MSME (Udyam registered) Ministry of MSME
- Category
- Small (2024-25)
- Udyam number
- UDYAM-TN-02-0172079
Future & Options Kard Services Private Limited - financial services in Chennai, Tamil Nadu, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹5.35 Cr
▼ 14% YoY
Net profit · FY 2025
₹19.11 Lakh
Net margin 3.6%
EBITDA · FY 2025
₹87.94 Lakh
EBITDA margin 16.4%
Authorised capital
₹1 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Open charges
₹1.9 Cr
Satisfied ₹7.43 Cr
Company age
22 yrs
Est. 2004
Directors on board
2
As per MCA filings
About Future & Options Kard Services Private Limited
Data last updated:
Future & Options Kard Services Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the prepaid card services segment of the financial services sector. It was incorporated on 28 December 2004 and has been in existence for over 22 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65999TN2004PTC055041. Its GSTIN is 33AAACF8594K1Z8 (Tamil Nadu). The company holds 3 GST registrations, of which 2 are active.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Narasimhan Narayanan and Narayanan Prema.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Doshi Gardens D – 11 Iifloorvadapalani Chennai – 600 036., Tamil Nadu, India – 600036.
As per the financials filed for FY 2025, the company reported a revenue of ₹5.35 Cr, a decline of 14% compared to the previous year. For the same year it recorded a net profit of ₹19.11 Lakh (net margin 3.6%) and EBITDA of ₹87.94 Lakh (EBITDA margin 16.4%). Revenue has declined at a compounded annual rate (CAGR) of 41% over three years and 2% over five years.
As per MCA filings, the company has open charges of ₹1.9 Cr and satisfied charges of ₹7.43 Cr on record.
Future & Options Kard Services Private Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-TN-02-0172079). The current compliance status is marked as active non-compliant by the Registrar of Companies. For more details, the company can be reached via its website faochennai.com.
Company details
CIN U65999TN2004PTC055041
Registration Number 055041
Incorporation Date 28 December 2004
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Non-Compliant
MSME Classification Small
Udyam Registration UDYAM-TN-02-0172079
Recognitions & Rankings of Future & Options Kard Services
Contact details
Future & Options Kard Services Private Limited's registered office is in Chennai, Tamil Nadu. Its website is faochennai.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressDoshi Gardens D – 11 Iifloorvadapalani Chennai – 600 036., Tamil Nadu, India – 600036
- IndustryFinancial Services, Prepaid Card Services
To see the full contact details of Future & Options Kard Services Private Limited, buy the company report.
Comprehensive company report
Future & Options Kard Services Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Secure checkout · GST invoice included
Business activity
The main business activity of Future & Options Kard Services is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Future & Options Kard Services Private Limited, buy the company report.
Financials of Future & Options Kard Services Private Limited
FY 2025 filings availableFuture & Options Kard Services Private Limited reported revenue of ₹5.35 Cr (down 14% YoY) for FY 2025.
Revenue · FY 2025
₹5.35 Cr ▼ 14%
Net profit · FY 2025
₹19.11 Lakh margin 3.6%
EBITDA · FY 2025
₹87.94 Lakh margin 16.4%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 14%
3 years · compounded
▼ 41%
5 years · compounded
▼ 2%
EBITDA CAGR growth
1 year
▼ 4%
3 years · compounded
▼ 17%
5 years · compounded
▼ 7%
Revenue has declined at a compounded annual rate (CAGR) of 2% over five years, including a 14% fall in the latest year. EBITDA fell 4% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹87.94 Lakh | ||||
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| Net Profit (PAT) | ₹19.11 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 16.4% | ||||
| Net Profit Margin | 3.6% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Future & Options Kard Services Private Limited, buy the company report.
Board of directors of Future & Options Kard Services Private Limited
Future & Options Kard Services has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Narasimhan Narayanan | Director | 28 Dec 2004 | 21 Years 9 Months | Current |
| Narayanan Prema | Director | 28 Dec 2004 | 21 Years 9 Months | Current |
Auditor
Future & Options Kard Services Private Limited is audited by E HEMANADHAN & K SRIDHAR for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| E HEMANADHAN & K SRIDHAR | FY 2020 | 012585S |
Shareholding
The shareholding of Future & Options Kard Services Private Limited is on record for 2 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Future & Options Kard Services Private Limited, buy the company report.
