About Fincuro Solutions Private Limited
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Fincuro Solutions Private Limited is a private limited company based in Trivandrum, Kerala, India, a subsidiary of Us Technology International Private Limited. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 20 January 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U72200KL2012PTC030322. Its GSTIN is 32AABCF8938Q1Z1 (Kerala).
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹2 Cr. It is led by directors including Edakkunny Sunil and Sajish Kochattil.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 4th Floor Bhavani Technopark Kazhakkuttam, Trivandrum, Kerala, India – 695582.
As per the financials filed for FY 2025, the company reported a revenue of ₹13.79 Cr, a growth of 2% compared to the previous year. For the same year it recorded a net loss of ₹4.98 Cr (net margin -36.1%) and EBITDA of -₹4.5 Cr (EBITDA margin -32.6%). Revenue has grown at a compounded annual rate (CAGR) of 29% over three years and 15% over five years.
The company has about 29 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: FINCuro. The company has 7 deals on record (5 secondary share transfers, 2 funding rounds), with disclosed funding of ₹99 Lakh; the latest was in November 2019. Its 10 peer companies in the same principal business activity (Computer programming, consultancy and related activities) are compared by revenue, 5 larger and 5 smaller; the largest is Xalient India Private Limited.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website fincuro.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered Address4th Floor Bhavani Technopark Kazhakkuttam, Trivandrum, Kerala, India – 695582
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Fincuro Solutions Private Limited
The main business activity of Fincuro Solutions is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Fincuro Solutions Private Limited FY 2024 filings available
Fincuro Solutions Private Limited reported revenue of ₹13.79 Cr (up 2% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Fincuro Solutions Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 15% over five years, including 2% growth in the latest year. EBITDA fell 23% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Fincuro Solutions Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹4.5 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹4.98 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Fincuro Solutions Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -32.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -36.1% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Fincuro Solutions are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Fincuro Solutions Private Limited
Fincuro Solutions Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Computer programming, consultancy and related activities). Revenue, net profit, margin and growth of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Xalient India Private Limited | •••• | •••• | •••• | •••• | - | Bangalore, Karnataka, India |
| Trellisys.Net Private Limited | •••• | •••• | •••• | •••• | 67 | Bangalore, Karnataka, India |
| Kpoint Technologies Private Limited | •••• | •••• | •••• | •••• | 113 | Pune, Maharashtra, India |
| Anite Telecoms India Private Limited | •••• | •••• | •••• | •••• | - | Bangalore, Karnataka, India |
| Adsmn Interactive Private Limited | •••• | •••• | •••• | •••• | - | Goregaon East, Maharashtra, India |
| Fincuro Solutions Private Limited this company | •••• | •••• | •••• | •••• | - | Trivandrum, Kerala, India |
| Ujoy Technology Private Limited | •••• | •••• | •••• | •••• | 150 | Bangalore South, Karnataka, India |
| HMX Media Private Limited | •••• | •••• | •••• | •••• | - | Pune City, Maharashtra, India |
| Make Positive Software Solutions Private Limited | •••• | •••• | •••• | •••• | - | Gurgaon, Haryana, India |
| Alphind Healthcare Private Limited | •••• | •••• | •••• | •••• | 87 | Chennai City Corporation, Tamil Nadu, India |
| Anza Medicode India Private Limited | •••• | •••• | •••• | •••• | - | Pune, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Fincuro Solutions by revenue in the same principal business activity (Computer programming, consultancy and related activities), from the latest filed financials of each company. Revenue, net profit, margin and growth of each peer are in the company report.
