Ezhavodaya Chit Limited
About Ezhavodaya Chit Limited
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Ezhavodaya Chit Limited is a public limited company based in Vadakkumpuram, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 20 February 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2014PLC036212.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5.01 Lakh. It is led by directors including Sukumaran Chirammal Pankajakshy (Managing Director) and Thuruthil Velayudhan Raju.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Vadakkumpuram, Kerala.
As per the financials filed for FY 2025, the company reported a revenue of ₹12.32 Lakh, a growth of 38% compared to the previous year. For the same year it recorded a net profit of ₹27,596 (net margin 2.2%) and EBITDA of ₹43,014 (EBITDA margin 3.5%). Revenue has declined at a compounded annual rate (CAGR) of 34% over three years and 1% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Ezhavodaya Chit Limited's registered office is in Vadakkumpuram, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressXI/324 Chendamangalam Ezhavodaya Samgham Buildi, Ng, Vadakkumpuram, Kerala, India – 683521
- IndustryFinancial Services, Financial Activities
To see the full contact details of Ezhavodaya Chit Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ezhavodaya Chit is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Ezhavodaya Chit Limited, buy the company report.
Financials of Ezhavodaya Chit Limited
FY 2025 filings availableEzhavodaya Chit Limited reported revenue of ₹12.32 Lakh (up 38% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 38% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 1%. EBITDA rose 156% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹43,014 | ||||
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| Net Profit (PAT) | ₹27,596 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 3.5% | ||||
| Net Profit Margin | 2.2% | ||||
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To see the full financial statements and ratios of Ezhavodaya Chit Limited, buy the company report.
Board of directors of Ezhavodaya Chit Limited
Ezhavodaya Chit has 3 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Thuruthil Velayudhan Raju | Director | 20 Feb 2014 | 12 Years 8 Months | Current |
| Sukumaran Chirammal Pankajakshy | Managing Director | 30 Sep 2022 | 4 Years 0 Months | Current |
| Andyakkal Raman Divakaran | Director | 30 Sep 2022 | 4 Years 0 Months | Current |
Peer comparison
Ezhavodaya Chit Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Kartick Mita Singha Nidhi Limited | ₹12.35 Lakh (FY 2025) | 20.0% | Nadia, West Bengal, India | |||
| Vruddhi Enterprises Private Limited | ₹12.35 Lakh (FY 2017) | 76.0% | Mumbai, Maharashtra, India | |||
| Nalinam Fin. Nidhi Limited | ₹12.34 Lakh (FY 2024) | 95.0% | Adoor, Kerala, India | |||
| Tulsi Loan & Investment Private Limited | ₹12.34 Lakh (FY 2021) | -67.0% | Tiruchirappalli, Tamil Nadu, India | |||
| New Castle Finance and Leasing Private Limited | ₹12.33 Lakh (FY 2025) | -38.0% | New Delhi, Delhi, India | |||
| Ezhavodaya Chit Limitedthis company | ₹12.32 Lakh (FY 2025) | ₹27,596 | 2.2% | 38.0% | Vadakkumpuram, Kerala, India | |
| Pgybt Nidhi Limited | ₹12.32 Lakh (FY 2023) | -12.0% | Mumbai, Maharashtra, India | |||
| Parasramka Resources Private Limited | ₹12.32 Lakh (FY 2025) | -65.0% | Kolkata, West Bengal, India | |||
| Jayanthi Forex Private Limited | ₹12.31 Lakh (FY 2024) | -59.0% | Chennai, Tamil Nadu, India | |||
| Chinki Investment Pvt. Ltd. | ₹12.31 Lakh (FY 2023) | -28.0% | Kolkata, West Bengal, India | |||
| Kandoi Capital Pvt.Ltd. | ₹12.31 Lakh (FY 2025) | -52.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Ezhavodaya Chit Limited, buy the company report.
Auditor
Ezhavodaya Chit Limited is audited by MPJ NAMPOOTHIRI & CO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MPJ NAMPOOTHIRI & CO | FY 2017 | 002320S |
Shareholding
The shareholding of Ezhavodaya Chit Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Ezhavodaya Chit Limited, buy the company report.
Legal cases
No court or tribunal cases involving Ezhavodaya Chit Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ezhavodaya Chit Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Ezhavodaya Chit Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ezhavodaya Chit Limited has 10 board changes on record since 2014: 3 appointments and 7 cessations. The latest: Andyakkal Raman Divakaran was appointed as Director on 30 Sep 2022.
1 earlier event is in the company report.
Frequently asked questions
Ezhavodaya Chit is an active public limited company based in Vadakkumpuram, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 20 February 2014 (12+ years old) and is registered under CIN U65992KL2014PLC036212.
Ezhavodaya Chit has 3 current directors:
- Sukumaran Chirammal Pankajakshy - Managing Director
- Thuruthil Velayudhan Raju - Director
- Andyakkal Raman Divakaran - Director
The latest financial statements of Ezhavodaya Chit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Ezhavodaya Chit is U65992KL2014PLC036212. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ezhavodaya Chit was incorporated on 20 February 2014, making it 12+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Ezhavodaya Chit by revenue are Kartick Mita Singha Nidhi Limited, Vruddhi Enterprises Private Limited, Nalinam Fin. Nidhi Limited, Tulsi Loan & Investment Private Limited, New Castle Finance and Leasing Private Limited and 5 more, all in the same principal business activity (other financial activities).
Andyakkal Raman Divakaran was appointed as Director on 30 Sep 2022. Chennankutty Chirammal Thambi ceased to be Director on 30 Sep 2022. Cheramel Velayudhan Balan ceased to be Director on 30 Sep 2022. Ezhavodaya Chit has 10 board changes on record in total.
The registered office of Ezhavodaya Chit is at XI324 Chendamangalam Ezhavodaya Samgham Buildi, Ng, Vadakkumpuram, Kerala, India – 683521.
Ezhavodaya Chit operates in the financial services industry, in the financial activities segment.
The compliance status of Ezhavodaya Chit is compliant as of 10 July 2026. The company is actively filing with the Registrar of Companies.
Ezhavodaya Chit can be reached at its registered office: XI324 Chendamangalam Ezhavodaya Samgham Buildi, Ng, Vadakkumpuram, Kerala, India – 683521.