About Epimoney Private Limited
Data last updated: 06 January 2026
Epimoney Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 16 March 1995, the company has been in operation for over 31 years.
Registered with ROC Chennai under CIN U71309TN1995PTC030536.
Capital: an authorised share capital of ₹435 Cr and a paid-up capital of ₹302.65 Cr. Formerly known as Urmila Investments and Securities Pvt Ltd and Urmila Investment & Securities Private Limited. It is led by directors including Mayank Kachhwaha and Sankarson Banerjee.
Last AGM: 07 August 2025. Financial statements filed for year ended 31 March 2025. Office: Chennai, Tamil Nadu.
As per the financials filed for FY 2024, the company reported a revenue of ₹262.9 Cr, a growth of 140% compared to the previous year.
Its group structure includes 1 subsidiary.
The company is associated with 3 brands - Credit Period, Flexiloans, Epimoney. As per MCA filings, the company has open charges of ₹1,494.68 Cr and satisfied charges of ₹968.25 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website epimoney.in.
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Registered AddressNo.119 St. Marys Road 2Nd Flr, Greenways Towers Abhiramapuram, Chennai, Tamil Nadu, India – 600018
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IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Epimoney Private Limited
Epimoney Private Limited has undergone 2 name changes throughout its history. The company was previously known as Urmila Investments And Securities Pvt Ltd, and Urmila Investment & Securities Private Limited. The current legal name is Epimoney Private Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Epimoney Private Limited | Current |
| Urmila Investments And Securities Pvt Ltd | Previous |
| Urmila Investment & Securities Private Limited | Previous |
Associated Brands with Epimoney Private Limited
Epimoney Private Limited operates multiple associated brands including Credit Period, FlexiLoans, and Epimoney. These brands represent Epimoney Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Invoice factoring marketplace | creditperiod.com | |
| Business loans and financial products for MSMEs are provided. | flexiloans.com | |
| Consumer and business loans are facilitated via an online platform. | epimoney.in |
Competitors & Alternatives of Epimoney Private Limited
Brands and companies operating in the same space as Epimoney Private Limited include InCred, Yubi, Indifi and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
InCred
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Financial services are provided, specializing in personal and business loans. | Mumbai, India, India | 2016 |
Yubi
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Business loans are facilitated through an online debt marketplace. | Chennai, India, India | 2020 |
Indifi
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Online business loans and credit solutions for MSMEs are provided. | Gurugram, India, India | 2015 |
Bizongo
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Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions | Mumbai, India, India | 2015 |
Clix Capital
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Lending platform for consumers and businesses is provided. | Gurugram, India, India | 2016 |
GoKwik
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Software solutions are provided for e-commerce and D2C brands. | Delhi, India, India | 2020 |
DMI Finance
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Personal, MSME, consumption, and EV loans are provided digitally. | Delhi, India, India | 2008 |
Niyogin
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Online lending marketplace for business loans | Mumbai, India, India | 1988 |
Tala
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Fintech services for credit, savings, and payments are delivered globally. | Santa Monica, United States, United States | 2011 |
Lendingkart
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Provider of unsecured business loans and working capital financing to MSMEs | Ahmedabad, India, India | 2014 |
Business Activity of Epimoney Private Limited
Epimoney Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Epimoney Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Epimoney Private Limited
Epimoney Private Limited is audited by Ashar & Co for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Ashar & Co | Locked | Locked | Locked |
Complete auditor history for Epimoney Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors and KMP of Epimoney Private Limited
Epimoney Private Limited currently reports 9 directors and 2 key managerial personnel. 23 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Bhushan Dilip Bhagwat | Company Secretary | 12 Nov 2021 | 4 Years 9 Months | Current |
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Mayank Kachhwaha
Also directs:
Fundamentum Vc Advisors Llp, Fundamentum Sponsors Iii Llp
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Nominee Director | 12 Sep 2024 | 1 Years 11 Months | Current |
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Sankarson Banerjee
Also directs:
Brave For Free Consulting (Opc) Private Limited, Veritas Finance Limited, Zerodha Trustee Private Limited and 2 more
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Director | 28 Mar 2024 | 2 Years 4 Months | Current |
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Rajiv Pankaj Mehta
Also directs:
Good Side Ventures Private Limited, Dimexon Diamonds Limited, Pankaj K Mehta Investment Pvt Ltd and 2 more
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Director | 07 Oct 2019 | 6 Years 10 Months | Current |
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Radhika Jayant Shroff
Also directs:
Annapurna Finance Private Limited
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Nominee Director | 10 Nov 2025 | 0 Years 9 Months | Current |
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Ruchira Shukla
Also directs:
Synapses Business Services Llp, Rskc Partners Llp, Summer Solstice Business Services Llp and 3 more
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Director | 06 Feb 2025 | 1 Years 6 Months | Current |
Financials of Epimoney Private Limited FY 2025 filings available
Epimoney Private Limited reported revenue of ₹262.9 Cr (up 140.00% YoY) for FY 2024.
