
About Finertia Technologies Private Limited
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Finertia Technologies Private Limited is a private limited company based in Delhi, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 08 March 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74999DL2018PTC330507. Its GSTIN is 07AADCF3287C1ZT (Delhi).
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Ankur Jain and Abhivyanjana Verma.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at B – 42 G/F Kh No 1682/1685, Ph 1 Aya Nagar Extn Aya Nagar, Delhi, India – 110047.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.68 Lakh, a growth of 18% compared to the previous year. For the same year it recorded a net loss of ₹4.57 Lakh (net margin -271.4%) and EBITDA of -₹4.24 Lakh (EBITDA margin -251.9%). Revenue has declined at a compounded annual rate (CAGR) of 73% over three years and 52% over five years.
The company is associated with 2 brands: Develop India and Finertia.
Finertia Technologies Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-DL-09-0006035). For more details, the company can be reached via its website finertia.co.in.
Recognitions & Rankings of Finertia Technologies
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-DL-09-0006035
- EmailLocked
- TelephoneLocked
- Website
- Social MediaLocked
- Registered AddressB – 42 G/F Kh No 1682/1685, Ph 1 Aya Nagar Extn Aya Nagar, Delhi, India – 110047
- IndustryInternet, Online Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Associated Brands with Finertia Technologies Private Limited
Finertia Technologies operates two associated brands: Develop India and Finertia. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| An online platform offering consumer loans to individuals for various financial needs. | developindia.org | |
| Provides simplified tech solutions for banking, blockchain, and digital services. | finertia.co.in |
Business Activity of Finertia Technologies Private Limited
The main business activity of Finertia Technologies is support service to organizations. In detail, this covers other support services to organizations.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| N | Support service to Organizations | N7 | Other support services to organizations | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Finertia Technologies Private Limited FY 2025 filings available
Finertia Technologies Private Limited reported revenue of ₹1.68 Lakh (up 18% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Finertia Technologies Private Limited
Revenue rose 18% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 52%. EBITDA fell 887% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Finertia Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹4.24 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹4.57 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Finertia Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -251.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -271.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Finertia Technologies are in the company report.
Financial statements from FY 2018
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Finertia Technologies Private Limited
Finertia Technologies has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ankur Jain Also directs: Findev Technologies Private Limited | Director | 28 Jul 2023 | 3 Years 2 Months | Current |
| Abhivyanjana Verma Also directs: Findev Technologies Private Limited | Director | 08 Mar 2018 | 8 Years 7 Months | Current |
Peer Comparison of Finertia Technologies Private Limited
Finertia Technologies Private Limited is compared with the companies closest to it by revenue in the Ecommerce and Internet industry (Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| P K Mookan Ambalam Finance Private Limited | ₹1.73 Lakh (FY 2024) | •••• | •••• | -4.0% | •••• | Nagar, Maduari, Tamil Nadu, India |
| Iinfinite Financial Solutions Private Limited | ₹1.72 Lakh (FY 2021) | •••• | •••• | •••• | Ahmedabad, Gujarat, India | |
| Ma-Anandia Leasing and Finance Limited | ₹1.71 Lakh (FY 2025) | •••• | •••• | -2.0% | •••• | Indore, Madhya Pradesh, India |
| Leafin Lease and Finance Private Limited | ₹1.71 Lakh (FY 2024) | •••• | •••• | -91.0% | •••• | New Delhi, Delhi, India |
| Bridgeup Tech Private Limited | ₹1.7 Lakh (FY 2025) | •••• | •••• | -97.0% | •••• | Mumbai, Maharashtra, India |
| Finertia Technologies Private Limited this company | ₹1.68 Lakh (FY 2025) | •••• | •••• | 18.0% | •••• | Delhi, India |
| Haji Baba Micro Finance Foundation | ₹1.68 Lakh (FY 2016) | •••• | •••• | 1372.0% | •••• | Varanasi, Uttar Pradesh, India |
| Anand Rathi Home Finance Limited | ₹1.68 Lakh (FY 2025) | •••• | •••• | •••• | Mumbai, Maharashtra, India | |
| Sinnamani Finance Ltd | ₹1.68 Lakh (FY 2024) | •••• | •••• | 42.0% | •••• | Tuticorin, Tamil Nadu, India |
| Hector Leasing and Finance Company Private Limited | ₹1.67 Lakh (FY 2024) | •••• | •••• | 6.0% | •••• | New Delhi, Delhi, India |
| Punjab Himachal Finance Pvt Ltd | ₹1.67 Lakh (FY 2024) | •••• | •••• | 24.0% | •••• | Punjab, India |
Peers are the five companies nearest above and the five nearest below Finertia Technologies by revenue in the Ecommerce and Internet industry (Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Finertia Technologies Private Limited
Finertia Technologies Private Limited is audited by KALPANA CHAUHAN AND ASSOCIATES for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| KALPANA CHAUHAN AND ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Finertia Technologies Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Finertia Technologies Private Limited
Finertia Technologies Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Finertia Technologies Private Limited
Employment history and EPFO contributions of people linked to Finertia Technologies.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Finertia Technologies Private Limited
Finertia Technologies Private Limited has 3 board changes on record since 2018: 2 appointments and 1 cessation. The latest: Ashok Kumar ceased to be Director on 29 Jul 2023.
Credit Ratings, Litigation & Regulatory Alerts for Finertia Technologies Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Finertia Technologies Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Finertia Technologies Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Finertia Technologies Private Limited
Finertia Technologies has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AADCF3287C1ZT | Delhi | Active | 23 Jun 2018 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Finertia Technologies Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Finertia Technologies Private Limited
Finertia Technologies is an active private limited company based in Delhi, India. The company works in online financial services, within the internet industry. It was incorporated on 08 March 2018 (8+ years old) and is registered under CIN U74999DL2018PTC330507.
Finertia Technologies reported revenue of ₹1.68 Lakh for FY 2025 (up 18% YoY).
Finertia Technologies has 2 current directors:
- Ankur Jain - Director
- Abhivyanjana Verma - Director
Finertia Technologies reported a net loss of ₹4.57 Lakh (net margin -271.4%) and EBITDA of -₹4.24 Lakh (EBITDA margin -251.9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Finertia Technologies is -73% over three years and -52% over five years. In the latest year (FY 2025) revenue rose 18%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Finertia Technologies is 07AADCF3287C1ZT, registered in Delhi.
The CIN (Corporate Identification Number) of Finertia Technologies is U74999DL2018PTC330507. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Finertia Technologies was incorporated on 08 March 2018, making it 8+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Finertia Technologies by revenue are P K Mookan Ambalam Finance Private Limited, Iinfinite Financial Solutions Private Limited, Ma-Anandia Leasing and Finance Limited, Leafin Lease and Finance Private Limited, Bridgeup Tech Private Limited and 5 more, all in the Ecommerce and Internet industry (Finance).
Ashok Kumar ceased to be Director on 29 Jul 2023. Ankur Jain was appointed as Director on 28 Jul 2023. Abhivyanjana Verma was appointed as Director on 08 Mar 2018.
Yes, Finertia Technologies is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).