Auditor Details of Fincuro Solutions Private Limited
Fincuro Solutions Private Limited is audited by RAMASWAMY VIJAYANAND for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| RAMASWAMY VIJAYANAND | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Fincuro Solutions Private Limited
Fincuro Solutions has 3 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Edakkunny Sunil | Director | 01 Oct 2024 | 2 Years 0 Months | Current |
| Sajish Kochattil | Director | 25 Mar 2019 | 7 Years 6 Months | Current |
| Nambu Nair Veetil Dileep Also directs: Sevitech Systems Private Limited, Piktor Innovation Labs India Private Limited, Abzooba India Infotech Private Limited and 5 more | Director | 01 Sep 2025 | 1 Years 1 Months | Current |
Ownership and Shareholding of Fincuro Solutions Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Fincuro Solutions Private Limited
Fincuro Solutions Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Deals & Funding of Fincuro Solutions Private Limited
Fincuro Solutions Private Limited has 7 deals on record (5 secondary share transfers, 2 funding rounds), with disclosed funding of ₹99 Lakh; the latest was in November 2019.
Deals on record (5 of 7)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Nov 2019 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
| Feb 2019 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
| Oct 2018 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
| Jun 2013 | Secondary share transfer | Undisclosed | Buyer: Us Technology International Private Limited Seller: an individual |
| Mar 2013 | Funding round | ₹94 Lakh | Investors: Us Technology International Private Limited , 3 individuals |
Full deal history
All 7 deals with amounts, valuations, instruments and every party are in the company report.
- Every funding round and share transfer
- Amounts and valuations
- Investors, buyers and sellers
- Instruments and deal dates
Verified entity values are shown only after access is granted.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Associated Brands with Fincuro Solutions Private Limited
Fincuro Solutions operates one associated brand: FINCuro. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Core banking software is developed for financial institutions. | fincuro.com |
Employees and EPFO Compliance at Fincuro Solutions Private Limited
Fincuro Solutions Private Limited has a workforce of 29 employees as of Apr 08, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Fincuro Solutions Private Limited
Fincuro Solutions Private Limited has 10 board changes on record since 2013: 3 appointments and 7 cessations. The latest: Edakkunny Sunil ceased to be Additional Director on 29 Sep 2025.
1 earlier event is listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Fincuro Solutions Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Fincuro Solutions Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Fincuro Solutions Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Fincuro Solutions Private Limited
Fincuro Solutions has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AABCF8938Q1Z1 | Kerala | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Fincuro Solutions Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Fincuro Solutions Private Limited
Fincuro Solutions is an active private limited company based in Trivandrum, Kerala, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 20 January 2012 (14+ years old) and is registered under CIN U72200KL2012PTC030322.
Fincuro Solutions reported revenue of ₹13.79 Cr for FY 2025 (up 2% YoY).
Fincuro Solutions has 3 current directors:
- Edakkunny Sunil - Director
- Sajish Kochattil - Director
- Nambu Nair Veetil Dileep - Director
Fincuro Solutions reported a net loss of ₹4.98 Cr (net margin -36.1%) and EBITDA of -₹4.5 Cr (EBITDA margin -32.6%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Fincuro Solutions is 29% over three years and 15% over five years. In the latest year (FY 2025) revenue rose 2%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Fincuro Solutions is 32AABCF8938Q1Z1, registered in Kerala.
The CIN (Corporate Identification Number) of Fincuro Solutions is U72200KL2012PTC030322. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Fincuro Solutions was incorporated on 20 January 2012, making it 14+ years old. It is registered with the Registrar of Companies, Ernakulam.
Fincuro Solutions has 7 deals on record (5 secondary share transfers, 2 funding rounds), with disclosed funding of ₹99 Lakh; the latest was in November 2019.
The peers of Fincuro Solutions by revenue are Xalient India Private Limited, Trellisys.Net Private Limited, Kpoint Technologies Private Limited, Anite Telecoms India Private Limited, Adsmn Interactive Private Limited and 5 more, all in the same principal business activity (Computer programming, consultancy and related activities).
Edakkunny Sunil ceased to be Additional Director on 29 Sep 2025. Nambu Nair Veetil Dileep ceased to be Additional Director on 29 Sep 2025. Nambu Nair Veetil Dileep was appointed as Director on 01 Sep 2025. Fincuro Solutions has 10 board changes on record in total.