About Efc (I) Limited
Data last updated: 14 July 2026
Efc (I) Limited is a public limited company based in Pune, Maharashtra, India. It specialises in real estate financing, a part of the broader financial services sector. Incorporated on 07 February 1984, the company has been in operation for over 42 years.
Registered with ROC Pune under CIN L74110PN1984PLC216407. Listed on BSE: 512008.
Capital: an authorised share capital of ₹40.1 Cr and a paid-up capital of ₹29.59 Cr. It is led by directors including Umesh Kumar Sahay and Abhishek Narbaria.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Pune, Maharashtra.
As per NSE-filed consolidated financials for FY 2026, the company reported a revenue of ₹1,036.68 Cr. The net worth stands at ₹813.69 Cr. Total assets are valued at ₹2,675.09 Cr.
The company has a workforce of approximately 7 employees as per the latest available data. Its group structure includes 2 subsidiaries.
The company is associated with 1 brand - Amani Trading And Exports. As per MCA filings, the company has open charges of ₹28.77 Cr and satisfied charges of ₹403 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website amanitrading.in.
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Registered Address6Th Floor Vb Capitol Building Range Hill Road Opp. Hotel Symphony Bhoslenagar Shivaj, Inagar, Pune, Maharashtra, India – 411007
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IndustryFinancial Services, Real Estate Financing
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Efc (I) Limited
Efc (I) Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L74110PN1984PLC216407, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L74110PN1984PLC216407 | Current |
| L51100GJ1984PLC020026 | Previous |
| U51100GJ1993PLC020026 | Previous |
Associated Brands with Efc (I) Limited
Efc (I) Limited operates one associated brand: Amani Trading And Exports. These brands represent Efc (I) Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Trading and exporting of goods are managed from Ahmedabad, India. | amanitrading.in |
Business Activity of Efc (I) Limited
Efc (I) Limited is engaged in the principal business activity of real estate, with detailed activities including real estate activities with own or leased property.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| L | Real Estate | L1 | Real estate activities with own or leased property | Locked |
Business activity turnover details for Efc (I) Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Efc (I) Limited
Efc (I) Limited is audited by M/s. Mehra Goel & Co. (ICAI peer reviewed, certificate valid till 2027-09-30) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| M/s. Mehra Goel & Co. (ICAI peer reviewed, certificate valid till 2027-09-30) | FY 2026 | Declaration of unmodified opinion |
Board of Directors of Efc (I) Limited
Efc (I) Limited is currently managed by 6 directors, with 4 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Umesh Kumar Sahay | Managing Director | 01 Jul 2022 | 4 Years 1 Months | Current |
| Abhishek Narbaria | Director | 01 Jul 2022 | 4 Years 1 Months | Current |
| Gayathri Srinivasan Iyer | Director | 16 Jul 2022 | 4 Years 1 Months | Current |
| Rajesh Chandrakant Vaishnav | Director | 30 Sep 2022 | 3 Years 10 Months | Current |
| Nikhil Dilipbhai Bhuta | Whole-Time Director | 30 Sep 2022 | 3 Years 10 Months | Current |
|
Mangina Srinivas Rao
Also directs:
Tcc Concept Limited, Efc (I) Limited, Efc Investment Manager Private Limited and 5 more
|
Director | 26 Dec 2022 | 3 Years 7 Months | Current |
Financials of Efc (I) Limited FY 2026 filings available
Efc (I) Limited reported revenue of ₹1,036.68 Cr for FY 2026.
