Gajraj Micro Credit Foundation
About Gajraj Micro Credit Foundation
Data last updated:
Gajraj Micro Credit Foundation is a private not for profit company based in Agra, Uttar Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 10 April 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65999UP2017NPL092089.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Sangita and Prashant Yadav.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at H.No. M.I.G – 154 1st Floor Taj Nagari Phase – I Tajganj, Agra, Uttar Pradesh, India – 282001.
As per the financials filed for FY 2025, the company reported a revenue of ₹31.54 Lakh, a growth of 44% compared to the previous year. For the same year it recorded a net profit of ₹7,418 (net margin 0.2%) and EBITDA of ₹4.78 Lakh (EBITDA margin 15.2%). Revenue has grown at a compounded annual rate (CAGR) of 35% over three years and 20% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Gajraj Micro Credit Foundation's registered office is in Agra, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressH.No. M.I.G – 154 1st Floor Taj Nagari Phase – I Tajganj, Agra, Uttar Pradesh, India – 282001
- IndustryFinancial Services, Other Financial Intermediation
To see the full contact details of Gajraj Micro Credit Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Gajraj Micro Credit Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Gajraj Micro Credit Foundation, buy the company report.
Financials of Gajraj Micro Credit Foundation
FY 2025 filings availableGajraj Micro Credit Foundation reported revenue of ₹31.54 Lakh (up 44% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 20% over five years, including 44% growth in the latest year. EBITDA rose 45% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹4.78 Lakh | ||||
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| Net Profit (PAT) | ₹7,418 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 15.2% | ||||
| Net Profit Margin | 0.2% | ||||
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To see the full financial statements and ratios of Gajraj Micro Credit Foundation, buy the company report.
Board of directors of Gajraj Micro Credit Foundation
Gajraj Micro Credit Foundation has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sangita | Director | 10 Apr 2017 | 9 Years 6 Months | Current |
| Prashant Yadav | Director | 10 Apr 2017 | 9 Years 6 Months | Current |
Peer comparison
Gajraj Micro Credit Foundation is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Vedarth Trade Private Limited | ₹31.55 Lakh (FY 2024) | 136.0% | Gurgaon, Haryana, India | |||
| Hillmoon Kuries Private Limited | ₹31.55 Lakh (FY 2023) | 23.0% | Thrissur, Kerala, India | |||
| Varient Financial Services Private Limited | ₹31.54 Lakh (FY 2023) | 16076.0% | Pune, Maharashtra, India | |||
| Welter Securities Limited | ₹31.54 Lakh (FY 2024) | -93.0% | New Delhi, Delhi, India | |||
| R.K.Nagar Nidhi Limited | ₹31.54 Lakh (FY 2025) | 3.0% | Tondiarpet, Madras 86, Tamil Nadu, India | |||
| Gajraj Micro Credit Foundationthis company | ₹31.54 Lakh (FY 2025) | ₹7,418 | 0.2% | 44.0% | Agra, Uttar Pradesh, India | |
| Mayilai Santhosh Chit Fund Private Limited | ₹31.52 Lakh (FY 2025) | -18.0% | Mayiladuthurai, Tamil Nadu, India | |||
| Ang Financial Consultants Private Limited | ₹31.52 Lakh (FY 2025) | -55.0% | Kolkata, West Bengal, India | |||
| Balaji Engitech Private Limited | ₹31.5 Lakh (FY 2018) | -100.0% | Ahmedabad, Gujarat, India | |||
| Basavaguru Chit Funds Private Limited | ₹31.49 Lakh (FY 2024) | 3.0% | Gokak, Karnataka, India | |||
| Saideep Urban Multipal Nidhi Limited | ₹31.49 Lakh (FY 2023) | 75.0% | Ahmednagar, Maharashtra, India |
To see the full peer comparison of Gajraj Micro Credit Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Gajraj Micro Credit Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Gajraj Micro Credit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Gajraj Micro Credit Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Gajraj Micro Credit Foundation has 2 board changes on record since 2017: 2 appointments. The latest: Prashant Yadav was appointed as Director on 10 Apr 2017.
Frequently asked questions
Gajraj Micro Credit Foundation is an active private not for profit company based in Agra, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 10 April 2017 (9+ years old) and is registered under CIN U65999UP2017NPL092089.
Gajraj Micro Credit Foundation has 2 current directors:
- Sangita - Director
- Prashant Yadav - Director
The latest financial statements of Gajraj Micro Credit Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The CIN (Corporate Identification Number) of Gajraj Micro Credit Foundation is U65999UP2017NPL092089. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Gajraj Micro Credit Foundation was incorporated on 10 April 2017, making it 9+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Gajraj Micro Credit Foundation by revenue are Vedarth Trade Private Limited, Hillmoon Kuries Private Limited, Varient Financial Services Private Limited, Welter Securities Limited, R.K.Nagar Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Prashant Yadav was appointed as Director on 10 Apr 2017. Sangita was appointed as Director on 10 Apr 2017.
The registered office of Gajraj Micro Credit Foundation is at H.No. M.I.G – 154 1st Floor Taj Nagari Phase – I Tajganj, Agra, Uttar Pradesh, India – 282001.
Gajraj Micro Credit Foundation operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Gajraj Micro Credit Foundation is compliant as of 27 September 2026. The company is actively filing with the Registrar of Companies.
Gajraj Micro Credit Foundation can be reached at its registered office: H.No. M.I.G – 154 1st Floor Taj Nagari Phase – I Tajganj, Agra, Uttar Pradesh, India – 282001.
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