Ten-year financial statements for Epimoney Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Epimoney Private Limited
Shareholding and ownership data for Epimoney Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Group Structure of Epimoney Private Limited
Epimoney Private Limited has 1 subsidiary company. This group structure data is as of FY 2023. The corporate group structure reflects Epimoney Private Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Flexiloans Technologies Private Limited | U74120MH2016PTC272771 | Locked |
Showing major subsidiaries. Total: 1.
Charges & Borrowings of Epimoney Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 17 Dec 2025 | Others | ₹10 Cr | Open |
| 05 Dec 2025 | Others | ₹35 Cr | Open |
| 13 Nov 2025 | Others | ₹30 Cr | Open |
| 31 Oct 2025 | Others | ₹90 Cr | Open |
| 29 Oct 2025 | Others | ₹10 Cr | Open |
Total charge records: 124 View all charges
Employees and EPFO Compliance at Epimoney Private Limited
View historical data on people associated with Epimoney Private Limited, including employment history and EPFO contributions.
Employee and EPFO history for Epimoney Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Epimoney Private Limited
GST registrations and filing compliance for Epimoney Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Epimoney Private Limited
Credit ratings, litigation, and regulatory alerts for Epimoney Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Epimoney Private Limited
MSME payment history for Epimoney Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Epimoney Private Limited
Corporate group structure for Epimoney Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Epimoney Private Limited
MCA filings and documents for Epimoney Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Epimoney Private Limited
Recent News on Epimoney Private Limited
Frequently Asked Questions about Epimoney Private Limited
Epimoney Private Limited is an active private limited company in the financial services sector based in Chennai, Tamil Nadu, India. It was incorporated on 16 March 1995 (31+ years old) and is registered under CIN U71309TN1995PTC030536.
Epimoney Private Limited reported revenue of ₹262.9 Cr for FY 2024 (up 140.00% YoY).
The current directors and KMP of Epimoney Private Limited are:
- Bhushan Dilip Bhagwat - Company Secretary
- Mayank Kachhwaha - Nominee Director
- Sankarson Banerjee - Director
- Rajiv Pankaj Mehta - Director
- Radhika Jayant Shroff - Nominee Director
- Ruchira Shukla - Director
- Ritesh Jain - Director
- Deepak Surajmal Jain - Ceo
- Sanjay Omprakash Nayar - Director
- Nethra Bhat - Nominee Director
- David Arturo Paradiso - Director
The primary industry of Epimoney Private Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Epimoney Private Limited can be reached at the registered office: No.119 St. Marys Road 2Nd Flr, Greenways Towers Abhiramapuram, Chennai, Tamil Nadu, India – 600018, or through the website epimoney.in.
The authorised capital is ₹435 Cr, and the paid-up capital is ₹302.65 Cr.