About Finezza Information Technologies Private Limited
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Finezza Information Technologies Private Limited is a private limited company based in Navi Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 20 February 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U74999MH2019PTC321567. Its GSTIN is 27AADCF6569P1ZT (Maharashtra).
The company has an authorised share capital of ₹23 Lakh and a paid-up capital of ₹14.36 Lakh. It is led by directors including Krishnan Iyer and Bhupesh Namdeo Morye.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 403 Mayuresh Chamber Plot – 60 Sector – 11 C.B.D Belapur, Navi Mumbai, Maharashtra, India – 400614.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.01 Cr, a decline of 5% compared to the previous year. For the same year it recorded a net loss of ₹9.16 Cr (net margin -304.3%) and EBITDA of -₹6.34 Cr (EBITDA margin -210.8%). Revenue has grown at a compounded annual rate (CAGR) of 14% over three years and 39% over five years.
The company is associated with 1 brand: Finezza.
For more details, the company can be reached via its website finezza.in.
- EmailLocked
- TelephoneLocked
- Website
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- Registered Address403 Mayuresh Chamber Plot – 60 Sector – 11 C.B.D Belapur, Navi Mumbai, Maharashtra, India – 400614
- IndustryInternet, Online Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Associated Brands with Finezza Information Technologies Private Limited
Finezza Information Technologies operates one associated brand: Finezza. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Loan lifecycle management solutions are provided for financial institutions. | finezza.in |
Competitors & Alternatives of Finezza Information Technologies Private Limited
Brands and companies operating in the same space as Finezza Information Technologies Private Limited include OneScore, SkorLife, Clear Score and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
 OneScore | Free credit scores and personalized improvement insights are provided. | Pune, India | 2019 |
 SkorLife | Developer of a platforms offering credit score checks | Jakarta, Indonesia | 2021 |
 Clear Score | Credit scores and reports are accessed by individuals online. | London, United Kingdom | 2015 |
 Experian | Credit information and analytical tools are provided for risk management. | Mumbai, India | 2006 |
 Credit Information Bureau | Credit scoring data and customer information provider | Mumbai, India | 2000 |
 CreditMantri | Credit scores are accessed and analyzed via an app-based platform. | Chennai, India | 2012 |
 WeMoney | Financial wellness app developed to assist with debt management. | Australia | 2020 |
 Credit | Free credit scores and reports are provided monthly to users. | San Francisco, United States | 1995 |
 CRIF Vision-Net | Real-time business intelligence and credit risk solutions are provided. | Dublin, Ireland | 1991 |
Business Activity of Finezza Information Technologies Private Limited
The main business activity of Finezza Information Technologies is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Finezza Information Technologies Private Limited
Finezza Information Technologies Private Limited is audited by A V AROLKAR AND CO. for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| A V AROLKAR AND CO. | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Finezza Information Technologies Private Limited
Finezza Information Technologies has 5 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Krishnan Iyer | Director | 01 Feb 2020 | 6 Years 8 Months | Current |
| Bhupesh Namdeo Morye Also directs: Gromor Finance Private Limited | Director | 20 Feb 2019 | 7 Years 7 Months | Current |
| Govind Dalwani Ghansham | Director | 13 Mar 2023 | 3 Years 6 Months | Current |
| Santosh Raghu Shetty Also directs: Gromor Finance Private Limited | Director | 20 Feb 2019 | 7 Years 7 Months | Current |
| Shailesh Nandkishorsingh Dixit Also directs: Gromor Finance Private Limited | Director | 20 Feb 2019 | 7 Years 7 Months | Current |
Financials of Finezza Information Technologies Private Limited FY 2025 filings available
Finezza Information Technologies Private Limited reported revenue of ₹3.01 Cr (down 5% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Finezza Information Technologies Private Limited
Revenue fell 5% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 39%. EBITDA fell 898% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Finezza Information Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
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| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹6.34 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹9.16 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
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| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Finezza Information Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -210.8% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -304.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Finezza Information Technologies are in the company report.
Financial statements from FY 2019
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Finezza Information Technologies Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Finezza Information Technologies Private Limited
Finezza Information Technologies Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Finezza Information Technologies Private Limited
Employment history and EPFO contributions of people linked to Finezza Information Technologies.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Finezza Information Technologies Private Limited
Finezza Information Technologies has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AADCF6569P1ZT | Maharashtra | Active | 29 Mar 2019 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Finezza Information Technologies Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Finezza Information Technologies Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Finezza Information Technologies Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Finezza Information Technologies Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Finezza Information Technologies Private Limited
Recent News on Finezza Information Technologies Private Limited
Frequently Asked Questions about Finezza Information Technologies Private Limited
Finezza Information Technologies is an active private limited company based in Navi Mumbai, Maharashtra, India. The company works in online financial services, within the internet industry. It was incorporated on 20 February 2019 (7+ years old) and is registered under CIN U74999MH2019PTC321567.
Finezza Information Technologies reported revenue of ₹3.01 Cr for FY 2025 (down 5% YoY).
Finezza Information Technologies has 5 current directors:
- Krishnan Iyer - Director
- Bhupesh Namdeo Morye - Director
- Govind Dalwani Ghansham - Director
- Santosh Raghu Shetty - Director
- Shailesh Nandkishorsingh Dixit - Director
Finezza Information Technologies reported a net loss of ₹9.16 Cr (net margin -304.3%) and EBITDA of -₹6.34 Cr (EBITDA margin -210.8%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Finezza Information Technologies is 14% over three years and 39% over five years. In the latest year (FY 2025) revenue fell 5%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Finezza Information Technologies is 27AADCF6569P1ZT, registered in Maharashtra.
The CIN (Corporate Identification Number) of Finezza Information Technologies is U74999MH2019PTC321567. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Finezza Information Technologies was incorporated on 20 February 2019, making it 7+ years old. It is registered with the Registrar of Companies, Mumbai.
Yes, Finezza Information Technologies is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).