| Metrics | FY 2026 |
|---|---|
| Revenue from Operations | ₹1,036.68 Cr |
| Other Income | ₹17.11 Cr |
| Total Income | ₹1,053.79 Cr |
| Cost of Materials Consumed | ₹408.72 Cr |
| Purchases of Stock-in-Trade | ₹38.17 Cr |
| Changes in Inventories | -₹32.91 Cr |
| Employee Benefit Expense | ₹60.34 Cr |
| Finance Costs | ₹56.21 Cr |
| Depreciation & Amortisation | ₹120.25 Cr |
| Other Expenses | ₹94.06 Cr |
| Total Expenses | ₹744.82 Cr |
| Profit Before Exceptional Items & Tax | ₹308.97 Cr |
| Exceptional Items | -₹4.87 Lakh |
| Profit Before Tax | ₹308.92 Cr |
| Total Tax Expense | ₹74.26 Cr |
| Net Profit | ₹234.66 Cr |
| attributable to Owners | ₹231.55 Cr |
| attributable to NCI | ₹3.11 Cr |
| Other Comprehensive Income | -₹1.2 Cr |
| Total Comprehensive Income | ₹233.46 Cr |
| EBITDA (computed) | ₹485.43 Cr |
| Basic EPS | ₹16.87 |
| Diluted EPS | ₹16.87 |
| Metrics | FY 2026 |
|---|---|
| Total Assets | ₹2,675.09 Cr |
| Non-current Assets | ₹1,938.89 Cr |
| Current Assets | ₹736.2 Cr |
| Property, Plant & Equipment | ₹322.04 Cr |
| Inventories | ₹37.51 Cr |
| Trade Receivables | ₹244.65 Cr |
| Cash & Equivalents | ₹10.5 Cr |
| Equity (Net Worth) | ₹813.69 Cr |
| Equity Share Capital | ₹27.46 Cr |
| Borrowings (Non-current) | ₹237.91 Cr |
| Borrowings (Current) | ₹69.66 Cr |
| Total Debt (computed) | ₹307.57 Cr |
| Current Liabilities | ₹625.06 Cr |
| Total Liabilities | ₹1,861.41 Cr |
| Metrics | FY 2026 |
|---|---|
| Operating Cash Flow | ₹55.13 Cr |
| Investing Cash Flow | ₹106.14 Cr |
| Financing Cash Flow | -₹168.72 Cr |
| Capital Expenditure | ₹0 |
| Free Cash Flow (computed) | ₹55.13 Cr |
| Dividends Paid | ₹0 |
| Net Change in Cash | -₹7.46 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 |
|---|---|---|---|
| Revenue from Operations | ₹292.88 Cr | ₹269.59 Cr | ₹254.59 Cr |
| Other Income | ₹4.35 Cr | ₹6.9 Cr | ₹2.22 Cr |
| Total Income | ₹297.23 Cr | ₹276.48 Cr | ₹256.82 Cr |
| Cost of Materials Consumed | ₹79.94 Cr | ₹126 Cr | ₹120.96 Cr |
| Purchases of Stock-in-Trade | ₹38.17 Cr | ₹0 | ₹0 |
| Changes in Inventories | -₹3.98 Cr | -₹4.31 Cr | -₹27.6 Cr |
| Employee Benefit Expense | ₹23.94 Cr | ₹12.83 Cr | ₹12.66 Cr |
| Finance Costs | ₹27.7 Cr | ₹10.48 Cr | ₹6.47 Cr |
| Depreciation & Amortisation | ₹35.25 Cr | ₹25.81 Cr | ₹31.01 Cr |
| Other Expenses | ₹11.25 Cr | ₹23.37 Cr | ₹37.78 Cr |
| Total Expenses | ₹212.26 Cr | ₹194.18 Cr | ₹181.27 Cr |
| Profit Before Exceptional Items & Tax | ₹84.97 Cr | ₹82.3 Cr | ₹75.55 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹84.97 Cr | ₹82.3 Cr | ₹75.55 Cr |
| Total Tax Expense | ₹16.11 Cr | ₹19.89 Cr | ₹18.87 Cr |
| Net Profit | ₹68.86 Cr | ₹62.41 Cr | ₹56.71 Cr |
| attributable to Owners | ₹69.4 Cr | ₹63.24 Cr | ₹44.63 Cr |
| attributable to NCI | -₹54.11 Lakh | -₹82.47 Lakh | ₹12.08 Cr |
| Other Comprehensive Income | -₹81.12 Lakh | -₹64.79 Lakh | ₹29.84 Lakh |
| Total Comprehensive Income | ₹68.05 Cr | ₹61.77 Cr | ₹57.01 Cr |
| EBITDA (computed) | ₹147.92 Cr | ₹118.59 Cr | ₹113.03 Cr |
| Basic EPS | ₹5.06 | ₹4.61 | ₹5.70 |
| Diluted EPS | ₹5.06 | ₹4.61 | ₹5.70 |
| Segment · Q4 FY26 (latest quarter) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Rental | ₹149.39 Cr | ₹62.99 Cr | ₹1,898.49 Cr | ₹1,102.23 Cr |
| Interior | ₹122.47 Cr | ₹36.89 Cr | ₹224.58 Cr | ₹77.68 Cr |
| Furniture | ₹21.02 Cr | ₹8.44 Cr | ₹109.01 Cr | ₹173.25 Cr |
