About Fraternal Credit And Financial Services Ltd
Data last updated: 09 February 2026
Fraternal Credit And Financial Services Ltd is a public limited company based in Irinjalakuda, Kerala, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 11 October 1994, the company has been in operation for over 32 years.
Registered with ROC Ernakulam under CIN U65910KL1994PLC008257.
Capital: an authorised share capital of ₹5 Cr and a paid-up capital of ₹5 Cr. It is led by directors including Sebastian Joice and Unnikrishnan Meledath.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Xvi – 263 – O Fraternal Complex Near Vyabhara Bhavan Chanthakkunnu, Irinjalakuda, Kerala, India – 680121.
As per the financials filed for FY 2019, the company reported a revenue of ₹59.21 Lakh, a decline of 17% compared to the previous year.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website fraternalcredit.com.
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Registered AddressXvi – 263 – O Fraternal Complex Near Vyabhara Bhavan Chanthakkunnu, Irinjalakuda, Kerala, India – 680121
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IndustryFinancial Services, NBFC, Investment & Credit NBFC, Asset Financing Companies
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Business Activity of Fraternal Credit And Financial Services Ltd
Fraternal Credit And Financial Services Ltd is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Fraternal Credit And Financial Services Ltd
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
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Auditor Details of Fraternal Credit And Financial Services Ltd
Fraternal Credit And Financial Services Ltd is audited by JOHN & JOSE for the financial year 2018. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| JOHN & JOSE | Locked | Locked | Locked |
Complete auditor history for Fraternal Credit And Financial Services Ltd
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
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Board of Directors of Fraternal Credit And Financial Services Ltd
Fraternal Credit And Financial Services Ltd is currently managed by 14 directors, with 11 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sebastian Joice | Director | 25 May 2013 | 13 Years 1 Months | Current |
| Unnikrishnan Meledath | Director | 01 Mar 2015 | 11 Years 4 Months | Current |
|
Kanjiraparambil Paramu Sujith
Also directs:
Edamuttam Nidhi Limited
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Managing Director | 20 Feb 2010 | 16 Years 5 Months | Current |
| Jayaprakash Kalathil Balakrishnan | Director | 29 Sep 2004 | 21 Years 9 Months | Current |
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Pandaraparambil Appu Chandran
Also directs:
Green Books Private Limited
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Director | 17 Aug 2006 | 19 Years 11 Months | Current |
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Geogy John
Also directs:
Rain River Valley Projects & Properties Private Limited
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Director | 20 Feb 2010 | 16 Years 5 Months | Current |
Financials of Fraternal Credit And Financial Services Ltd FY 2025 filings available
Fraternal Credit And Financial Services Ltd reported revenue of ₹59.21 Lakh (down 17.00% YoY) for FY 2019.
Ten-year financial statements for Fraternal Credit And Financial Services Ltd
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
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Ownership and Shareholding of Fraternal Credit And Financial Services Ltd
Shareholding and ownership data for Fraternal Credit And Financial Services Ltd
Promoter, institutional, public, and beneficial ownership values require an active report plan.
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Charges & Borrowings Fraternal Credit And Financial Services Ltd
Fraternal Credit And Financial Services Ltd does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Fraternal Credit And Financial Services Ltd
View historical data on people associated with Fraternal Credit And Financial Services Ltd, including employment history and EPFO contributions.
Employee and EPFO history for Fraternal Credit And Financial Services Ltd
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
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GST Compliance of Fraternal Credit And Financial Services Ltd
GST registrations and filing compliance for Fraternal Credit And Financial Services Ltd
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Credit Ratings, Litigation & Regulatory Alerts for Fraternal Credit And Financial Services Ltd
Credit ratings, litigation, and regulatory alerts for Fraternal Credit And Financial Services Ltd
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
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MSME Payment Delays by Fraternal Credit And Financial Services Ltd
MSME payment history for Fraternal Credit And Financial Services Ltd
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
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Subsidiaries & Group Companies of Fraternal Credit And Financial Services Ltd
Corporate group structure for Fraternal Credit And Financial Services Ltd
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- Parent company
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MCA Filings & Documents of Fraternal Credit And Financial Services Ltd
MCA filings and documents for Fraternal Credit And Financial Services Ltd
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Fraternal Credit And Financial Services Ltd
Frequently Asked Questions about Fraternal Credit And Financial Services Ltd
Fraternal Credit And Financial Services Ltd is an active public limited company in the financial services sector based in Irinjalakuda, Kerala, India. It was incorporated on 11 October 1994 (32+ years old) and is registered under CIN U65910KL1994PLC008257.
Fraternal Credit And Financial Services Ltd reported revenue of ₹59.21 Lakh for FY 2019 (down 17.00% YoY).
The current directors of Fraternal Credit And Financial Services Ltd are:
- Sebastian Joice - Director
- Unnikrishnan Meledath - Director
- Kanjiraparambil Paramu Sujith - Managing Director
- Jayaprakash Kalathil Balakrishnan - Director
- Pandaraparambil Appu Chandran - Director
- Geogy John - Director
- Mangaladas Madathil - Director
- Sindhu Ajaykumar - Director
- Chakkalamattam Peter Francis - Director
- Jayachandran Ponathil Narayanan - Director
- Sajeendran Cheerakuzhy Balakrishnan - Director
- Thressia Thomas - Director
- Prabhakaran Valiyaparambil Narayanan - Director
- Kattoor Karuvan Ramakrishnan Haridas - Director
The primary industry of Fraternal Credit And Financial Services Ltd is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Fraternal Credit And Financial Services Ltd can be reached at the registered office: Xvi – 263 – O Fraternal Complex Near Vyabhara Bhavan Chanthakkunnu, Irinjalakuda, Kerala, India – 680121, or through the website fraternalcredit.com.
The authorised capital is ₹5 Cr, and the paid-up capital is ₹5 Cr.