Fincard Technologies Private Limited

Fincard Technologies Private Limited - information technology in Tiruvallur, Tamil Nadu, India. FY 2026 financials & compliance.
CIN U72900TN2015PTC101858 Incorporated 18 August 2015 ROC Chennai HQ Tiruvallur, Tamil Nadu, India
Active Private Limited Company information technology
Data last updated
Revenue · FY 2023
₹14.22 Lakh
▼ 53% YoY
Net profit · FY 2023
₹61,506
Net margin 4.3%
EBITDA · FY 2023
₹1.43 Lakh
EBITDA margin 10.1%
Authorised capital
₹1 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
11 yrs
Est. 2015
Directors on board
2
As per MCA filings
Active GSTINs
1
GST registered

About Fincard Technologies Private Limited

Data last updated:

Fincard Technologies Private Limited is a private limited company based in Tiruvallur, Tamil Nadu, India. It operates in the SAAS (software as a service) providers segment of the technology and IT services sector. It was incorporated on 18 August 2015 and has been in existence for over 11 years.

The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U72900TN2015PTC101858. Its GSTIN is 33AACCF6326M1ZK (Tamil Nadu).

The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Andoor Veettil Damodaran and Chakkingal Radhikaunni.

Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Door No 3A Jamals Lamech Gardens 7 Arcot Road, Tiruvallur, Tamil Nadu, India – 600087.

As per the financials filed for FY 2023, the company reported a revenue of ₹14.22 Lakh, a decline of 53% compared to the previous year. For the same year it recorded a net profit of ₹61,506 (net margin 4.3%) and EBITDA of ₹1.43 Lakh (EBITDA margin 10.1%). Revenue has grown at a compounded annual rate (CAGR) of 13% over three years and 11% over five years.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website fincardtechnologies.com.

Company details

CIN U72900TN2015PTC101858
Registration Number 101858
Incorporation Date 18 August 2015
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant

Contact details

Fincard Technologies Private Limited's registered office is in Tiruvallur, Tamil Nadu. Its website is fincardtechnologies.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    Door No 3A Jamals Lamech Gardens 7 Arcot Road, Tiruvallur, Tamil Nadu, India – 600087
  • Industry
    Information Technology, SaaS (Software as a Service) Providers

To see the full contact details of Fincard Technologies Private Limited, buy the company report.

Comprehensive company report
Fincard Technologies Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Financials of Fincard Technologies Private Limited

FY 2024 filings available

Fincard Technologies Private Limited reported revenue of ₹14.22 Lakh (down 53% YoY) for FY 2023.

Revenue · FY 2023
₹14.22 Lakh ▼ 53%
Net profit · FY 2023
₹61,506 margin 4.3%
EBITDA · FY 2023
₹1.43 Lakh margin 10.1%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 53%
3 years · compounded
▼ 13%
5 years · compounded
▲ 11%
EBITDA CAGR growth
1 year
▼ 28%
3 years · compounded
▲ 51%
5 years · compounded
▲ 18%

Revenue fell 53% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 11%. EBITDA fell 28% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹1.43 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹61,506
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19
Profitability
EBITDA Margin10.1%
Net Profit Margin4.3%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Fincard Technologies Private Limited, buy the company report.

Board of directors of Fincard Technologies Private Limited

Fincard Technologies has 2 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Andoor Veettil DamodaranDirector18 Aug 201511 Years 2 MonthsCurrent
Chakkingal RadhikaunniDirector18 Aug 201511 Years 2 MonthsCurrent

Peer comparison

Fincard Technologies Private Limited is compared with the 7 companies closest to it by revenue in the Information Technology industry (SaaS Providers), with the same principal business activity (computer programming, consultancy and related activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Engagelyee Technologies Private Limited₹15.91 Lakh (FY 2024)-21.0%Gurgaon, Haryana, India
Zoopsign Tech Private Limited₹14.82 Lakh (FY 2024)-61.0%Pune, Maharashtra, India
Ordinal Technology Solutions Private Limited₹14.74 Lakh (FY 2024)41.0%Kanyakumari, Tamil Nadu, India
Karminn Consultancy Network Private Limited₹14.7 Lakh (FY 2025)-21.0%Chennai, Tamil Nadu, India
Fincard Technologies Private Limitedthis company₹14.22 Lakh (FY 2023)₹61,5064.3%-53.0%Tiruvallur, Tamil Nadu, India
Pocketlite Infotech Private Limited₹13.75 Lakh (FY 2025)96.0%Bangalore, Karnataka, India
Devorks Solutions Private Limited₹13.46 Lakh (FY 2024)35.0%Hyderabad, Telangana, India
Parakh Online Private Limited₹13.44 Lakh (FY 2021)-41.0%New Delhi, Delhi, India

To see the full peer comparison of Fincard Technologies Private Limited, buy the company report.

Auditor

Fincard Technologies Private Limited is audited by GUDNIYE & CO for the financial year 2021.

Auditor firmFinancial yearFirm registration number
GUDNIYE & COFY 2021021180S

Shareholding

The shareholding of Fincard Technologies Private Limited is on record for 3 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2021FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Fincard Technologies Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Fincard Technologies Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Fincard Technologies has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
33AACCF6326M1ZKTamil NaduActive01 Jul 2017

To see the full GST registrations and return filing status of Fincard Technologies Private Limited, buy the company report.

Recent activity

Fincard Technologies Private Limited has 2 board changes on record since 2015: 2 appointments. The latest: Andoor Veettil Damodaran was appointed as Director on 18 Aug 2015.

AGM
Fincard Technologies Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Filing
Fincard Technologies Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Chennai.
Appointed
Andoor Veettil Damodaran was appointed as Director.
Appointed
Chakkingal Radhikaunni was appointed as Director.
Incorporation
18 Aug 2015
Fincard Technologies Private Limited was registered on 18 Aug 2015 with Roc Chennai & aged 11 years 2 months as per MCA records.

Frequently asked questions

Fincard Technologies is an active private limited company based in Tiruvallur, Tamil Nadu, India. The company works in saas (software as a service) providers, within the information technology industry. It was incorporated on 18 August 2015 (11+ years old) and is registered under CIN U72900TN2015PTC101858.

Fincard Technologies has 2 current directors:

The latest financial statements of Fincard Technologies on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from FY 2016 are in the company report.

The GSTIN of Fincard Technologies is 33AACCF6326M1ZK, registered in Tamil Nadu.

The CIN (Corporate Identification Number) of Fincard Technologies is U72900TN2015PTC101858. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Fincard Technologies was incorporated on 18 August 2015, making it 11+ years old. It is registered with the Registrar of Companies, Chennai.

The peers of Fincard Technologies by revenue are Engagelyee Technologies Private Limited, Zoopsign Tech Private Limited, Ordinal Technology Solutions Private Limited, Karminn Consultancy Network Private Limited, Pocketlite Infotech Private Limited and 2 more, all in the Information Technology industry (SaaS Providers), with the same principal business activity (computer programming, consultancy and related activities).

Andoor Veettil Damodaran was appointed as Director on 18 Aug 2015. Chakkingal Radhikaunni was appointed as Director on 18 Aug 2015.

Fincard Technologies can be reached through the website fincardtechnologies.com. Its registered office is in Tiruvallur, Tamil Nadu, India.

The registered office of Fincard Technologies is at Door No 3A Jamals Lamech Gardens 7 Arcot Road, Tiruvallur, Tamil Nadu, India – 600087.

Fincard Technologies operates in the information technology industry, in the saas (software as a service) providers segment.