MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-MH-18-0082348
Finacri Advisory Intermediary & Resources Private Limited - business outsourcing in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹1.29 Cr
▼ 42% YoY
Net profit · FY 2025
₹6.37 Lakh
Net margin 4.9%
EBITDA · FY 2025
₹7.28 Lakh
EBITDA margin 5.6%
Authorised capital
₹1 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Satisfied charges
₹3.85 Cr
No open charges
Company age
7 yrs
Est. 2019
Directors on board
3
As per MCA filings
About Finacri Advisory Intermediary & Resources Private Limited
Data last updated:
Finacri Advisory Intermediary & Resources Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the business and IT consulting segment of the business process outsourcing sector. It was incorporated on 21 August 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U74999MH2019PTC329554. Its GSTIN is 27AADCF8307M1ZB (Maharashtra).
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Reginald Joseph Fernandes and Naresh Dharmraj Kumar.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.29 Cr, a decline of 42% compared to the previous year. For the same year it recorded a net profit of ₹6.37 Lakh (net margin 4.9%) and EBITDA of ₹7.28 Lakh (EBITDA margin 5.6%). Revenue has grown at a compounded annual rate (CAGR) of 30% over three years and 19% over five years.
The company is associated with 1 brand: Finrays. As per MCA filings, the company has satisfied charges of ₹3.85 Cr on record.
Finacri Advisory Intermediary & Resources Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-MH-18-0082348). For more details, the company can be reached via its website finrays.com.
Company details
CIN U74999MH2019PTC329554
Registration Number 329554
Incorporation Date 21 August 2019
ROC Mumbai
Listing Status Unlisted
Company Status Active
MSME Classification Micro
Udyam Registration UDYAM-MH-18-0082348
Key People
Reginald Joseph Fernandes Director Naresh Dharmraj Kumar Director Sakshi Sureshchand Gupta Director Recognitions & Rankings of Finacri Advisory Intermediary & Resources
Contact details
Finacri Advisory Intermediary & Resources Private Limited's registered office is in Mumbai, Maharashtra. Its website is finrays.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressShop No. 01 Pl No. 488 488/1 Sonawala Compound, Next To Udyog Bhuvan Opp. Ib Patel Road, Mumbai, Maharashtra, India – 400063
- IndustryBusiness Outsourcing, Business & IT Consulting
To see the full contact details of Finacri Advisory Intermediary & Resources Private Limited, buy the company report.
Comprehensive company report
Finacri Advisory Intermediary & Resources Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Finacri Advisory Intermediary & Resources operates one associated brand: Finrays. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Online lending marketplace for personal and business loans is facilitated. | finrays.com |
Business activity
The main business activity of Finacri Advisory Intermediary & Resources is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K7 | Financial Advisory, brokerage and Consultancy Services |
To see the full business activity and turnover split of Finacri Advisory Intermediary & Resources Private Limited, buy the company report.
Financials of Finacri Advisory Intermediary & Resources Private Limited
FY 2025 filings availableFinacri Advisory Intermediary & Resources Private Limited reported revenue of ₹1.29 Cr (down 42% YoY) for FY 2025.
Revenue · FY 2025
₹1.29 Cr ▼ 42%
Net profit · FY 2025
₹6.37 Lakh margin 4.9%
EBITDA · FY 2025
₹7.28 Lakh margin 5.6%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 42%
3 years · compounded
▼ 30%
5 years · compounded
▲ 19%
EBITDA CAGR growth
1 year
▼ 78%
3 years · compounded
▼ 16%
5 years · compounded
▲ 50%
Revenue fell 42% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 19%. EBITDA fell 78% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹7.28 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹6.37 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 5.6% | ||||
| Net Profit Margin | 4.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
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To see the full financial statements and ratios of Finacri Advisory Intermediary & Resources Private Limited, buy the company report.
Board of directors of Finacri Advisory Intermediary & Resources Private Limited
Finacri Advisory Intermediary & Resources has 3 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Reginald Joseph Fernandes | Director | 21 Aug 2019 | 7 Years 2 Months | Current |
| Naresh Dharmraj Kumar | Director | 21 Aug 2019 | 7 Years 2 Months | Current |
| Sakshi Sureshchand Gupta | Director | 21 Aug 2019 | 7 Years 2 Months | Current |
Auditor
Finacri Advisory Intermediary & Resources Private Limited is audited by Chhawchharia & Associates for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Chhawchharia & Associates | FY 2023 | 138945W |
Shareholding
The shareholding of Finacri Advisory Intermediary & Resources Private Limited is on record for 4 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Finacri Advisory Intermediary & Resources Private Limited, buy the company report.
