Edaicode Unity Nidhi Limited
About Edaicode Unity Nidhi Limited
Data last updated:
Edaicode Unity Nidhi Limited is a nidhi company based in Edaicode, Tamil Nadu, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 25 November 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65999TN2017PLC119690.
The company has an authorised share capital of ₹16 Lakh and a paid-up capital of ₹15.07 Lakh. It is led by directors including Kamalabai Resalaiyan Viju (Managing Director) and John Stephen Joheen.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 6 – 190 Mannarakala Veedu Kallupalam, Edaicode, Tamil Nadu, India – 629152.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.88 Lakh, a decline of 5% compared to the previous year. For the same year it recorded a net profit of ₹9,496 (net margin 5.1%) and EBITDA of ₹1.2 Lakh (EBITDA margin 63.6%). Revenue has declined at a compounded annual rate (CAGR) of 24% over three years and 16% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address6 – 190 Mannarakala Veedu Kallupalam, Edaicode, Tamil Nadu, India – 629152
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Edaicode Unity Nidhi Limited
The main business activity of Edaicode Unity Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Edaicode Unity Nidhi Limited FY 2025 filings available
Edaicode Unity Nidhi Limited reported revenue of ₹1.88 Lakh (down 5% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Edaicode Unity Nidhi Limited
Revenue has declined at a compounded annual rate (CAGR) of 16% over five years, including a 5% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Edaicode Unity Nidhi Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.2 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹9,496 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Edaicode Unity Nidhi Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 63.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 5.1% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Edaicode Unity Nidhi are in the company report.
Financial statements from FY 2018
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Edaicode Unity Nidhi Limited
Edaicode Unity Nidhi Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Janhit Micro Finance Association | ₹1.88 Lakh (FY 2016) | •••• | •••• | •••• | Allahabad, Uttar Pradesh, India | |
| Sanguine India Nidhi Limited | ₹1.88 Lakh (FY 2019) | •••• | •••• | •••• | Banka, Bihar, India | |
| Panhale Capital Nidhi Limited | ₹1.88 Lakh (FY 2021) | •••• | •••• | 6427.0% | •••• | Pune, Maharashtra, India |
| Bharat Finance and Industries Limited | ₹1.88 Lakh (FY 2025) | •••• | •••• | 466.0% | •••• | Kolkata, West Bengal, India |
| Team Plus Kuries Private Limited | ₹1.88 Lakh (FY 2025) | •••• | •••• | -35.0% | •••• | Thrissur, Kerala, India |
| Edaicode Unity Nidhi Limited this company | ₹1.88 Lakh (FY 2025) | •••• | •••• | -5.0% | •••• | Edaicode, Tamil Nadu, India |
| Right Choice Mutual Benefit Nidhi Limited | ₹1.88 Lakh (FY 2023) | •••• | •••• | 1315.0% | •••• | Ujjain, Madhya Pradesh, India |
| Dagger Trading Pvt Ltd | ₹1.88 Lakh (FY 2024) | •••• | •••• | 0.0% | •••• | Kolkata, West Bengal, India |
| Asawari Investment and Finance Private Limited | ₹1.88 Lakh (FY 2017) | •••• | •••• | -80.0% | •••• | Mumbai, Maharashtra, India |
| Sungrow Research and Financial Services Private Limited | ₹1.88 Lakh (FY 2025) | •••• | •••• | -24.0% | •••• | Jhansi, Uttar Pradesh, India |
| Nobel Consultancy Pvt Ltd | ₹1.88 Lakh (FY 2025) | •••• | •••• | 0.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Edaicode Unity Nidhi by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Board of Directors of Edaicode Unity Nidhi Limited
Edaicode Unity Nidhi has 15 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| John Stephen Joheen | Director | 03 Jan 2019 | 7 Years 9 Months | Current |
| Anusmitha Sobhitham | Director | 03 Jan 2019 | 7 Years 9 Months | Current |
| Anchu Ashokan | Director | 03 Jan 2019 | 7 Years 9 Months | Current |
| Leela Hemalatha | Director | 03 Jan 2019 | 7 Years 9 Months | Current |
| Robinson Sreedevi Nitha | Director | 03 Jan 2019 | 7 Years 9 Months | Current |
| Palayan Rajan | Director | 03 Jan 2019 | 7 Years 9 Months | Current |
Ownership and Shareholding of Edaicode Unity Nidhi Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Edaicode Unity Nidhi Limited
Edaicode Unity Nidhi Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Edaicode Unity Nidhi Limited
Employment history and EPFO contributions of people linked to Edaicode Unity Nidhi.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Edaicode Unity Nidhi Limited
Edaicode Unity Nidhi Limited has 15 board changes on record since 2017: 15 appointments. The latest: Anchu Ashokan was appointed as Director on 03 Jan 2019.
6 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Edaicode Unity Nidhi Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Edaicode Unity Nidhi Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Edaicode Unity Nidhi Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Edaicode Unity Nidhi Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Edaicode Unity Nidhi Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Edaicode Unity Nidhi Limited
Edaicode Unity Nidhi is an active nidhi company based in Edaicode, Tamil Nadu, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 25 November 2017 (9+ years old) and is registered under CIN U65999TN2017PLC119690.
Edaicode Unity Nidhi reported revenue of ₹1.88 Lakh for FY 2025 (down 5% YoY).
Edaicode Unity Nidhi has 15 current directors:
- Kamalabai Resalaiyan Viju - Managing Director
- John Stephen Joheen - Director
- Anusmitha Sobhitham - Director
- Anchu Ashokan - Director
- Leela Hemalatha - Director
- Robinson Sreedevi Nitha - Director
- Palayan Rajan - Director
- Thamsan Rajendran - Director
- Yesudhas Shiju - Director
- Sujatha Rajaiyan - Director
- Jayaraj Sobhitham Saji - Director
- Rasalam Sudarsan Prijin - Director
- Dhas Ramesh - Director
- Duraj Anish Kumar - Director
- Mony Rethnabai Preetha - Director
Edaicode Unity Nidhi reported a net profit of ₹9,496 (net margin 5.1%) and EBITDA of ₹1.2 Lakh (EBITDA margin 63.6%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Edaicode Unity Nidhi is -24% over three years and -16% over five years. In the latest year (FY 2025) revenue fell 5%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Edaicode Unity Nidhi is U65999TN2017PLC119690. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Edaicode Unity Nidhi was incorporated on 25 November 2017, making it 9+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Edaicode Unity Nidhi by revenue are Janhit Micro Finance Association, Sanguine India Nidhi Limited, Panhale Capital Nidhi Limited, Bharat Finance and Industries Limited, Team Plus Kuries Private Limited and 5 more, all in the same principal business activity (Other financial activities).
Anchu Ashokan was appointed as Director on 03 Jan 2019. Anusmitha Sobhitham was appointed as Director on 03 Jan 2019. John Stephen Joheen was appointed as Director on 03 Jan 2019. Edaicode Unity Nidhi has 15 board changes on record in total.
The registered office of Edaicode Unity Nidhi is at 6 – 190 Mannarakala Veedu Kallupalam, Edaicode, Tamil Nadu, India – 629152.
Edaicode Unity Nidhi has an authorised share capital of ₹16 Lakh and a paid-up capital of ₹15.07 Lakh.