Esahai Chits India Private Limited
About Esahai Chits India Private Limited
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Esahai Chits India Private Limited is a private limited company based in Thiruvithancode, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 21 January 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65992TN2016PTC103749.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Peter Claret Varuvel (Managing Director) and Umamaheswaran.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No.1 – 287/2 Clpes Vattam, Thiruvithancode, Tamil Nadu, India – 629174.
As per the financials filed for FY 2025, the company reported a revenue of ₹6.31 Lakh, a decline of 22% compared to the previous year. For the same year it recorded a net loss of ₹1.22 Lakh (net margin -19.3%) and EBITDA of -₹41,486 (EBITDA margin -6.6%). Revenue has declined at a compounded annual rate (CAGR) of 26% over three years and 22% over five years.
As per MCA filings, the company has open charges of ₹3.15 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Esahai Chits India Private Limited's registered office is in Thiruvithancode, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressNo.1 – 287/2 Clpes Vattam, Thiruvithancode, Tamil Nadu, India – 629174
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Esahai Chits India Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Esahai Chits India is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Esahai Chits India Private Limited, buy the company report.
Financials of Esahai Chits India Private Limited
FY 2025 filings availableEsahai Chits India Private Limited reported revenue of ₹6.31 Lakh (down 22% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 22% over five years, including a 22% fall in the latest year. EBITDA fell 260% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹41,486 | ||||
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| Net Profit (PAT) | -₹1.22 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | -6.6% | ||||
| Net Profit Margin | -19.3% | ||||
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To see the full financial statements and ratios of Esahai Chits India Private Limited, buy the company report.
Board of directors of Esahai Chits India Private Limited
Esahai Chits India has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Umamaheswaran | Director | 09 Mar 2020 | 6 Years 8 Months | Current |
| Cimi Clinton | Director | 01 Dec 2023 | 2 Years 11 Months | Current |
| Peter Claret Varuvel | Managing Director | 21 Jan 2016 | 10 Years 9 Months | Current |
Peer comparison
Esahai Chits India Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shivnetra Multipurpose Nidhi Limited | ₹6.5 Lakh (FY 2022) | Daund, Maharashtra, India | ||||
| Janvridhi Vikas Nidhi Limited | ₹6.47 Lakh (FY 2020) | Dehradun, Uttarakhand, India | ||||
| Ki & San's Micro Finance Private Limited | ₹6.41 Lakh (FY 2025) | 0.0% | Dohad, Gujarat, India | |||
| Nirmala Micro Finance Private Limited | ₹6.41 Lakh (FY 2023) | Varanasi, Uttar Pradesh, India | ||||
| Cheruvathoor Nidhi Limited | ₹6.4 Lakh (FY 2024) | 6.0% | Thrissur, Kerala, India | |||
| Esahai Chits India Private Limitedthis company | ₹6.31 Lakh (FY 2025) | -₹1.22 Lakh | -19.3% | -22.0% | Thiruvithancode, Tamil Nadu, India | |
| Trichy Sivapuri Chit Private Limited | ₹6.26 Lakh (FY 2025) | 12.0% | Tiruchirappalli, Tamil Nadu, India |
To see the full peer comparison of Esahai Chits India Private Limited, buy the company report.
Auditor
Esahai Chits India Private Limited is audited by NARAYANAN SUBRAMONIAN & CO for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| NARAYANAN SUBRAMONIAN & CO | FY 2020 | 008251S |
Shareholding
The shareholding of Esahai Chits India Private Limited is on record for 3 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Esahai Chits India Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 23 Jan 2023 | 100715753 | Others | ₹3.15 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Esahai Chits India Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Esahai Chits India Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Esahai Chits India Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Esahai Chits India Private Limited has 6 board changes on record since 2016: 3 appointments and 3 cessations. The latest: Cimi Clinton was appointed as Director on 01 Dec 2023.
Frequently asked questions
Esahai Chits India is an active private limited company based in Thiruvithancode, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 21 January 2016 (10+ years old) and is registered under CIN U65992TN2016PTC103749.
Esahai Chits India has 3 current directors:
- Peter Claret Varuvel - Managing Director
- Umamaheswaran - Director
- Cimi Clinton - Director
The latest financial statements of Esahai Chits India on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2016 are in the company report.
The CIN (Corporate Identification Number) of Esahai Chits India is U65992TN2016PTC103749. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Esahai Chits India was incorporated on 21 January 2016, making it 10+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Esahai Chits India by revenue are Shivnetra Multipurpose Nidhi Limited, Janvridhi Vikas Nidhi Limited, Ki & San's Micro Finance Private Limited, Nirmala Micro Finance Private Limited, Cheruvathoor Nidhi Limited and 1 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Cimi Clinton was appointed as Director on 01 Dec 2023. Johnbosco Jency ceased to be Director on 01 Dec 2023. Joseph Shiroj ceased to be Director on 01 Dec 2023. Esahai Chits India has 6 board changes on record in total.
The registered office of Esahai Chits India is at No.1 – 2872 Clpes Vattam, Thiruvithancode, Tamil Nadu, India – 629174.
Esahai Chits India operates in the financial services industry, in the microfinance institutions segment.
Esahai Chits India has open charges of ₹3.15 Lakh and no satisfied charges on record as per latest MCA filings.
The compliance status of Esahai Chits India is compliant as of 29 September 2026. The company is actively filing with the Registrar of Companies.
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