| Unallocated | ₹0 | ₹0 | ₹443.02 Cr | ₹508.24 Cr |
| Segment · FY 2026 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Rental | ₹535.65 Cr | ₹212.72 Cr | - | - |
| Interior | ₹437.79 Cr | ₹119.7 Cr | - | - |
| Furniture | ₹63.23 Cr | ₹15.61 Cr | - | - |
| Unallocated | ₹0 | ₹0 | - | - |
| Metrics | FY 2026 |
|---|---|
| Revenue from Operations | ₹459.15 Cr |
| Other Income | ₹26.58 Cr |
| Total Income | ₹485.72 Cr |
| Cost of Materials Consumed | ₹298.64 Cr |
| Purchases of Stock-in-Trade | ₹0 |
| Changes in Inventories | ₹0 |
| Employee Benefit Expense | ₹38.14 Cr |
| Finance Costs | ₹9.83 Cr |
| Depreciation & Amortisation | ₹3.74 Cr |
| Other Expenses | ₹23.27 Cr |
| Total Expenses | ₹373.62 Cr |
| Profit Before Exceptional Items & Tax | ₹112.1 Cr |
| Exceptional Items | ₹0 |
| Profit Before Tax | ₹112.1 Cr |
| Total Tax Expense | ₹30.77 Cr |
| Net Profit | ₹81.33 Cr |
| Other Comprehensive Income | -₹1.04 Cr |
| Total Comprehensive Income | ₹80.29 Cr |
| EBITDA (computed) | ₹125.68 Cr |
| Basic EPS | ₹5.92 |
| Diluted EPS | ₹5.92 |
| Metrics | FY 2026 |
|---|---|
| Total Assets | ₹792.66 Cr |
| Non-current Assets | ₹438.4 Cr |
| Current Assets | ₹354.26 Cr |
| Property, Plant & Equipment | ₹15.13 Cr |
| Inventories | ₹0 |
| Trade Receivables | ₹179.76 Cr |
| Cash & Equivalents | ₹3.34 Cr |
| Equity (Net Worth) | ₹544.01 Cr |
| Equity Share Capital | ₹27.46 Cr |
| Borrowings (Non-current) | ₹18.38 Cr |
| Borrowings (Current) | ₹0 |
| Total Debt (computed) | ₹18.38 Cr |
| Current Liabilities | ₹142.75 Cr |
| Total Liabilities | ₹248.65 Cr |
| Metrics | FY 2026 |
|---|---|
| Operating Cash Flow | ₹45.5 Cr |
| Investing Cash Flow | -₹18.84 Cr |
| Financing Cash Flow | -₹34.14 Cr |
| Capital Expenditure | ₹0 |
| Free Cash Flow (computed) | ₹45.5 Cr |
| Dividends Paid | ₹0 |
| Net Change in Cash | -₹7.48 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 |
|---|---|---|---|
| Revenue from Operations | ₹119.88 Cr | ₹125.67 Cr | ₹10.96 Cr |
| Other Income | ₹8.1 Cr | ₹6.53 Cr | ₹7.67 Cr |
| Total Income | ₹127.98 Cr | ₹132.2 Cr | ₹18.64 Cr |
| Cost of Materials Consumed | ₹75.17 Cr | ₹98.73 Cr | ₹1.5 Cr |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹22.06 Cr | ₹5.72 Cr | ₹3.41 Cr |
| Finance Costs | ₹8.44 Cr | ₹44.17 Lakh | ₹35,000 |
| Depreciation & Amortisation | ₹84.52 Lakh | ₹84.75 Lakh | ₹80.75 Lakh |
| Other Expenses | ₹3.09 Cr | ₹8.7 Cr | ₹1.73 Cr |
| Total Expenses | ₹109.61 Cr | ₹114.45 Cr | ₹7.45 Cr |
| Profit Before Exceptional Items & Tax | ₹18.38 Cr | ₹17.74 Cr | ₹11.19 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹18.38 Cr | ₹17.74 Cr | ₹11.19 Cr |
| Total Tax Expense | ₹5.79 Cr | ₹4.27 Cr | ₹3.01 Cr |
| Net Profit | ₹12.59 Cr | ₹13.47 Cr | ₹8.18 Cr |
| Other Comprehensive Income | -₹1.04 Cr | -₹62.99 Lakh | ₹32.6 Lakh |
| Total Comprehensive Income | ₹11.55 Cr | ₹12.84 Cr | ₹8.5 Cr |
| EBITDA (computed) | ₹27.66 Cr | ₹19.03 Cr | ₹12 Cr |
| Basic EPS | ₹0.92 | ₹0.98 | ₹0.82 |
| Diluted EPS | ₹0.92 | ₹0.98 | ₹0.82 |
Shareholding Pattern of Efc (I) Limited
As per the shareholding pattern filed with NSE for the quarter ended May 2026, promoters hold 56.08%, foreign institutional investors hold 2.15%, domestic institutional investors hold 7.47%, retail and other public shareholders hold 34.30% of Efc (I) Limited. The company had 25,859 shareholders on record.
