About Ernad Nidhi Limited
Data last updated: 11 February 2026
Ernad Nidhi Limited is a nidhi company based in Malappuram, Kerala, India. It specialises in diversified financial services, a part of the broader financial services sector. Incorporated on 05 February 2016, the company has been in operation for over 10 years.
Registered with ROC Ernakulam under CIN U65920KL2016PLC040078.
Capital: an authorised share capital of ₹1 Cr and a paid-up capital of ₹1.5 Cr. It is led by directors including Parol Puthusseri Sanjith and Vivek Nalupurakkal Bahuleyan.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: 5B Parol Puthussery Chettippadi P O, Malappuram, Kerala, India – 676319.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.48 Cr, a growth of 4% compared to the previous year.
The company is associated with 1 brand - Ernad Nidhi. As per MCA filings, the company has satisfied charges of ₹1 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ernadnidhi.com.
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Registered Address5B Parol Puthussery Chettippadi P O, Malappuram, Kerala, India – 676319
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IndustryFinancial Services, Diversified Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Ernad Nidhi Limited
Ernad Nidhi Limited operates one associated brand: ERNAD NIDHI. These brands represent Ernad Nidhi Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provides loans, deposits, and savings schemes to members in India. | ernadnidhi.com |
Competitors & Alternatives of Ernad Nidhi Limited
Brands and companies operating in the same space as Ernad Nidhi Limited include Margadarsi Chit Fund, Kannattu, Saya Nidhi and 4 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Margadarsi Chit Fund
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Functions as a cooperative lending company providing financial services. | Hyderabad, India, India | 1962 |
Kannattu
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Offers gold loans, insurance, travel services, and money transfer in India. | Chengannur, India, India | 1986 |
Saya Nidhi
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Financial company providing deposits, loans, saving accounts, and schemes for members in India. | Jaipur, India, India | 2018 |
Orjey
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Provides diversified loan options for members. | Bengaluru, India, India | 2020 |
Smart Nidhi Finance
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Operates as a cooperative firm offering consumer loans. | Jamshedpur, India, India | 1989 |
Jodhpur Gramin Nidhi
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Jodhpur Gramin Nidhi provides gold, mortgage, daily, and other loan services to members. | Jodhpur, India, India | 2019 |
Sanjai Success Nidhi
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Provides tea coffee vending machines and financial consultancy services. | Chennai, India, India | 2017 |
Business Activity of Ernad Nidhi Limited
Ernad Nidhi Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details for Ernad Nidhi Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Ernad Nidhi Limited
Ernad Nidhi Limited is audited by SENGOTTAIYAN & CO for the financial year 2020. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SENGOTTAIYAN & CO | Locked | Locked | Locked |
Complete auditor history for Ernad Nidhi Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
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Board of Directors of Ernad Nidhi Limited
Ernad Nidhi Limited is currently managed by 3 directors, with 3 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Parol Puthusseri Sanjith | Whole-Time Director | 08 Sep 2016 | 9 Years 10 Months | Current |
| Vivek Nalupurakkal Bahuleyan | Managing Director | 05 Feb 2016 | 10 Years 5 Months | Current |
| Vijayam | Additional Director | 03 Sep 2025 | 0 Years 10 Months | Current |
Financials of Ernad Nidhi Limited FY 2025 filings available
Ernad Nidhi Limited reported revenue of ₹3.48 Cr (up 4.00% YoY) for FY 2025.
Ten-year financial statements for Ernad Nidhi Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
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Ownership and Shareholding of Ernad Nidhi Limited
Shareholding and ownership data for Ernad Nidhi Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
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Charges & Borrowings of Ernad Nidhi Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 27 Feb 2020 | The South Indian Bank Limited | ₹1 Cr | Satisfied |
Total charge records: 1 View all charges
Employees and EPFO Compliance at Ernad Nidhi Limited
View historical data on people associated with Ernad Nidhi Limited, including employment history and EPFO contributions.
Employee and EPFO history for Ernad Nidhi Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
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GST Compliance of Ernad Nidhi Limited
GST registrations and filing compliance for Ernad Nidhi Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
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Credit Ratings, Litigation & Regulatory Alerts for Ernad Nidhi Limited
Credit ratings, litigation, and regulatory alerts for Ernad Nidhi Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Ernad Nidhi Limited
MSME payment history for Ernad Nidhi Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
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Subsidiaries & Group Companies of Ernad Nidhi Limited
Corporate group structure for Ernad Nidhi Limited
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- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Ernad Nidhi Limited
MCA filings and documents for Ernad Nidhi Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Ernad Nidhi Limited
Frequently Asked Questions about Ernad Nidhi Limited
Ernad Nidhi Limited is an active nidhi company in the financial services sector based in Malappuram, Kerala, India. It was incorporated on 05 February 2016 (10+ years old) and is registered under CIN U65920KL2016PLC040078.
Ernad Nidhi Limited reported revenue of ₹3.48 Cr for FY 2025 (up 4.00% YoY).
The current directors of Ernad Nidhi Limited are:
- Parol Puthusseri Sanjith - Whole-Time Director
- Vivek Nalupurakkal Bahuleyan - Managing Director
- Vijayam - Additional Director
The primary industry of Ernad Nidhi Limited is financial services. The company specifically operates in diversified financial services. The company is currently active in this sector.
Ernad Nidhi Limited can be reached at the registered office: 5B Parol Puthussery Chettippadi P O, Malappuram, Kerala, India – 676319, or through the website ernadnidhi.com.
The authorised capital is ₹1 Cr, and the paid-up capital is ₹1.5 Cr.