Durga Shakti Micro Credit Association

Durga Shakti Micro Credit Association - financial services in Varanasi, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U65993UP2017NPL091077 Incorporated 07 March 2017 ROC Uttar Pradesh HQ Varanasi, Uttar Pradesh, India
Active Private Not For Profit Company financial services
Data last updated
Revenue · FY 2025
₹2.82 Lakh
▼ 10% YoY
Net loss · FY 2025
₹10,877
Net margin -3.9%
EBITDA · FY 2025
-₹10,877
EBITDA margin -3.9%
Authorised capital
₹1 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
9 yrs
Est. 2017
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Durga Shakti Micro Credit Association

Data last updated:

Durga Shakti Micro Credit Association is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 07 March 2017 and has been in existence for over 9 years.

The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65993UP2017NPL091077.

The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Durgawati Singh and Rajdhari Singh.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Durga Shakti Bhawan A.No. 856 & 858 Amara Khaira Chak Kandawa, Varanasi, Uttar Pradesh, India – 221106.

As per the financials filed for FY 2025, the company reported a revenue of ₹2.82 Lakh, a decline of 10% compared to the previous year. For the same year it recorded a net loss of ₹10,877 (net margin -3.9%) and EBITDA of -₹10,877 (EBITDA margin -3.9%). Revenue has declined at a compounded annual rate (CAGR) of 17% over three years and 6% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65993UP2017NPL091077
Registration Number 091077
Incorporation Date 07 March 2017
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Durga Shakti Micro Credit Association's registered office is in Varanasi, Uttar Pradesh. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Durga Shakti Bhawan A.No. 856 & 858 Amara Khaira Chak Kandawa, Varanasi, Uttar Pradesh, India – 221106
  • Industry
    Financial Services, Other Financial Intermediation, Investment Companies

To see the full contact details of Durga Shakti Micro Credit Association, buy the company report.

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  • Historical financials and ratios
  • Shareholding pattern and group structure
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  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Durga Shakti Micro Credit Association is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Durga Shakti Micro Credit Association, buy the company report.

Financials of Durga Shakti Micro Credit Association

FY 2025 filings available

Durga Shakti Micro Credit Association reported revenue of ₹2.82 Lakh (down 10% YoY) for FY 2025.

Revenue · FY 2025
₹2.82 Lakh ▼ 10%
Net loss · FY 2025
₹10,877 margin -3.9%
EBITDA · FY 2025
-₹10,877 margin -3.9%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 10%
3 years · compounded
▼ 17%
5 years · compounded
▼ 6%
EBITDA CAGR growth
1 year
▼ 104%
3 years · compounded
▲ 52%
5 years · compounded
▲ 47%

Revenue has declined at a compounded annual rate (CAGR) of 6% over five years, including a 10% fall in the latest year. EBITDA fell 104% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹10,877
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹10,877
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin-3.9%
Net Profit Margin-3.9%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Durga Shakti Micro Credit Association, buy the company report.

Board of directors of Durga Shakti Micro Credit Association

Durga Shakti Micro Credit Association has 2 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Durgawati SinghDirector07 Mar 20179 Years 7 MonthsCurrent
Rajdhari SinghDirector07 Mar 20179 Years 7 MonthsCurrent

Peer comparison

Durga Shakti Micro Credit Association is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Madhushree Vanijya Pvt Ltd₹2.83 Lakh (FY 2016)15.0%Howrah, West Bengal, India
Sewan Mutual Benefit Nidhi Limited₹2.83 Lakh (FY 2019)741.0%Pune, Maharashtra, India
Accord Securities Ltd.₹2.83 Lakh (FY 2024)Kolkata, West Bengal, India
Head Line Chits Private Limited₹2.83 Lakh (FY 2025)-76.0%Thrissur, Kerala, India
Soms Holdings Limited₹2.82 Lakh (FY 2018)-17.0%Kolkata, West Bengal, India
Durga Shakti Micro Credit Associationthis company₹2.82 Lakh (FY 2025)-₹10,877-3.9%-10.0%Varanasi, Uttar Pradesh, India
Nareshshree Global Services Private Limited₹2.82 Lakh (FY 2024)-62.0%Sitar Ganj, Uttarakhand, India
B.R. Agarwala & Co. (India) Private Limited₹2.82 Lakh (FY 2025)1028.0%New Delhi, Delhi, India
Keram Chits Private Limited₹2.82 Lakh (FY 2025)-58.0%Thrissur, Kerala, India
Finpay Technologies Private Limited₹2.81 Lakh (FY 2022)Mathura, Uttar Pradesh, India
Kulasekharamangalam Chitties Private Limited₹2.81 Lakh (FY 2025)32.0%Vaikom, Kerala, India

To see the full peer comparison of Durga Shakti Micro Credit Association, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Durga Shakti Micro Credit Association; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Durga Shakti Micro Credit Association; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Durga Shakti Micro Credit Association has 2 board changes on record since 2017: 2 appointments. The latest: Durgawati Singh was appointed as Director on 07 Mar 2017.

AGM
Durga Shakti Micro Credit Association last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Durga Shakti Micro Credit Association has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh I.
Appointed
Durgawati Singh was appointed as Director.
Appointed
Rajdhari Singh was appointed as Director.
Incorporation
07 Mar 2017
Durga Shakti Micro Credit Association was registered on 07 Mar 2017 with Roc Uttar Pradesh I & aged 9 years 7 months as per MCA records.

Frequently asked questions

Durga Shakti Micro Credit Association is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 07 March 2017 (9+ years old) and is registered under CIN U65993UP2017NPL091077.

Durga Shakti Micro Credit Association has 2 current directors:

The latest financial statements of Durga Shakti Micro Credit Association on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.

The CIN (Corporate Identification Number) of Durga Shakti Micro Credit Association is U65993UP2017NPL091077. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Durga Shakti Micro Credit Association was incorporated on 07 March 2017, making it 9+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.

The peers of Durga Shakti Micro Credit Association by revenue are Madhushree Vanijya Pvt Ltd, Sewan Mutual Benefit Nidhi Limited, Accord Securities Ltd, Head Line Chits Private Limited, Soms Holdings Limited and 5 more, all in the same principal business activity (other financial activities).

Durgawati Singh was appointed as Director on 07 Mar 2017. Rajdhari Singh was appointed as Director on 07 Mar 2017.

The registered office of Durga Shakti Micro Credit Association is at Durga Shakti Bhawan A.No. 856 & 858 Amara Khaira Chak Kandawa, Varanasi, Uttar Pradesh, India – 221106.

Durga Shakti Micro Credit Association operates in the financial services industry, in the other financial intermediation segment.

The compliance status of Durga Shakti Micro Credit Association is compliant as of 14 August 2026. The company is actively filing with the Registrar of Companies.

Durga Shakti Micro Credit Association can be reached at its registered office: Durga Shakti Bhawan A.No. 856 & 858 Amara Khaira Chak Kandawa, Varanasi, Uttar Pradesh, India – 221106.