Charges & borrowings
Open charges
None
Satisfied charges
₹3.85 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 21 Oct 2022 | 100624525 | The Bharat Co-Operative Bank(Mumbai) Ltd | ₹45 Lakh | Satisfied | |
| 19 Oct 2022 | 100624041 | The Bharat Co-Operative Bank(Mumbai) Ltd | ₹1.9 Cr | Satisfied | |
| 14 Oct 2021 | 100519335 | Others | ₹1.5 Cr | Satisfied |
To see the full charge records of Finacri Advisory Intermediary & Resources Private Limited, buy the company report.
Total charge records: 3 View all charges
Legal cases
No court or tribunal cases involving Finacri Advisory Intermediary & Resources Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Finacri Advisory Intermediary & Resources Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Finacri Advisory Intermediary & Resources has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AADCF8307M1ZB | Maharashtra | Active | 04 Sep 2019 |
To see the full GST registrations and return filing status of Finacri Advisory Intermediary & Resources Private Limited, buy the company report.
Recent activity
Finacri Advisory Intermediary & Resources Private Limited has 3 board changes on record since 2019: 3 appointments. The latest: Naresh Dharmraj Kumar was appointed as Director on 21 Aug 2019.
AGM
Finacri Advisory Intermediary & Resources Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Finacri Advisory Intermediary & Resources Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai.
Charges
A charge registered on 21 Oct 2022 via Charge ID 100624525 with The Bharat Co-Operative Bank(Mumbai) Ltd was fully satisfied on 17 Feb 2024.
Charges
A charge registered on 19 Oct 2022 via Charge ID 100624041 with The Bharat Co-Operative Bank(Mumbai) Ltd was fully satisfied on 17 Feb 2024.
Charges
A charge registered on 14 Oct 2021 via Charge ID 100519335 with Others was fully satisfied on 16 Jan 2023.
Charges
A charge with The Bharat Co-Operative Bank(Mumbai) Ltd amounted to Rs. 45.00 Lakh with Charge ID 100624525 was registered on 21 Oct 2022.
Charges
A charge with The Bharat Co-Operative Bank(Mumbai) Ltd amounted to Rs. 189.88 Lakh with Charge ID 100624041 was registered on 19 Oct 2022.
Charges
A charge with Others amounted to Rs. 150.30 Lakh with Charge ID 100519335 was registered on 14 Oct 2021.
Appointed
Naresh Dharmraj Kumar was appointed as Director.
Appointed
Reginald Joseph Fernandes was appointed as Director.
Appointed
Sakshi Sureshchand Gupta was appointed as Director.
Incorporation
21 Aug 2019
Finacri Advisory Intermediary & Resources Private Limited was registered on 21 Aug 2019 with Roc Mumbai & aged 7 years 2 months as per MCA records.
Frequently asked questions
Finacri Advisory Intermediary & Resources is an active private limited company based in Mumbai, Maharashtra, India. The company works in business and IT consulting, within the business outsourcing industry. It was incorporated on 21 August 2019 (7+ years old) and is registered under CIN U74999MH2019PTC329554.
Finacri Advisory Intermediary & Resources has 3 current directors:
- Reginald Joseph Fernandes - Director
- Naresh Dharmraj Kumar - Director
- Sakshi Sureshchand Gupta - Director
The latest financial statements of Finacri Advisory Intermediary & Resources on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The GSTIN of Finacri Advisory Intermediary & Resources is 27AADCF8307M1ZB, registered in Maharashtra.
The CIN (Corporate Identification Number) of Finacri Advisory Intermediary & Resources is U74999MH2019PTC329554. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Finacri Advisory Intermediary & Resources was incorporated on 21 August 2019, making it 7+ years old. It is registered with the Registrar of Companies, Mumbai.
Naresh Dharmraj Kumar was appointed as Director on 21 Aug 2019. Reginald Joseph Fernandes was appointed as Director on 21 Aug 2019. Sakshi Sureshchand Gupta was appointed as Director on 21 Aug 2019.
Yes, Finacri Advisory Intermediary & Resources is registered as a micro enterprise under Udyam registration (number: UDYAM-MH-18-0082348).
Finacri Advisory Intermediary & Resources can be reached through the website finrays.com. Its registered office is in Mumbai, Maharashtra, India.
The registered office of Finacri Advisory Intermediary & Resources is at Shop No. 01 Pl No. 488 4881 Sonawala Compound, Next To Udyog Bhuvan Opp. Ib Patel Road, Mumbai, Maharashtra, India – 400063.
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