Fraternal Credit And Financial Services Ltd - Company Profile

It is a financial services public limited company based in Irinjalakuda, Kerala, India, established in 1994.
1994 Irinjalakuda, Kerala, India Active
Last Updated:
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About Fraternal Credit And Financial Services Ltd

Fraternal Credit And Financial Services Ltd, a active public limited company, was established on 11 October 1994 in Irinjalakuda, Kerala, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: U65910KL1994PLC008257. Registered under ROC Roc Ernakulam. it is unlisted. It has an authorized capital of ₹5.00 Cr and a paid-up capital of ₹5.00 Cr.

It upholds a compliant status. Its leadership includes Sebastian Joice (Director), Unnikrishnan Meledath (Director), Kanjiraparambil Paramu Sujith (Managing Director). Past directors included Sebastian Joice, Kanjiraparambil Ayyappunny Paramu, Unnikrishnan Meledath. Its latest AGM occurred on 30 September 2025, with the balance sheet filed on 31 March 2025. It is based at Xvi-263-O, Fraternal Complex Near Vyabhara Bhavan, Chanthakkunnu, Irinjalakuda, Kerala, 680121.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
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Company Details

  • CIN/LLPIN

    U65910KL1994PLC008257

  • Registration Number

    008257

  • Incorporation Date

    11 October 1994

  • Authorized Capital

    ₹5.00 Cr

  • Paid-Up Capital

    ₹5.00 Cr

  • ROC Code

    Roc Ernakulam

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 5.00 Cr
  • Paid Up Capital ₹ 5.00 Cr
  • Company Age 31 Year, 6 Months
  • Last Filing with ROC 31 Mar 2025
  • Revenue Growth **** 12.80%
  • Profit Growth **** 9.26%
  • Ebitda **** -21.29%
  • Net Worth 3.62%
  • Total Assets -3.58%
Company report

Fraternal Credit And Financial Services Ltd

Company Report FY 2026-2027

Comprehensive Company Insights

Explore comprehensive insights into Fraternal Credit And Financial Services Ltd — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Fraternal Credit And Financial Services Ltd?
Current Directors
Name Designation Appointment Date Status
Sebastian Joice Director 25 May 2013 Current
Unnikrishnan Meledath Director 01 Mar 2015 Current
Kanjiraparambil Paramu Sujith Managing Director 20 Feb 2010 Current
Jayaprakash Kalathil Balakrishnan Director 29 Sep 2004 Current
Pandaraparambil Appu Chandran Director 17 Aug 2006 Current
Geogy John Director 20 Feb 2010 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Additional Director 10 Jul 2013 Past
Pramod Abcsdd Director 20 Feb 2010 Past
Pramod Abcsdd Director 14 Mar 2012 Past
Pramod Abcsdd Director 25 Mar 2019 Past
Pramod Abcsdd Director 01 Jul 2017 Past
Pramod Abcsdd Managing Director 02 Feb 2013 Past

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Financial Performance of Fraternal Credit And Financial Services.

Fraternal Credit And Financial Services Ltd, for the financial year ended 2018, experienced significant growth in revenue, with a 12.8% increase. The company also saw a slight improvement in profitability, with a 9.26% increase in profit. The company's net worth moved up by a moderate rise of 3.62%.

Fraternal Credit And Financial Services revenue growth over time
Fraternal Credit And Financial Services profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
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 12.80%
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*******
*******
*******
Revenue from Operations
*******
 7.81%
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Total Assets
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 -3.58%
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*******
*******
*******
Profit or Loss
*******
 9.26%
*******
*******
*******
*******
Net Worth
*******
 3.62%
*******
*******
*******
*******
EBITDA
*******
 -21.29%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Fraternal Credit And Financial Services?

In 2018, Fraternal Credit And Financial Services had a public holding of 100.00%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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How Many Employees Work at Fraternal Credit And Financial Services?

Unlock and access historical data on people associated with Fraternal Credit And Financial Services, such as employment history, contributions to the Employees' Provident Fund Organization (EPFO), and related information.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Fraternal Credit And Financial Services, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Fraternal Credit And Financial Services's trajectory.

Rating
Graph displaying rating trends over time

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Alerts
Alert Indicator

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Latest Updates, News, and FAQs on Fraternal Credit And Financial Services
Recent Activity within the Organization
  • Annual General Meeting

    The activity Fraternal Credit And Financial Services Ltd last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records. was completed.

  • Balance Sheet

    Fraternal Credit And Financial Services Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam. was recorded as a recent event.

  • Director Appointment

    Progress on Chakkalamattam Peter Francis was appointed as a Director was appointed as a Director on 07 Jul 2018 & has been associated with this company since 7 years 9 months . was documented.

  • Director Appointment

    The activity Unnikrishnan Meledath was appointed as a Director was appointed as a Director on 01 Mar 2015 & has been associated with this company since 11 years 1 month . was completed.

  • Director Appointment

    Sebastian Joice was appointed as a Director was appointed as a Director on 25 May 2013 & has been associated with this company since 12 years 10 months . was recorded as a recent event.

  • Director Appointment

    Progress on Jayachandran Ponathil Narayanan was appointed as a Director was appointed as a Director on 02 Feb 2013 & has been associated with this company since 13 years 2 months . was documented.

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Frequently Asked Questions
What is the CIN of Fraternal Credit And Financial Services Ltd?

The CIN of Fraternal Credit And Financial Services Ltd is U65910KL1994PLC008257.

Where is Fraternal Credit And Financial Services Ltd headquartered?

Fraternal Credit And Financial Services Ltd is headquartered at Xvi-263-O, Fraternal Complex Near Vyabhara Bhavan, Chanthakkunnu, Irinjalakuda, Kerala, 680121.

When was Fraternal Credit And Financial Services Ltd incorporated?

Fraternal Credit And Financial Services Ltd was incorporated on 11 October 1994.

Who are the current directors of Fraternal Credit And Financial Services Ltd?

The current directors of Fraternal Credit And Financial Services Ltd are

What is the primary industry of Fraternal Credit And Financial Services Ltd?

The primary industry of Fraternal Credit And Financial Services Ltd is Financial And Insurance Service.

Is Fraternal Credit And Financial Services Ltd a listed company?

Fraternal Credit And Financial Services Ltd is unlisted.

What is the capital structure of Fraternal Credit And Financial Services Ltd?

The authorized capital of Fraternal Credit And Financial Services Ltd is ₹5.00 Cr, and the paid-up capital is ₹5.00 Cr.

What is the compliance status of Fraternal Credit And Financial Services Ltd?

The compliance status of Fraternal Credit And Financial Services Ltd is Compliant.

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