Electrum Fintech Solutions Private Limited

Electrum Fintech Solutions Private Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
CIN U74999DL2013PTC261245 Incorporated 28 November 2013 ROC Delhi HQ New Delhi, Delhi, India
Active Private Limited Company financial services MSME · Small
Data last updated
Revenue · FY 2025
₹2.52 Cr
▼ 38% YoY
Net profit · FY 2025
₹5.85 Lakh
Net margin 2.3%
EBITDA · FY 2025
₹7.94 Lakh
EBITDA margin 3.1%
Authorised capital
₹30 Lakh
Registered with MCA
Paid-up capital
₹21.96 Lakh
Issued & subscribed
Company age
13 yrs
Est. 2013
Directors on board
2
As per MCA filings
Active GSTINs
1
GST registered

About Electrum Fintech Solutions Private Limited

Data last updated:

Electrum Fintech Solutions Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the digital payment solutions segment of the financial services sector. It was incorporated on 28 November 2013 and has been in existence for over 13 years.

The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74999DL2013PTC261245. Its GSTIN is 07AADCH2990Q1ZY (Delhi).

The company has an authorised share capital of ₹30 Lakh and a paid-up capital of ₹21.96 Lakh. It was formerly known as Heal Advisors Private Limited. It is led by directors Arun Kumar Saxena and Narayan Ramesh Swamy.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at F – 7 First Floor Manish Global Mall, Sector – 22 Dwarka, New Delhi, Delhi, India – 110077.

As per the financials filed for FY 2025, the company reported a revenue of ₹2.52 Cr, a decline of 38% compared to the previous year. For the same year it recorded a net profit of ₹5.85 Lakh (net margin 2.3%) and EBITDA of ₹7.94 Lakh (EBITDA margin 3.1%). Revenue has grown at a compounded annual rate (CAGR) of 85% over three years and 98% over five years.

Electrum Fintech Solutions Private Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-DL-11-0001965). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website zro.money.

Company details

CIN U74999DL2013PTC261245
Registration Number 261245
Incorporation Date 28 November 2013
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-DL-11-0001965

Recognitions & Rankings of Electrum Fintech Solutions

MSME (Udyam registered) Ministry of MSME
Category
Small (2024-25)
Udyam number
UDYAM-DL-11-0001965

Contact details

Electrum Fintech Solutions Private Limited's registered office is in New Delhi, Delhi. Its website is zro.money. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
  • Social Media
  • Apps
  • Registered Address
    F – 7 First Floor Manish Global Mall, Sector – 22 Dwarka, New Delhi, Delhi, India – 110077
  • Industry
    Financial Services, Digital Payment Solutions

To see the full contact details of Electrum Fintech Solutions Private Limited, buy the company report.

Comprehensive company report
Electrum Fintech Solutions Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Electrum Fintech Solutions is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Electrum Fintech Solutions Private Limited, buy the company report.

Financials of Electrum Fintech Solutions Private Limited

FY 2025 filings available

Electrum Fintech Solutions Private Limited reported revenue of ₹2.52 Cr (down 38% YoY) for FY 2025.

Revenue · FY 2025
₹2.52 Cr ▼ 38%
Net profit · FY 2025
₹5.85 Lakh margin 2.3%
EBITDA · FY 2025
₹7.94 Lakh margin 3.1%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 38%
3 years · compounded
▲ 85%
5 years · compounded
▲ 98%
EBITDA CAGR growth
1 year
▼ 22%
3 years · compounded
▲ 30%
5 years · compounded
▲ 71%

Revenue fell 38% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 98%. EBITDA fell 22% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹7.94 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹5.85 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin3.1%
Net Profit Margin2.3%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Electrum Fintech Solutions Private Limited, buy the company report.

