About Ernad Nidhi Limited
Data last updated:
Ernad Nidhi Limited is a nidhi company based in Malappuram, Kerala, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 05 February 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65920KL2016PLC040078. Its GSTIN is 32AAECE2126N1ZT (Kerala).
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹1.5 Cr. It is led by directors including Vivek Nalupurakkal Bahuleyan (Managing Director) and Parol Puthusseri Sanjith (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 5B Parol Puthussery Chettippadi P O, Malappuram, Kerala, India – 676319.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.48 Cr, a growth of 4% compared to the previous year. For the same year it recorded a net profit of ₹290 (net margin 0%) and EBITDA of ₹2.61 Cr (EBITDA margin 75.1%). Revenue has grown at a compounded annual rate (CAGR) of 8% over three years and 23% over five years.
The company is associated with 1 brand: Ernad Nidhi. As per MCA filings, the company has satisfied charges of ₹1 Cr on record. Court records list 2 cases involving the company, including 2 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ernadnidhi.com.
Company details
Contact details
Ernad Nidhi Limited's registered office is in Malappuram, Kerala. Its website is ernadnidhi.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered Address5B Parol Puthussery Chettippadi P O, Malappuram, Kerala, India – 676319
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Ernad Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Ernad Nidhi operates one associated brand: ERNAD NIDHI. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides loans, deposits, and savings schemes to members in India. | ernadnidhi.com |
Business activity
The main business activity of Ernad Nidhi is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Ernad Nidhi Limited, buy the company report.
Financials of Ernad Nidhi Limited
FY 2025 filings availableErnad Nidhi Limited reported revenue of ₹3.48 Cr (up 4% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 23% over five years, including 4% growth in the latest year. EBITDA rose 4% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹2.61 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹290 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 75.1% | ||||
| Net Profit Margin | 0% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Ernad Nidhi Limited, buy the company report.
Board of directors of Ernad Nidhi Limited
Ernad Nidhi has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Parol Puthusseri Sanjith | Whole-Time Director | 08 Sep 2016 | 10 Years 1 Months | Current |
| Vivek Nalupurakkal Bahuleyan | Managing Director | 05 Feb 2016 | 10 Years 8 Months | Current |
| Vijayam | Additional Director | 03 Sep 2025 | 1 Years 1 Months | Current |
Auditor
Ernad Nidhi Limited is audited by SENGOTTAIYAN & CO for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SENGOTTAIYAN & CO | FY 2020 | 005290S |
Shareholding
The shareholding of Ernad Nidhi Limited is on record for 3 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Ernad Nidhi Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 27 Feb 2020 | 100337248 | The South Indian Bank Limited | ₹1 Cr | Satisfied |
To see the full charge records of Ernad Nidhi Limited, buy the company report.
Total charge records: 1 View all charges
Legal cases
Ernad Nidhi Limited has 2 court cases on record: 2 filed by Ernad Nidhi. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 2 | 0 | 0 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court, Kerala | Writ petition | Filed by the company against Union of India and 3 others | Disposed |
| High Court of Kerala | Writ petition | Filed by the company against Union of India | Disposed |
To see the full case history of Ernad Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ernad Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Ernad Nidhi has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAECE2126N1ZT | Kerala | Active | 25 Mar 2022 |
To see the full GST registrations and return filing status of Ernad Nidhi Limited, buy the company report.
Recent activity
Ernad Nidhi Limited has 7 board changes on record since 2016: 4 appointments and 3 cessations. The latest: Vijayam was appointed as Additional Director on 03 Sep 2025.
1 earlier event is in the company report.
Frequently asked questions
Ernad Nidhi is an active nidhi company based in Malappuram, Kerala, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 05 February 2016 (10+ years old) and is registered under CIN U65920KL2016PLC040078.
Ernad Nidhi has 3 current directors:
- Vivek Nalupurakkal Bahuleyan - Managing Director
- Parol Puthusseri Sanjith - Whole-Time Director
- Vijayam - Additional Director
The latest financial statements of Ernad Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2016 are in the company report.
The GSTIN of Ernad Nidhi is 32AAECE2126N1ZT, registered in Kerala.
The CIN (Corporate Identification Number) of Ernad Nidhi is U65920KL2016PLC040078. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ernad Nidhi has 2 court cases on record: 2 filed by the company.
Ernad Nidhi was incorporated on 05 February 2016, making it 10+ years old. It is registered with the Registrar of Companies, Ernakulam.
Vijayam was appointed as Additional Director on 03 Sep 2025. Bahuleyan Raman Nalupurakkal ceased to be Director on 31 Mar 2022. Parol Puthusseri Sanjith was appointed as Whole-Time Director on 08 Sep 2016. Ernad Nidhi has 7 board changes on record in total.
Ernad Nidhi can be reached through the website ernadnidhi.com. Its registered office is in Malappuram, Kerala, India.
The registered office of Ernad Nidhi is at 5B Parol Puthussery Chettippadi P O, Malappuram, Kerala, India – 676319.