DPIIT recognised startup Government of India
Startup India
Finertia Technologies Private Limited - internet in Delhi, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹1.68 Lakh
▲ 18% YoY
Net loss · FY 2025
₹4.57 Lakh
Net margin -271.4%
EBITDA · FY 2025
-₹4.24 Lakh
EBITDA margin -251.9%
Authorised capital
₹1 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
8 yrs
Est. 2018
Directors on board
2
As per MCA filings
Active GSTINs
1
GST registered
About Finertia Technologies Private Limited
Data last updated:
Finertia Technologies Private Limited is a private limited company based in Delhi, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 08 March 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74999DL2018PTC330507. Its GSTIN is 07AADCF3287C1ZT (Delhi).
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Ankur Jain and Abhivyanjana Verma.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at B – 42 G/F Kh No 1682/1685, Ph 1 Aya Nagar Extn Aya Nagar, Delhi, India – 110047.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.68 Lakh, a growth of 18% compared to the previous year. For the same year it recorded a net loss of ₹4.57 Lakh (net margin -271.4%) and EBITDA of -₹4.24 Lakh (EBITDA margin -251.9%). Revenue has declined at a compounded annual rate (CAGR) of 73% over three years and 52% over five years.
The company is associated with 2 brands: Develop India and Finertia.
Finertia Technologies Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-DL-09-0006035). For more details, the company can be reached via its website finertia.co.in.
Company Details of Finertia Technologies Private Limited
CIN U74999DL2018PTC330507
Registration Number 330507
Incorporation Date 08 March 2018
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-DL-09-0006035
Key People
Ankur Jain Director Abhivyanjana Verma Director Recognitions & Rankings of Finertia Technologies
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-DL-09-0006035
Contact Details
- EmailLocked
- TelephoneLocked
- Website
- Social MediaLocked
- Registered AddressB – 42 G/F Kh No 1682/1685, Ph 1 Aya Nagar Extn Aya Nagar, Delhi, India – 110047
- IndustryInternet, Online Financial Services
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Associated Brands with Finertia Technologies Private Limited
Finertia Technologies operates two associated brands: Develop India and Finertia. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| An online platform offering consumer loans to individuals for various financial needs. | developindia.org | |
| Provides simplified tech solutions for banking, blockchain, and digital services. | finertia.co.in |
Business Activity of Finertia Technologies Private Limited
The main business activity of Finertia Technologies is support service to organizations. In detail, this covers other support services to organizations.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| N | Support service to Organizations | N7 | Other support services to organizations | Locked |
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Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
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Financials of Finertia Technologies Private Limited FY 2025 filings available
Finertia Technologies Private Limited reported revenue of ₹1.68 Lakh (up 18% YoY) for FY 2025.
Revenue · FY 2025
₹1.68 Lakh ▲ 18%
Net loss · FY 2025
₹4.57 Lakh margin -271.4%
EBITDA · FY 2025
-₹4.24 Lakh margin -251.9%
Compounded Annual Growth Rate (CAGR) of Finertia Technologies Private Limited
Revenue CAGR growth
1 year
▲ 18%
3 years · compounded
▼ 73%
5 years · compounded
▼ 52%
EBITDA CAGR growth
1 year
▼ 887%
3 years · compounded
▼ 39%
5 years · compounded
▼ 28%
Revenue rose 18% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 52%. EBITDA fell 887% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Finertia Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹4.24 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹4.57 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Finertia Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -251.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -271.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Finertia Technologies are in the company report.
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Financial statements from FY 2018
Earlier years and trend charts are in the company report.
