MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-PB-12-0093317
Excel Fincredits Solutions Private Limited - business outsourcing in Ludhiana, Punjab, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹22.82 Lakh
▼ 91% YoY
Net loss · FY 2024
₹8.12 Lakh
Net margin -35.6%
EBITDA · FY 2024
₹1.55 Lakh
EBITDA margin 6.8%
Authorised capital
₹3.98 Cr
Registered with MCA
Paid-up capital
₹2.57 Cr
Issued & subscribed
Company age
17 yrs
Est. 2009
Directors on board
2
As per MCA filings
Active GSTINs
1
GST registered
About Excel Fincredits Solutions Private Limited
Data last updated:
Excel Fincredits Solutions Private Limited is a private limited company based in Ludhiana, Punjab, India. It operates in the accounting and financial analysis segment of the business process outsourcing sector. It was incorporated on 30 December 2009 and has been in existence for over 17 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65990PB2009PTC033460. Its GSTIN is 03AACCE3066B1ZC (Punjab).
The company has an authorised share capital of ₹3.98 Cr and a paid-up capital of ₹2.57 Cr. It is led by directors Sonia Dhiman and Amit Dhiman.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 337 Dr. Sham Singh Road Opp. Sbi Treasury Branch Ghumar Mandi, Ludhiana, Punjab, India – 141001.
As per the financials filed for FY 2024, the company reported a revenue of ₹22.82 Lakh, a decline of 91% compared to the previous year. For the same year it recorded a net loss of ₹8.12 Lakh (net margin -35.6%) and EBITDA of ₹1.55 Lakh (EBITDA margin 6.8%). Revenue has grown at a compounded annual rate (CAGR) of 56% over three years and 17% over five years.
Excel Fincredits Solutions Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-PB-12-0093317). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website excelcredits.com.
Company details
CIN U65990PB2009PTC033460
Registration Number 033460
Incorporation Date 30 December 2009
ROC Chandigarh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-PB-12-0093317
Key People
Sonia Dhiman Director Amit Dhiman Director Recognitions & Rankings of Excel Fincredits Solutions
Contact details
Excel Fincredits Solutions Private Limited's registered office is in Ludhiana, Punjab. Its website is excelcredits.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered Address337 Dr. Sham Singh Road Opp. Sbi Treasury Branch Ghumar Mandi, Ludhiana, Punjab, India – 141001
- IndustryBusiness Outsourcing, Accounting and Financial Analysis
To see the full contact details of Excel Fincredits Solutions Private Limited, buy the company report.
Comprehensive company report
Excel Fincredits Solutions Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Excel Fincredits Solutions is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Excel Fincredits Solutions Private Limited, buy the company report.
Financials of Excel Fincredits Solutions Private Limited
FY 2025 filings availableExcel Fincredits Solutions Private Limited reported revenue of ₹22.82 Lakh (down 91% YoY) for FY 2024.
Revenue · FY 2024
₹22.82 Lakh ▼ 91%
Net loss · FY 2024
₹8.12 Lakh margin -35.6%
EBITDA · FY 2024
₹1.55 Lakh margin 6.8%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 91%
3 years · compounded
▲ 56%
5 years · compounded
▲ 17%
EBITDA CAGR growth
1 year
▼ 94%
3 years · compounded
▲ 13%
5 years · compounded
▼ 21%
Revenue fell 91% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 17%. EBITDA fell 94% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹1.55 Lakh | ||||
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| Net Profit (PAT) | -₹8.12 Lakh | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | 6.8% | ||||
| Net Profit Margin | -35.6% | ||||
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To see the full financial statements and ratios of Excel Fincredits Solutions Private Limited, buy the company report.
Board of directors of Excel Fincredits Solutions Private Limited
Excel Fincredits Solutions has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sonia Dhiman | Director | 30 Dec 2009 | 16 Years 10 Months | Current |
| Amit Dhiman Also directs: Nordea Corpus Private Limited | Director | 30 Dec 2009 | 16 Years 10 Months | Current |
Auditor
Excel Fincredits Solutions Private Limited is audited by RAJIV RAJINDER & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| RAJIV RAJINDER & CO | FY 2021 | 016366N |
Shareholding
The shareholding of Excel Fincredits Solutions Private Limited is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Excel Fincredits Solutions Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Excel Fincredits Solutions Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Excel Fincredits Solutions Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Excel Fincredits Solutions has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 03AACCE3066B1ZC | Punjab | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Excel Fincredits Solutions Private Limited, buy the company report.
Recent activity
Excel Fincredits Solutions Private Limited has 2 board changes on record since 2009: 2 appointments. The latest: Amit Dhiman was appointed as Director on 30 Dec 2009.
AGM
Excel Fincredits Solutions Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Excel Fincredits Solutions Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chandigarh.
Appointed
Amit Dhiman was appointed as Director.
Appointed
Sonia Dhiman was appointed as Director.
Incorporation
30 Dec 2009
Excel Fincredits Solutions Private Limited was registered on 30 Dec 2009 with Roc Chandigarh & aged 16 years 10 months as per MCA records.
Frequently asked questions
Excel Fincredits Solutions is an active private limited company based in Ludhiana, Punjab, India. The company works in accounting and financial analysis, within the business outsourcing industry. It was incorporated on 30 December 2009 (17+ years old) and is registered under CIN U65990PB2009PTC033460.
Excel Fincredits Solutions has 2 current directors:
- Sonia Dhiman - Director
- Amit Dhiman - Director
The latest financial statements of Excel Fincredits Solutions on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Excel Fincredits Solutions is 03AACCE3066B1ZC, registered in Punjab.
The CIN (Corporate Identification Number) of Excel Fincredits Solutions is U65990PB2009PTC033460. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Excel Fincredits Solutions was incorporated on 30 December 2009, making it 17+ years old. It is registered with the Registrar of Companies, Chandigarh.
Amit Dhiman was appointed as Director on 30 Dec 2009. Sonia Dhiman was appointed as Director on 30 Dec 2009.
Yes, Excel Fincredits Solutions is registered as a micro enterprise under Udyam registration (number: UDYAM-PB-12-0093317).
Excel Fincredits Solutions can be reached through the website excelcredits.com. Its registered office is in Ludhiana, Punjab, India.
The registered office of Excel Fincredits Solutions is at 337 Dr. Sham Singh Road Opp. Sbi Treasury Branch Ghumar Mandi, Ludhiana, Punjab, India – 141001.
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