Charges & borrowings
Open charges
₹1.9 Cr
Satisfied charges
₹7.43 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 29 May 2025 | 101108654 | Bank of India | ₹30 Lakh | Open | |
| 28 May 2013 | 10436036 | Bank of India | ₹1.6 Cr | Open | |
| 15 Sep 2016 | 100061264 | Bank of India | ₹6.79 Lakh | Satisfied | |
| 11 Nov 2015 | 10606334 | Bank of India | ₹1.71 Cr | Satisfied | |
| 30 Sep 2014 | 10528199 | Canara Bank | ₹3.5 Cr | Satisfied |
To see the full charge records of Future & Options Kard Services Private Limited, buy the company report.
Total charge records: 10 View all charges
Legal cases
No court or tribunal cases involving Future & Options Kard Services Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Future & Options Kard Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Future & Options Kard Services has 3 GST registrations: 2 active and 1 cancelled or inactive.
Total GSTINs
3
Active
2
Cancelled / inactive
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAACF8594K1Z8 | Tamil Nadu | Active | 01 Jul 2017 |
| 29AAACF8594K1ZX | Karnataka | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Future & Options Kard Services Private Limited, buy the company report.
Recent activity
Future & Options Kard Services Private Limited has 2 board changes on record since 2004: 2 appointments. The latest: Narasimhan Narayanan was appointed as Director on 28 Dec 2004.
AGM
Future & Options Kard Services Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Charges
A charge with Bank Of India of Rs. 160.00 Lakh registered on 28 May 2013 with Charge ID 10436036 was modified on 05 Aug 2025.
Charges
A charge with Bank Of India amounted to Rs. 30.00 Lakh with Charge ID 101108654 was registered on 29 May 2025.
Filing
Future & Options Kard Services Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chennai.
Charges
A charge registered on 30 Sep 2014 via Charge ID 10528199 with Canara Bank was fully satisfied on 15 Feb 2020.
Charges
A charge registered on 15 Sep 2016 via Charge ID 100061264 with Bank Of India was fully satisfied on 14 Feb 2020.
Charges
A charge registered on 11 Nov 2015 via Charge ID 10606334 with Bank Of India was fully satisfied on 14 Feb 2020.
Charges
A charge registered on 28 Feb 2014 via Charge ID 10483916 with Bank Of India was fully satisfied on 14 Feb 2020.
Charges
A charge registered on 19 Jul 2012 via Charge ID 10370522 with Bank Of India was fully satisfied on 14 Feb 2020.
Charges
A charge registered on 02 Jul 2010 via Charge ID 10232942 with Bank Of India was fully satisfied on 14 Feb 2020.
Charges
A charge registered on 18 Jun 2010 via Charge ID 10233041 with Bank Of India was fully satisfied on 14 Feb 2020.
Charges
A charge registered on 20 Jun 2005 via Charge ID 90295173 with Bank Of India was fully satisfied on 14 Feb 2020.
12 earlier events are in the company report.
Frequently asked questions
Future & Options Kard Services is an active private limited company based in Chennai, Tamil Nadu, India. The company works in prepaid card services, within the financial services industry. It was incorporated on 28 December 2004 (22+ years old) and is registered under CIN U65999TN2004PTC055041.
Future & Options Kard Services has 2 current directors:
- Narasimhan Narayanan - Director
- Narayanan Prema - Director
The latest financial statements of Future & Options Kard Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Future & Options Kard Services is 33AAACF8594K1Z8, registered in Tamil Nadu. The company has 3 GST registrations in all, of which 2 are active and 1 is cancelled or inactive. Other active GSTINs include 29AAACF8594K1ZX (Karnataka).
The CIN (Corporate Identification Number) of Future & Options Kard Services is U65999TN2004PTC055041. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Future & Options Kard Services was incorporated on 28 December 2004, making it 22+ years old. It is registered with the Registrar of Companies, Chennai.
Narasimhan Narayanan was appointed as Director on 28 Dec 2004. Narayanan Prema was appointed as Director on 28 Dec 2004.
Yes, Future & Options Kard Services is registered as a small enterprise under Udyam registration (number: UDYAM-TN-02-0172079).
Future & Options Kard Services can be reached through the website faochennai.com. Its registered office is in Chennai, Tamil Nadu, India.
The registered office of Future & Options Kard Services is at Doshi Gardens D – 11 Iifloorvadapalani Chennai – 600 036., Tamil Nadu, India – 600036.