Dial Nidhi Limited
About Dial Nidhi Limited
Data last updated:
Dial Nidhi Limited is a nidhi company based in Kodungalloor, Kerala, India. It operates in the pawn shops segment of the financial services sector. It was incorporated on 17 January 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2017PLC047797.
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹34.15 Lakh. It is led by directors including Antony Thekkekara (Managing Director) and Kunianthodath Varghese Joseph.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Building No Xiii/161 Kkg Building Kokkuvayil, Kodungalloor, Kerala, India – 680664.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.39 Lakh, a decline of 88% compared to the previous year. For the same year it recorded a net loss of ₹17.07 Lakh (net margin -389.2%) and EBITDA of -₹16.84 Lakh (EBITDA margin -384%). Revenue has declined at a compounded annual rate (CAGR) of 42% over three years and 21% over five years.
The company has 1 deal on record (1 rights issue); the latest was in September 2018.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressBuilding No Xiii/161 Kkg Building Kokkuvayil, Kodungalloor, Kerala, India – 680664
- IndustryFinancial Services, Pawn Shops, Credit Allocation Agencies, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Dial Nidhi Limited
The main business activity of Dial Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Dial Nidhi Limited FY 2025 filings available
Dial Nidhi Limited reported revenue of ₹4.39 Lakh (down 88% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Dial Nidhi Limited
Revenue has declined at a compounded annual rate (CAGR) of 21% over five years, including a 88% fall in the latest year. EBITDA fell 327% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Dial Nidhi Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹16.84 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹17.07 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Dial Nidhi Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -384% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -389.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Dial Nidhi are in the company report.
Financial statements from FY 2017
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Dial Nidhi Limited
Dial Nidhi has 5 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kunianthodath Varghese Joseph | Director | 17 Jan 2017 | 9 Years 8 Months | Current |
| Antony Thekkekara | Managing Director | 17 Jan 2017 | 9 Years 8 Months | Current |
| Peedikaparambil Sreedharan Pillai Manojkumar | Director | 17 Jan 2017 | 9 Years 8 Months | Current |
| Kokkuvayil Kumaran Gopalakrishnan Also directs: Anjali Kuries Private Limited | Director | 17 Jan 2017 | 9 Years 8 Months | Current |
| Rajappan Elayidom Suresh | Director | 17 Jan 2017 | 9 Years 8 Months | Current |
Charges & Borrowings of Dial Nidhi Limited
Dial Nidhi Limited does not have any charges (loans) registered with the Registrar of Companies.
Deals & Funding of Dial Nidhi Limited
Dial Nidhi Limited has 1 deal on record (1 rights issue); the latest was in September 2018.
Deals on record (1 of 1)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Sep 2018 | Rights issue | ₹8.6 Lakh | Investors: 4 individuals |
Full deal history
All 1 deals with amounts, valuations, instruments and every party are in the company report.
- Every funding round and share transfer
- Amounts and valuations
- Investors, buyers and sellers
- Instruments and deal dates
Verified entity values are shown only after access is granted.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Employees and EPFO Compliance at Dial Nidhi Limited
Employment history and EPFO contributions of people linked to Dial Nidhi.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Dial Nidhi Limited
Dial Nidhi Limited has 5 board changes on record since 2017: 5 appointments. The latest: Antony Thekkekara was appointed as Managing Director on 17 Jan 2017.
Credit Ratings, Litigation & Regulatory Alerts for Dial Nidhi Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Dial Nidhi Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Dial Nidhi Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Dial Nidhi Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Dial Nidhi Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Dial Nidhi Limited
Dial Nidhi is an active nidhi company based in Kodungalloor, Kerala, India. The company works in pawn shops, within the financial services industry. It was incorporated on 17 January 2017 (9+ years old) and is registered under CIN U65929KL2017PLC047797.
Dial Nidhi reported revenue of ₹4.39 Lakh for FY 2025 (down 88% YoY).
Dial Nidhi has 5 current directors:
- Antony Thekkekara - Managing Director
- Kunianthodath Varghese Joseph - Director
- Peedikaparambil Sreedharan Pillai Manojkumar - Director
- Kokkuvayil Kumaran Gopalakrishnan - Director
- Rajappan Elayidom Suresh - Director
Dial Nidhi reported a net loss of ₹17.07 Lakh (net margin -389.2%) and EBITDA of -₹16.84 Lakh (EBITDA margin -384%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Dial Nidhi is -42% over three years and -21% over five years. In the latest year (FY 2025) revenue fell 88%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Dial Nidhi is U65929KL2017PLC047797. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Dial Nidhi was incorporated on 17 January 2017, making it 9+ years old. It is registered with the Registrar of Companies, Ernakulam.
Dial Nidhi has 1 deal on record (1 rights issue); the latest was in September 2018.
Antony Thekkekara was appointed as Managing Director on 17 Jan 2017. Kokkuvayil Kumaran Gopalakrishnan was appointed as Director on 17 Jan 2017. Kunianthodath Varghese Joseph was appointed as Director on 17 Jan 2017. Dial Nidhi has 5 board changes on record in total.
The registered office of Dial Nidhi is at Building No Xiii161 Kkg Building Kokkuvayil, Kodungalloor, Kerala, India – 680664.