, retail and other public shareholders hold 84.53% of Dhanlaxmi Bank Limited. The company had 172,047 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Promoter change (YoY, %pts) | +0.00 | +0.00 | +0.00 | +0.00 | +0.00 | +0.00 | +0.00 | +0.00 | +0.00 | +0.00 | - |
Board & Governance of Dhanlaxmi Bank Limited
As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Dhanlaxmi Bank Limited has 10 directors - 5 independent and 2 executive. The board is chaired by K.N MADHUSOODANAN.
| Director | Position | On board since | Listed boards |
|---|---|---|---|
| K.N MADHUSOODANAN | Non-Executive - Independent Director · Chairperson | 2022-11-09 | 1 |
| AJITH KUMAR K.K | Executive Director · CEO-MD | 2024-06-20 | 1 |
| P. SURIARAJ | Executive Director | 2025-01-20 | 1 |
| G. RAJAGOPALAN NAIR | Non-Executive - Independent Director | 2021-08-17 | 1 |
| NAGESWARA RAO CHATRADI | Non-Executive - Nominee Director | 2023-11-18 | 1 |
| Dr. NIRMALA PADMANABHAN | Non-Executive - Independent Director | 2022-11-09 | 1 |
| VARDHINI KALYANARAMAN | Non-Executive - Independent Director | 2023-02-21 | 1 |
| Dr.JINEESH NATH C.K | Non-Executive - Non Independent Director | 2024-07-31 | 1 |
| ASHUTOSH KHAJURIA | Non-Executive - Independent Director | 2025-03-22 | 2 |
| SUJATHA JAGANADAN | Non-Executive - Nominee Director | 2025-11-19 | 1 |
| Committee | Members |
|---|---|
| Audit Committee | VARDHINI KALYANARAMAN (Chairperson), G. RAJAGOPALAN NAIR, NAGESWARA RAO CHATRADI, Dr.JINEESH NATH C.K, SUJATHA JAGANADAN |
| Nomination and remuneration committee | Dr. NIRMALA PADMANABHAN (Chairperson), G. RAJAGOPALAN NAIR, Dr.JINEESH NATH C.K, K.N MADHUSOODANAN, VARDHINI KALYANARAMAN, ASHUTOSH KHAJURIA |
| Stakeholders Relationship Committee | Dr.JINEESH NATH C.K (Chairperson), AJITH KUMAR K.K, VARDHINI KALYANARAMAN, P. SURIARAJ |
| Risk Management Committee | ASHUTOSH KHAJURIA (Chairperson), AJITH KUMAR K.K, G. RAJAGOPALAN NAIR, Dr. NIRMALA PADMANABHAN, VARDHINI KALYANARAMAN |
Charges & Borrowings Dhanlaxmi Bank Limited
Dhanlaxmi Bank Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Dhanlaxmi Bank Limited
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Employee Count & EPFO Data of Dhanlaxmi Bank Limited
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GST Compliance of Dhanlaxmi Bank Limited
GSTIN & GST Filing Data of Dhanlaxmi Bank Limited
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Credit Ratings, Litigation & Regulatory Alerts for Dhanlaxmi Bank Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Dhanlaxmi Bank Limited
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MSME Payment Delays by Dhanlaxmi Bank Limited
MSME Payment Delays by Dhanlaxmi Bank Limited
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Subsidiaries & Group Companies of Dhanlaxmi Bank Limited
Subsidiaries & Group Companies of Dhanlaxmi Bank Limited
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MCA Filings & Documents of Dhanlaxmi Bank Limited
MCA Filings & Documents of Dhanlaxmi Bank Limited
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Recent Activity on Dhanlaxmi Bank Limited
Recent News on Dhanlaxmi Bank Limited
Frequently Asked Questions about Dhanlaxmi Bank Limited
Dhanlaxmi Bank Limited is an active public limited company in the financial services sector based in Trichur, Kerala, India. It was incorporated on 14 November 1927 (99+ years old) and is registered under CIN L65191KL1927PLC000307. Listed on BSE: 532180 and NSE: DHANBANK.
Dhanlaxmi Bank Limited reported revenue of ₹1,489.08 Cr for FY 2025 (up 10.00% YoY).
The current directors of Dhanlaxmi Bank Limited are:
- Ashutosh Khajuria
- Gangadharan Nair Rajagopalan
- Chittilangat Kalam Jinish Nath
- Nageswara Rao Chatradi
- Thozhuthungal Aravindakshan Kavitha
- Venkatesh Haridasan
- Madhusoodanan Kannimel Narayana Panicker
- Kunhi Ajithkumar Krishnan
- Nirmala Padmanabhan
- Vardhini Kalyanaraman
- Purusothaman Suriaraj
- Jaganathan Sujatha
The primary industry of Dhanlaxmi Bank Limited is financial services. The company specifically operates in banking institutions. The company is currently active in this sector.
Yes. Dhanlaxmi Bank Limited is listed on both BSE (code: 532180) and NSE (symbol: DHANBANK).
Dhanlaxmi Bank Limited can be reached at the registered office: Dhanalakshmi Bank Buildingnaickanal Naickanal, Trichur, Kerala, India – 680001, or through the website dhanbank.com.