Board of directors of Electrum Fintech Solutions Private Limited

Electrum Fintech Solutions has 2 current directors and 12 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Arun Kumar SaxenaDirector01 Nov 20232 Years 11 MonthsCurrent
Narayan Ramesh SwamyDirector23 Mar 20215 Years 6 MonthsCurrent

Peer comparison

Electrum Fintech Solutions Private Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Fintech, Payment Solution Providers), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Payswap Fintech Private Limited₹2.65 Cr (FY 2024)20.0%Jaipur, Rajasthan, India
Myra Bansal Fintech Capital Private Limited₹2.53 Cr (FY 2025)135.0%New Delhi, Delhi, India
Electrum Fintech Solutions Private Limitedthis company₹2.52 Cr (FY 2025)₹5.85 Lakh2.3%-38.0%New Delhi, Delhi, India
Vark Fintech Private Limited₹2.46 Cr (FY 2025)-8.0%Hyderabad, Telangana, India

To see the full peer comparison of Electrum Fintech Solutions Private Limited, buy the company report.

Auditor

Electrum Fintech Solutions Private Limited is audited by MITTAL NIRBHAY & CO. for the financial year 2023.

Auditor firmFinancial yearFirm registration number
MITTAL NIRBHAY & CO.FY 2023013097C

Shareholding

The shareholding of Electrum Fintech Solutions Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Electrum Fintech Solutions Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Electrum Fintech Solutions Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Electrum Fintech Solutions has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
07AADCH2990Q1ZYDelhiActive01 Jul 2017

To see the full GST registrations and return filing status of Electrum Fintech Solutions Private Limited, buy the company report.

Recent activity

Electrum Fintech Solutions Private Limited has 14 board changes on record since 2013: 2 appointments and 12 cessations. The latest: Arun Kumar Saxena was appointed as Director on 01 Nov 2023.

AGM
Electrum Fintech Solutions Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Electrum Fintech Solutions Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi I.
Appointed
Arun Kumar Saxena was appointed as Director.
Ceased
Nikhil Sharma ceased to be Director.
Ceased
Kalpana Saxena ceased to be Additional Director.
Ceased
Narayan Ramesh Swamy ceased to be Additional Director.
Ceased
Mukesh Panhotra ceased to be Director.
Ceased
Suhail Ahmad ceased to be Director.
Appointed
Narayan Ramesh Swamy was appointed as Director.
Ceased
Sunil Malik ceased to be Additional Director.
Ceased
Abha Singhal ceased to be Director.
Ceased
Preeti Singhal ceased to be Director.

5 earlier events are in the company report.

Frequently asked questions

Electrum Fintech Solutions is an active private limited company based in New Delhi, Delhi, India. The company works in digital payment solutions, within the financial services industry. It was incorporated on 28 November 2013 (13+ years old) and is registered under CIN U74999DL2013PTC261245.

Electrum Fintech Solutions has 2 current directors:

The latest financial statements of Electrum Fintech Solutions on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Electrum Fintech Solutions is 07AADCH2990Q1ZY, registered in Delhi.

The CIN (Corporate Identification Number) of Electrum Fintech Solutions is U74999DL2013PTC261245. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Electrum Fintech Solutions was incorporated on 28 November 2013, making it 13+ years old. It is registered with the Registrar of Companies, Delhi.

The peers of Electrum Fintech Solutions by revenue are Payswap Fintech Private Limited, Myra Bansal Fintech Capital Private Limited, Vark Fintech Private Limited, all in the BFSI industry (Fintech, Payment Solution Providers), with the same principal business activity (other financial activities).

Arun Kumar Saxena was appointed as Director on 01 Nov 2023. Nikhil Sharma ceased to be Director on 31 Oct 2023. Kalpana Saxena ceased to be Additional Director on 01 Dec 2021. Electrum Fintech Solutions has 14 board changes on record in total.

Yes, Electrum Fintech Solutions is registered as a small enterprise under Udyam registration (number: UDYAM-DL-11-0001965).

Electrum Fintech Solutions can be reached through the website zro.money. Its registered office is in New Delhi, Delhi, India.

The registered office of Electrum Fintech Solutions is at F – 7 First Floor Manish Global Mall, Sector – 22 Dwarka, New Delhi, Delhi, India – 110077.