| May 2026 | Mar 2026 | Dec 2025 | Nov 2025 | Sep 2025 | Aug 2025 | |
|---|---|---|---|---|---|---|
| Promoters | 56.08% | 60.44% | 60.45% | 60.45% | 45.46% | 45.46% |
| Public | 43.92% | 39.56% | 39.55% | 39.55% | 54.54% | 54.54% |
Board & Governance of Efc (I) Limited
As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Efc (I) Limited has 6 directors - 3 independent and 2 executive. The board is chaired by Umesh Kumar Sahay.
| Director | Position | On board since | Listed boards |
|---|---|---|---|
| Umesh Kumar Sahay | Executive Director · MD · Chairperson | 2022-05-06 | 4 |
| Abhishek Narbaria | Non-Executive - Non Independent Director | 2022-05-26 | 4 |
| Nikhil Diliphai Bhuta | Executive Director | 2022-05-26 | 3 |
| Rajesh Chandrakant Vaishnav | Non-Executive - Independent Director | 2022-08-13 | 2 |
| Mangina Srinivas Rao | Non-Executive - Independent Director | 2022-12-26 | 7 |
| Gayathri Srinivasan Iyer | Non-Executive - Independent Director | 2022-05-26 | 4 |
| Committee | Members |
|---|---|
| Audit Committee | Gayathri Srinivasan Iyer (Chairperson), Rajesh Chandrakant Vaishnav, Nikhil Diliphai Bhuta, Mangina Srinivas Rao |
| Nomination and remuneration committee | Gayathri Srinivasan Iyer (Chairperson), Rajesh Chandrakant Vaishnav, Mangina Srinivas Rao |
| Stakeholders Relationship Committee | Rajesh Chandrakant Vaishnav (Chairperson), Gayathri Srinivasan Iyer, Nikhil Diliphai Bhuta |
| Risk Management Committee | Mangina Srinivas Rao (Chairperson), Gayathri Srinivasan Iyer, Nikhil Diliphai Bhuta, Uday Tushar Vora, Vaniti Pandit |
Group Structure of Efc (I) Limited
Efc (I) Limited has 2 subsidiary companies. This group structure data is as of FY 2023. The corporate group structure reflects Efc (I) Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Whitehills Interior Limited | U26990PN2022PLC216228 | - |
| Efc Limited | U70200PN2014PLC150686 | - |
Showing major subsidiaries. Total: 2.
Charges & Borrowings of Efc (I) Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 04 May 2026 | Hdfc Bank Limited | ₹40.25 Lakh | Open |
| 12 Nov 2025 | Hdfc Bank Limited | ₹27.15 Lakh | Open |
| 28 Mar 2025 | Others | ₹28 Cr | Open |
| 24 Mar 2025 | Hdfc Bank Limited | ₹5.29 Lakh | Open |
| 24 Mar 2025 | Hdfc Bank Limited | ₹2.26 Lakh | Open |
Total charge records: 8 View all charges
Employees and EPFO Compliance at Efc (I) Limited
Efc (I) Limited has a workforce of 7 employees as of Mar 31, 2024.
Employee and EPFO history for Efc (I) Limited
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GST Compliance of Efc (I) Limited
GST registrations and filing compliance for Efc (I) Limited
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Credit Ratings, Litigation & Regulatory Alerts for Efc (I) Limited
Credit ratings, litigation, and regulatory alerts for Efc (I) Limited
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MSME Payment Delays by Efc (I) Limited
MSME payment history for Efc (I) Limited
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Subsidiaries & Group Companies of Efc (I) Limited
Corporate group structure for Efc (I) Limited
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MCA Filings & Documents of Efc (I) Limited
MCA filings and documents for Efc (I) Limited
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Recent Activity on Efc (I) Limited
Frequently Asked Questions about Efc (I) Limited
Efc (I) Limited is an active public limited company in the financial services sector based in Pune, Maharashtra, India. It was incorporated on 07 February 1984 (42+ years old) and is registered under CIN L74110PN1984PLC216407. Listed on BSE: 512008. The company has 7 employees.
Efc (I) Limited reported revenue of ₹1,036.68 Cr for FY 2026 based on consolidated NSE filings.
The current directors of Efc (I) Limited are:
- Umesh Kumar Sahay - Managing Director
- Abhishek Narbaria - Director
- Gayathri Srinivasan Iyer - Director
- Rajesh Chandrakant Vaishnav - Director
- Nikhil Dilipbhai Bhuta - Whole-Time Director
- Mangina Srinivas Rao - Director
The primary industry of Efc (I) Limited is financial services. The company specifically operates in real estate financing. The company is currently active in this sector.
Yes. Efc (I) Limited is listed on BSE with code 512008.
Efc (I) Limited can be reached at the registered office: 6Th Floor Vb Capitol Building Range Hill Road Opp. Hotel Symphony Bhoslenagar Shivaj, Inagar, Pune, Maharashtra, India – 411007, or through the website amanitrading.in.