About Finnable Credit Private Limited
Data last updated: 24 February 2026
Finnable Credit Private Limited is a private limited company based in Bengaluru, Karnataka, India, recognised as a startup by DPIIT. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 12 August 2015, the company has been in operation for over 11 years.
Registered with ROC Bangalore under CIN U67100KA2015PTC082204.
Capital: an authorised share capital of ₹2.35 Cr and a paid-up capital of ₹2.01 Cr. Formerly known as Qreativity Eservtech Private Limited. It is led by directors including Nitin Gupta and Viraj Tyagi.
Last AGM: 29 September 2025. Financial statements filed for year ended 31 March 2025. Office: Indiqube Lakeside 4Th Flooe Municipal No. 80/2 Wing A Bellandur Village Varthur Hobli, Bengaluru, Karnataka, India – 560103.
As per the financials filed for FY 2025, the company reported a revenue of ₹278.49 Cr, a growth of 52% compared to the previous year.
The company has a workforce of approximately 78 employees as per the latest available data. Its group structure includes 1 subsidiary.
The company is associated with 1 brand - Finnable. As per MCA filings, the company has open charges of ₹719.75 Cr and satisfied charges of ₹34.6 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website finnable.com.
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Registered AddressIndiqube Lakeside 4Th Flooe Municipal No. 80/2 Wing A Bellandur Village Varthur Hobli, Bengaluru, Karnataka, India – 560103
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IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Finnable Credit Private Limited
Finnable Credit Private Limited has one previous CIN (Corporate Identification Number): U72200KA2015PTC082204. The current CIN is U67100KA2015PTC082204, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U67100KA2015PTC082204 | Current |
| U72200KA2015PTC082204 | Previous |
Associated Brands with Finnable Credit Private Limited
Finnable Credit Private Limited operates one associated brand: Finnable. These brands represent Finnable Credit Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Online personal loans with minimal documentation are offered digitally. | finnable.com |
Competitors & Alternatives of Finnable Credit Private Limited
Brands and companies operating in the same space as Finnable Credit Private Limited include Fibe, Branch, Mirae Asset Financial Services and 4 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Fibe
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Fibe is recognized as India's largest lending platform for instant credit solutions. | Pune, India, India | 2015 |
Branch
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Branch is focused on providing faster workforce payment solutions. | Minneapolis, United States, United States | 2015 |
Mirae Asset Financial Services
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Platform offers financial solutions | Mumbai, India, India | 2020 |
PayU Finance India
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Personal loans are facilitated via an online lending marketplace. | Gurugram, India, India | 2019 |
Loan Granted
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Online platform for consumer loans | Hyderabad, India, India | 2011 |
Kosh
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Community finance products are offered by Kosh for businesses. | Gurugram, India, India | 2019 |
Phocket
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Various consumer loans are offered through an online platform. | Delhi, India, India | 2018 |
Business Activity of Finnable Credit Private Limited
Finnable Credit Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details for Finnable Credit Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Finnable Credit Private Limited
Finnable Credit Private Limited is audited by Suresh & Co for the financial year 2024. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Suresh & Co | Locked | Locked | Locked |
Complete auditor history for Finnable Credit Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Finnable Credit Private Limited
Finnable Credit Private Limited is currently managed by 4 directors, with 4 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nitin Gupta | Director | 12 Aug 2015 | 11 Years 0 Months | Current |
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Viraj Tyagi
Also directs:
Airawat Research Foundation, Spire Technologies And Solutions Private Limited, Sv Edusports Private Limited and 1 more
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Director | 30 Sep 2016 | 9 Years 10 Months | Current |
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Amit Kumar Arora
Also directs:
Finnable Technologies Private Limited
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Director | 25 Jan 2022 | 4 Years 6 Months | Current |
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Vaitheeswaran Seetharaman
Also directs:
Finnable Technologies Private Limited, Memg Fund Advisors Llp, Manipalcigna Health Insurance Company Limited and 5 more
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Director | 25 Jan 2022 | 4 Years 6 Months | Current |
Financials of Finnable Credit Private Limited FY 2025 filings available
Finnable Credit Private Limited reported revenue of ₹278.49 Cr (up 52.00% YoY) for FY 2025.
Ten-year financial statements for Finnable Credit Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Finnable Credit Private Limited
Shareholding and ownership data for Finnable Credit Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Group Structure of Finnable Credit Private Limited
Finnable Credit Private Limited has 1 subsidiary company. This group structure data is as of FY 2024. The corporate group structure reflects Finnable Credit Private Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Finnable Technologies Private Limited | U74999KA2020PTC134989 | Locked |
Showing major subsidiaries. Total: 1.
Charges & Borrowings of Finnable Credit Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 06 Jan 2026 | Others | ₹4.5 Cr | Open |
| 30 Dec 2025 | Others | ₹40 Cr | Open |
| 29 Dec 2025 | Others | ₹30 Cr | Open |
| 23 Dec 2025 | Others | ₹30 Cr | Open |
| 20 Dec 2025 | Others | ₹20 Cr | Open |
Total charge records: 45 View all charges
Employees and EPFO Compliance at Finnable Credit Private Limited
Finnable Credit Private Limited has a workforce of 78 employees as of Feb 24, 2026.
Employee and EPFO history for Finnable Credit Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Finnable Credit Private Limited
GST registrations and filing compliance for Finnable Credit Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Finnable Credit Private Limited
Credit ratings, litigation, and regulatory alerts for Finnable Credit Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Finnable Credit Private Limited
MSME payment history for Finnable Credit Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Finnable Credit Private Limited
Corporate group structure for Finnable Credit Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Finnable Credit Private Limited
MCA filings and documents for Finnable Credit Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Finnable Credit Private Limited
Frequently Asked Questions about Finnable Credit Private Limited
Finnable Credit Private Limited is an active private limited company in the financial services sector based in Bengaluru, Karnataka, India. It was incorporated on 12 August 2015 (11+ years old) and is registered under CIN U67100KA2015PTC082204. The company has 78 employees.
Finnable Credit Private Limited reported revenue of ₹278.49 Cr for FY 2025 (up 52.00% YoY).
The current directors of Finnable Credit Private Limited are:
- Nitin Gupta - Director
- Viraj Tyagi - Director
- Amit Kumar Arora - Director
- Vaitheeswaran Seetharaman - Director
The primary industry of Finnable Credit Private Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Yes, Finnable Credit Private Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Finnable Credit Private Limited can be reached at the registered office: Indiqube Lakeside 4Th Flooe Municipal No. 802 Wing A Bellandur Village Varthur Hobli, Bengaluru, Karnataka, India – 560103, or through the website finnable.com.