Eruva Vijayan Chit Funds Private Limited
About Eruva Vijayan Chit Funds Private Limited
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Eruva Vijayan Chit Funds Private Limited is a private limited company based in Kayamkulam, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 04 October 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2018PTC055003.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Saran Vijayan (Managing Director) and Lalithankachi Vasavan.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 8/240 Vijaya Chitty Fund Eruva.P.O, Kayamkulam, Kerala, India – 690572.
As per the financials filed for FY 2024, the company reported a revenue of ₹15.55 Lakh, a decline of 16% compared to the previous year. For the same year it recorded a net profit of ₹4.01 Lakh (net margin 25.8%) and EBITDA of ₹5.55 Lakh (EBITDA margin 35.7%). Revenue has grown at a compounded annual rate (CAGR) of 1% over three years and 85% over five years.
Company details
Contact details
Eruva Vijayan Chit Funds Private Limited's registered office is in Kayamkulam, Kerala. Its e-mail address is in the company report.
- Email
- Registered Address8/240 Vijaya Chitty Fund Eruva.P.O, Kayamkulam, Kerala, India – 690572
- IndustryFinancial Services, Other Financial Intermediation, Pawn Shops, Credit Allocation Agencies
To see the full contact details of Eruva Vijayan Chit Funds Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Eruva Vijayan Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Eruva Vijayan Chit Funds Private Limited, buy the company report.
Financials of Eruva Vijayan Chit Funds Private Limited
FY 2025 filings availableEruva Vijayan Chit Funds Private Limited reported revenue of ₹15.55 Lakh (down 16% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue fell 16% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 85%. EBITDA rose 82% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹5.55 Lakh | ||||
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| Net Profit (PAT) | ₹4.01 Lakh | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | 35.7% | ||||
| Net Profit Margin | 25.8% | ||||
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To see the full financial statements and ratios of Eruva Vijayan Chit Funds Private Limited, buy the company report.
Board of directors of Eruva Vijayan Chit Funds Private Limited
Eruva Vijayan Chit Funds has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Lalithankachi Vasavan | Director | 04 Oct 2018 | 8 Years 1 Months | Current |
| Shilpa Prakas | Director | 04 Oct 2018 | 8 Years 1 Months | Current |
| Saran Vijayan Also directs: Sarath and Saran Chitty Fund Private Limited | Managing Director | 04 Oct 2018 | 8 Years 1 Months | Current |
Peer comparison
Eruva Vijayan Chit Funds Private Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (Chit Funds), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Hastagiri Chit Funds Private Limited | ₹16.02 Lakh (FY 2024) | 9.0% | Coimbatore, Tamil Nadu, India | |||
| Mahi Chit Funds Private Limited | ₹15.95 Lakh (FY 2025) | -10.0% | Hyderabad, Telangana, India | |||
| Kandhamyl Chit Funds Private Limited | ₹15.9 Lakh (FY 2025) | -4.0% | Pollachi, Tamil Nadu, India | |||
| A V Reddy Chit Funds Private Limited | ₹15.89 Lakh (FY 2025) | 4.0% | Hyderabad, Telangana, India | |||
| Golden Dharohar Chit Funds Private Limited | ₹15.57 Lakh (FY 2023) | 392.0% | Hyderabad, Telangana, India | |||
| Eruva Vijayan Chit Funds Private Limitedthis company | ₹15.55 Lakh (FY 2024) | ₹4.01 Lakh | 25.8% | -16.0% | Kayamkulam, Kerala, India | |
| Hingulambika Chit Funds Private Limited | ₹15.52 Lakh (FY 2019) | -6.0% | Hyderabad, Telangana, India | |||
| Kulathramannil Chit Funds Private Limited | ₹15.51 Lakh (FY 2025) | 23.0% | Thiruvalla, Kerala, India | |||
| Vivvid Chit Funds Private Limited | ₹15.48 Lakh (FY 2024) | 144.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Sree Lakshmiprakaash Chit Funds Private Limited | ₹15.31 Lakh (FY 2025) | 22.0% | Virudhunagar, Tamil Nadu, India | |||
| Vedhagiri Chit Funds Private Limited | ₹15.19 Lakh (FY 2025) | -52.0% | Erode, Tamil Nadu, India |
To see the full peer comparison of Eruva Vijayan Chit Funds Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Eruva Vijayan Chit Funds Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Eruva Vijayan Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Eruva Vijayan Chit Funds Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Eruva Vijayan Chit Funds Private Limited has 3 board changes on record since 2018: 3 appointments. The latest: Lalithankachi Vasavan was appointed as Director on 04 Oct 2018.
Frequently asked questions
Eruva Vijayan Chit Funds is an active private limited company based in Kayamkulam, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 04 October 2018 (8+ years old) and is registered under CIN U65929KL2018PTC055003.
Eruva Vijayan Chit Funds has 3 current directors:
- Saran Vijayan - Managing Director
- Lalithankachi Vasavan - Director
- Shilpa Prakas - Director
The latest financial statements of Eruva Vijayan Chit Funds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2019 are in the company report.
The CIN (Corporate Identification Number) of Eruva Vijayan Chit Funds is U65929KL2018PTC055003. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Eruva Vijayan Chit Funds was incorporated on 04 October 2018, making it 8+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Eruva Vijayan Chit Funds by revenue are Hastagiri Chit Funds Private Limited, Mahi Chit Funds Private Limited, Kandhamyl Chit Funds Private Limited, A V Reddy Chit Funds Private Limited, Golden Dharohar Chit Funds Private Limited and 5 more, all in the BFSI industry (Chit Funds), with the same principal business activity (other financial activities).
Lalithankachi Vasavan was appointed as Director on 04 Oct 2018. Saran Vijayan was appointed as Managing Director on 04 Oct 2018. Shilpa Prakas was appointed as Director on 04 Oct 2018.
The registered office of Eruva Vijayan Chit Funds is at 8240 Vijaya Chitty Fund Eruva.P.O, Kayamkulam, Kerala, India – 690572.
Eruva Vijayan Chit Funds operates in the financial services industry, in the other financial intermediation segment.
Eruva Vijayan Chit Funds can be reached at its registered office: 8240 Vijaya Chitty Fund Eruva.P.O, Kayamkulam, Kerala, India – 690572.
Eruva Vijayan Chit Funds is registered under the jurisdiction of the Registrar of Companies (ROC), Ernakulam.
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