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Board of Directors of Finertia Technologies Private Limited
Finertia Technologies has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ankur Jain Also directs: Findev Technologies Private Limited | Director | 28 Jul 2023 | 3 Years 2 Months | Current |
| Abhivyanjana Verma Also directs: Findev Technologies Private Limited | Director | 08 Mar 2018 | 8 Years 7 Months | Current |
Peer Comparison of Finertia Technologies Private Limited
Finertia Technologies Private Limited is compared with the companies closest to it by revenue in the Ecommerce and Internet industry (Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| P K Mookan Ambalam Finance Private Limited | ₹1.73 Lakh (FY 2024) | •••• | •••• | -4.0% | •••• | Nagar, Maduari, Tamil Nadu, India |
| Iinfinite Financial Solutions Private Limited | ₹1.72 Lakh (FY 2021) | •••• | •••• | •••• | Ahmedabad, Gujarat, India | |
| Ma-Anandia Leasing and Finance Limited | ₹1.71 Lakh (FY 2025) | •••• | •••• | -2.0% | •••• | Indore, Madhya Pradesh, India |
| Leafin Lease and Finance Private Limited | ₹1.71 Lakh (FY 2024) | •••• | •••• | -91.0% | •••• | New Delhi, Delhi, India |
| Bridgeup Tech Private Limited | ₹1.7 Lakh (FY 2025) | •••• | •••• | -97.0% | •••• | Mumbai, Maharashtra, India |
| Finertia Technologies Private Limited this company | ₹1.68 Lakh (FY 2025) | •••• | •••• | 18.0% | •••• | Delhi, India |
| Haji Baba Micro Finance Foundation | ₹1.68 Lakh (FY 2016) | •••• | •••• | 1372.0% | •••• | Varanasi, Uttar Pradesh, India |
| Anand Rathi Home Finance Limited | ₹1.68 Lakh (FY 2025) | •••• | •••• | •••• | Mumbai, Maharashtra, India | |
| Sinnamani Finance Ltd | ₹1.68 Lakh (FY 2024) | •••• | •••• | 42.0% | •••• | Tuticorin, Tamil Nadu, India |
| Hector Leasing and Finance Company Private Limited | ₹1.67 Lakh (FY 2024) | •••• | •••• | 6.0% | •••• | New Delhi, Delhi, India |
| Punjab Himachal Finance Pvt Ltd | ₹1.67 Lakh (FY 2024) | •••• | •••• | 24.0% | •••• | Punjab, India |
Peers are the five companies nearest above and the five nearest below Finertia Technologies by revenue in the Ecommerce and Internet industry (Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Finertia Technologies Private Limited
Finertia Technologies Private Limited is audited by KALPANA CHAUHAN AND ASSOCIATES for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| KALPANA CHAUHAN AND ASSOCIATES | Locked | Locked | Locked |
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Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
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Ownership and Shareholding of Finertia Technologies Private Limited
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Shareholding and ownership data
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Charges & Borrowings of Finertia Technologies Private Limited
Finertia Technologies Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Finertia Technologies Private Limited
Employment history and EPFO contributions of people linked to Finertia Technologies.
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Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
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Recent Activity on Finertia Technologies Private Limited
Finertia Technologies Private Limited has 3 board changes on record since 2018: 2 appointments and 1 cessation. The latest: Ashok Kumar ceased to be Director on 29 Jul 2023.
AGM
Finertia Technologies Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Finertia Technologies Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi I.
Ceased
Ashok Kumar ceased to be Director.
Appointed
Ankur Jain was appointed as Director.
Appointed
Abhivyanjana Verma was appointed as Director.
Incorporation
08 Mar 2018
Finertia Technologies Private Limited was registered on 08 Mar 2018 with Roc Delhi I & aged 8 years 7 months as per MCA records.
Credit Ratings, Litigation & Regulatory Alerts for Finertia Technologies Private Limited
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MSME Payment Delays by Finertia Technologies Private Limited
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Subsidiaries & Group Companies of Finertia Technologies Private Limited
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Corporate group structure
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GST Compliance of Finertia Technologies Private Limited
Finertia Technologies has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AADCF3287C1ZT | Delhi | Active | 23 Jun 2018 |
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MCA Filings & Documents of Finertia Technologies Private Limited
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Frequently Asked Questions about Finertia Technologies Private Limited
Finertia Technologies is an active private limited company based in Delhi, India. The company works in online financial services, within the internet industry. It was incorporated on 08 March 2018 (8+ years old) and is registered under CIN U74999DL2018PTC330507.
Finertia Technologies reported revenue of ₹1.68 Lakh for FY 2025 (up 18% YoY).
Finertia Technologies has 2 current directors:
- Ankur Jain - Director
- Abhivyanjana Verma - Director
Finertia Technologies reported a net loss of ₹4.57 Lakh (net margin -271.4%) and EBITDA of -₹4.24 Lakh (EBITDA margin -251.9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Finertia Technologies is -73% over three years and -52% over five years. In the latest year (FY 2025) revenue rose 18%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Finertia Technologies is 07AADCF3287C1ZT, registered in Delhi.
The CIN (Corporate Identification Number) of Finertia Technologies is U74999DL2018PTC330507. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Finertia Technologies was incorporated on 08 March 2018, making it 8+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Finertia Technologies by revenue are P K Mookan Ambalam Finance Private Limited, Iinfinite Financial Solutions Private Limited, Ma-Anandia Leasing and Finance Limited, Leafin Lease and Finance Private Limited, Bridgeup Tech Private Limited and 5 more, all in the Ecommerce and Internet industry (Finance).
Ashok Kumar ceased to be Director on 29 Jul 2023. Ankur Jain was appointed as Director on 28 Jul 2023. Abhivyanjana Verma was appointed as Director on 08 Mar 2018.
Yes, Finertia Technologies is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).