MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-MH-26-0165173
Fintech Credit Systems India Private Limited - information technology in Pune, Maharashtra, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹48.54 Lakh
▼ 64% YoY
Net profit · FY 2025
₹2.4 Lakh
Net margin 4.9%
EBITDA · FY 2025
₹4.93 Lakh
EBITDA margin 10.2%
Authorised capital
₹1 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
5 yrs
Est. 2021
Directors on board
2
As per MCA filings
Active GSTINs
1
GST registered
About Fintech Credit Systems India Private Limited
Data last updated:
Fintech Credit Systems India Private Limited is a private limited company based in Pune, Maharashtra, India. It operates in the IT consulting and support services segment of the technology and IT services sector. It was incorporated on 13 September 2021 and has been in existence for over 5 years.
The company is registered with the Registrar of Companies (ROC), Pune, under CIN U72200PN2021PTC204249. Its GSTIN is 27AAECF7227M1Z9 (Maharashtra).
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Rupali Vitthal Daye and Vitthal Pandharinath Daye.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Cts No. 984 Survey No. 3 / 2 Hissa No. 2 Inspira Mall Office No. F 10 Fourth Floor, Near Bhakti Shakti Chowk Near Talera Ford Old Mumbai Pune Highway Nigdi, Maharashtra, India – 411044.
As per the financials filed for FY 2025, the company reported a revenue of ₹48.54 Lakh, a decline of 64% compared to the previous year. For the same year it recorded a net profit of ₹2.4 Lakh (net margin 4.9%) and EBITDA of ₹4.93 Lakh (EBITDA margin 10.2%). Revenue has grown at a compounded annual rate (CAGR) of 26% over three years.
The company is associated with 1 brand: Credit Systems India.
Fintech Credit Systems India Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-MH-26-0165173). For more details, the company can be reached via its website creditsystemsindia.com.
Company details
CIN U72200PN2021PTC204249
Registration Number 204249
Incorporation Date 13 September 2021
ROC Pune
Listing Status Unlisted
Company Status Active
MSME Classification Micro
Udyam Registration UDYAM-MH-26-0165173
Recognitions & Rankings of Fintech Credit Systems India
Contact details
Fintech Credit Systems India Private Limited's registered office is in Pune, Maharashtra. Its website is creditsystemsindia.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressCts No. 984 Survey No. 3 / 2 Hissa No. 2 Inspira Mall Office No. F 10 Fourth Floor, Near Bhakti Shakti Chowk Near Talera Ford Old Mumbai Pune Highway Nigdi, Maharashtra, India – 411044
- IndustryInformation Technology, IT Consulting & Support Services
To see the full contact details of Fintech Credit Systems India Private Limited, buy the company report.
Comprehensive company report
Fintech Credit Systems India Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Fintech Credit Systems India operates one associated brand: Credit Systems India. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Delivers IT solutions, web development, e-commerce services, and digital marketing for businesses. | creditsystemsindia.com |
Business activity
The main business activity of Fintech Credit Systems India is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities |
To see the full business activity and turnover split of Fintech Credit Systems India Private Limited, buy the company report.
Financials of Fintech Credit Systems India Private Limited
FY 2025 filings availableFintech Credit Systems India Private Limited reported revenue of ₹48.54 Lakh (down 64% YoY) for FY 2025.
Revenue · FY 2025
₹48.54 Lakh ▼ 64%
Net profit · FY 2025
₹2.4 Lakh margin 4.9%
EBITDA · FY 2025
₹4.93 Lakh margin 10.2%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 64%
3 years · compounded
▲ 26%
EBITDA CAGR growth
1 year
▼ 36%
Revenue fell 64% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 26%. EBITDA fell 36% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
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| Profit and Loss Statement | ||||
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| Total Expenses | ||||
| EBITDA | ₹4.93 Lakh | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | ₹2.4 Lakh | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 10.2% | |||
| Net Profit Margin | 4.9% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
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| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Fintech Credit Systems India Private Limited, buy the company report.
Board of directors of Fintech Credit Systems India Private Limited
Fintech Credit Systems India has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rupali Vitthal Daye | Director | 13 Sep 2021 | 5 Years 2 Months | Current |
| Vitthal Pandharinath Daye | Director | 13 Sep 2021 | 5 Years 2 Months | Current |
Auditor
Fintech Credit Systems India Private Limited is audited by S M TAKALKAR AND ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S M TAKALKAR AND ASSOCIATES | FY 2023 | 154742 |
Shareholding
The shareholding of Fintech Credit Systems India Private Limited is on record for 2 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Fintech Credit Systems India Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Fintech Credit Systems India Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Fintech Credit Systems India Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Fintech Credit Systems India has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAECF7227M1Z9 | Maharashtra | Active | 07 Mar 2022 |
To see the full GST registrations and return filing status of Fintech Credit Systems India Private Limited, buy the company report.
Recent activity
Fintech Credit Systems India Private Limited has 2 board changes on record since 2021: 2 appointments. The latest: Rupali Vitthal Daye was appointed as Director on 13 Sep 2021.
AGM
Fintech Credit Systems India Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Fintech Credit Systems India Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Pune.
Appointed
Rupali Vitthal Daye was appointed as Director.
Appointed
Vitthal Pandharinath Daye was appointed as Director.
Incorporation
13 Sep 2021
Fintech Credit Systems India Private Limited was registered on 13 Sep 2021 with Roc Pune & aged 5 years 2 months as per MCA records.
Frequently asked questions
Fintech Credit Systems India is an active private limited company based in Pune, Maharashtra, India. The company works in IT consulting and support services, within the information technology industry. It was incorporated on 13 September 2021 (5+ years old) and is registered under CIN U72200PN2021PTC204249.
Fintech Credit Systems India has 2 current directors:
- Rupali Vitthal Daye - Director
- Vitthal Pandharinath Daye - Director
The latest financial statements of Fintech Credit Systems India on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2022 are in the company report.
The GSTIN of Fintech Credit Systems India is 27AAECF7227M1Z9, registered in Maharashtra.
The CIN (Corporate Identification Number) of Fintech Credit Systems India is U72200PN2021PTC204249. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Fintech Credit Systems India was incorporated on 13 September 2021, making it 5+ years old. It is registered with the Registrar of Companies, Pune.
Rupali Vitthal Daye was appointed as Director on 13 Sep 2021. Vitthal Pandharinath Daye was appointed as Director on 13 Sep 2021.
Yes, Fintech Credit Systems India is registered as a micro enterprise under Udyam registration (number: UDYAM-MH-26-0165173).
Fintech Credit Systems India can be reached through the website creditsystemsindia.com. Its registered office is in Pune, Maharashtra, India.
The registered office of Fintech Credit Systems India is at Cts No. 984 Survey No. 3 2 Hissa No. 2 Inspira Mall Office No. F 10 Fourth Floor, Near Bhakti Shakti Chowk Near Talera Ford Old Mumbai Pune Highway Nigdi, Maharashtra, India – 411044.
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