Efficient Financial Services Private Limited
About Efficient Financial Services Private Limited
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Efficient Financial Services Private Limited is a private limited company based in Chandigarh, India. It operates in the real estate financing segment of the financial services sector. It was incorporated on 13 October 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65921CH1992PTC012649. The company has 2 GST registrations on record, none of which is active.
The company has an authorised share capital of ₹30 Lakh and a paid-up capital of ₹8.72 Lakh. It is led by directors including Naresh Kumar Arora and Vikram Nijhawan.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at SCO 461 462 Iind Floor Sector 35 C, Chandigarh, India – 160035.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.01 Cr, a growth of 58% compared to the previous year. For the same year it recorded a net profit of ₹16.49 Lakh (net margin 16.3%) and EBITDA of ₹31.67 Lakh (EBITDA margin 31.3%). Revenue has grown at a compounded annual rate (CAGR) of 19% over three years and 10% over five years.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
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- Registered AddressSCO 461 462 Iind Floor Sector 35 C, Chandigarh, India – 160035
- IndustryFinancial Services, Real Estate Financing
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Efficient Financial Services Private Limited
The main business activity of Efficient Financial Services is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Efficient Financial Services Private Limited FY 2025 filings available
Efficient Financial Services Private Limited reported revenue of ₹1.01 Cr (up 58% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Efficient Financial Services Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 10% over five years, including 58% growth in the latest year. EBITDA fell 20% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Efficient Financial Services Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹31.67 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹16.49 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Efficient Financial Services Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 31.3% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 16.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Efficient Financial Services are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Efficient Financial Services Private Limited
Efficient Financial Services Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Real Estate Leasing). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Divyashree Company Private Limited | ₹1.01 Cr (FY 2025) | •••• | •••• | 17.0% | •••• | Ballabgarh, Haryana, India |
| Leo Projects Private Limited | ₹1.01 Cr (FY 2025) | •••• | •••• | 9.0% | •••• | Bangalore, Karnataka, India |
| Chin Min Developers Private Limited | ₹1.01 Cr (FY 2025) | •••• | •••• | -4.0% | •••• | New Delhi, Delhi, India |
| Vitul Marketing Pvt Ltd | ₹1.01 Cr (FY 2025) | •••• | •••• | 1.0% | •••• | Kolkata, West Bengal, India |
| Tamarind Premises Private Limited | ₹1.01 Cr (FY 2024) | •••• | •••• | -35.0% | •••• | Mumbai, Maharashtra, India |
| Efficient Financial Services Private Limited this company | ₹1.01 Cr (FY 2025) | •••• | •••• | 58.0% | •••• | Chandigarh, India |
| Kothari Estates Pvt.Ltd. | ₹1.01 Cr (FY 2025) | •••• | •••• | 3.0% | •••• | Kolkata, West Bengal, India |
| Sree Guru Banijya Services Private Limited | ₹1.01 Cr (FY 2025) | •••• | •••• | 12.0% | •••• | Durgapur, West Bengal, India |
| Senate Space (India) Private Limited | ₹1.01 Cr (FY 2024) | •••• | •••• | 1064.0% | •••• | Chennai, Tamil Nadu, India |
| Mangalodayam Pvt Ltd | ₹1.01 Cr (FY 2025) | •••• | •••• | 33.0% | •••• | Thrissur, Kerala, India |
| Shivansh Buildcon Private Limited | ₹1.01 Cr (FY 2025) | •••• | •••• | -6.0% | •••• | Jaipur, Rajasthan, India |
Peers are the five companies nearest above and the five nearest below Efficient Financial Services by revenue in the BFSI industry (Real Estate Leasing), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Efficient Financial Services Private Limited
Efficient Financial Services Private Limited is audited by VIJAY JINDAL & ASSOCIATES for the financial year 2022.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| VIJAY JINDAL & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Efficient Financial Services Private Limited
Efficient Financial Services has 5 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Naresh Kumar Arora Also directs: Hotel Citiinn-22 Private Limited | Director | 14 Aug 2017 | 9 Years 1 Months | Current |
| Vikram Nijhawan | Director | 14 Aug 2017 | 9 Years 1 Months | Current |
| Sanjay Kumar Arora Also directs: Hotel Citiinn-22 Private Limited | Director | 14 Aug 2017 | 9 Years 1 Months | Current |
| Harbhajan Kaur | Director | 14 Aug 2017 | 9 Years 1 Months | Current |
| Vivek Nijhawan | Director | 14 Aug 2017 | 9 Years 1 Months | Current |
Ownership and Shareholding of Efficient Financial Services Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Efficient Financial Services Private Limited
Efficient Financial Services Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Efficient Financial Services Private Limited
Employment history and EPFO contributions of people linked to Efficient Financial Services.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Efficient Financial Services Private Limited
Efficient Financial Services Private Limited has 9 board changes on record since 2014: 5 appointments and 4 cessations. The latest: Kuldev Raj Nijhawan ceased to be Director on 27 Nov 2022.
Credit Ratings, Litigation & Regulatory Alerts for Efficient Financial Services Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Efficient Financial Services Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Efficient Financial Services Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Efficient Financial Services Private Limited
Efficient Financial Services has 2 GST registrations on record, and all of them have been cancelled or are inactive. Only active GST numbers are listed on this page.
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Efficient Financial Services Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Efficient Financial Services Private Limited
Efficient Financial Services is an active private limited company based in Chandigarh, India. The company works in real estate financing, within the financial services industry. It was incorporated on 13 October 1992 (34+ years old) and is registered under CIN U65921CH1992PTC012649.
Efficient Financial Services reported revenue of ₹1.01 Cr for FY 2025 (up 58% YoY).
Efficient Financial Services has 5 current directors:
- Naresh Kumar Arora - Director
- Vikram Nijhawan - Director
- Sanjay Kumar Arora - Director
- Harbhajan Kaur - Director
- Vivek Nijhawan - Director
Efficient Financial Services reported a net profit of ₹16.49 Lakh (net margin 16.3%) and EBITDA of ₹31.67 Lakh (EBITDA margin 31.3%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Efficient Financial Services is 19% over three years and 10% over five years. In the latest year (FY 2025) revenue rose 58%. CAGR is the steady yearly rate that links the first and the last year.
No. Efficient Financial Services has 2 GST registrations on record and all of them are cancelled or inactive.
The CIN (Corporate Identification Number) of Efficient Financial Services is U65921CH1992PTC012649. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Efficient Financial Services was incorporated on 13 October 1992, making it 34+ years old. It is registered with the Registrar of Companies, Chandigarh.
The peers of Efficient Financial Services by revenue are Divyashree Company Private Limited, Leo Projects Private Limited, Chin Min Developers Private Limited, Vitul Marketing Pvt Ltd, Tamarind Premises Private Limited and 5 more, all in the BFSI industry (Real Estate Leasing).
Kuldev Raj Nijhawan ceased to be Director on 27 Nov 2022. Avtar Singh Bhatti ceased to be Managing Director on 16 Aug 2017. Manjit Kaur Bhatti ceased to be Director on 16 Aug 2017. Efficient Financial Services has 9 board changes on record in total.
The registered office of Efficient Financial Services is at SCO 461 462 Iind Floor Sector 35 C, Chandigarh, India – 160035.