Galada Finance Limited - financial services in Chennai, Tamil Nadu, India. FY 2026 financials & compliance.
CIN L65191TN1986PLC012826 Incorporated 25 March 1986 ROC Chennai HQ Chennai, Tamil Nadu, India
Active Listed - BSE: 538881 Public Limited Company financial services MSME · Micro
Market Cap
₹10.64 Cr
GALADAFIN · BSE
Share Price
₹35.48
0.00% today
Revenue
₹2.60 Cr
FY 2025-26 · +56.6% YoY
EBITDA
₹1.75 Cr
Margin 67.3%
Net Profit
₹0.44 Cr
FY 2025-26 · +83.3% YoY
P/E (TTM)
21.5x
P/B 1.7x
ROE
7.3%
ROCE 10.3%
Debt / Equity
1.55
Interest cover 67.1x

About Galada Finance Limited

Data last updated:

Galada Finance Limited is a public limited company based in Chennai, Tamil Nadu, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 25 March 1986 and has been in existence for over 40 years.

The company is registered with the Registrar of Companies (ROC), Chennai, under CIN L65191TN1986PLC012826. Its GSTIN is 33AABCG6566B1ZX (Tamil Nadu). It is a listed company as per MCA records. Its shares are listed on BSE: 538881.

The company has an authorised share capital of ₹4 Cr and a paid-up capital of ₹3 Cr. It was formerly known as Galada Finance Private Limited and Galada Brothers Private Limited. It is led by directors including Naveen Ashok Galada (Managing Director) and Ashok Jawarilal Galada.

Its last annual general meeting (AGM) was held on 05 July 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Shantisadan Oldno.4 Newno.7 Shaffeemohamedroad Thousandlights, Chennai, Tamil Nadu, India – 600006.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹2.6 Cr, a growth of 56.6% compared to the previous year. For the same year it recorded a net profit of ₹44 Lakh (net margin 16.9%) and EBITDA of ₹1.75 Cr (EBITDA margin 67.3%). The net worth stands at ₹6.22 Cr (up 7.6% YoY). Total assets are valued at ₹18.27 Cr (up 47.6% YoY).

The company is associated with 1 brand: Galada Finance. As per MCA filings, the company has open charges of ₹8.19 Cr and satisfied charges of ₹5.89 Cr on record. Court records list 451 cases involving the company, including 372 filed by the company and 79 filed against it; 38 cases are pending. The company has 18 deals on record (18 market trades); the latest was in December 2022. Its 3 peer companies in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Finance), with the same principal business activity (other financial activities) are compared by revenue, 2 larger and 1 smaller; the largest is Maneesha Finlease Limited with revenue of ₹1.58 Cr.

Galada Finance Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-TN-02-0179976). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website galadafinance.in.

Company details

CIN L65191TN1986PLC012826
Registration Number 012826
Incorporation Date 25 March 1986
ROC Chennai
Listing Status Listed - Listed on BSE (538881)
Company Status Active
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-TN-02-0179976

Name history

Galada Finance has undergone 2 name changes throughout its history. The company was previously known as Galada Finance Private Limited, and Galada Brothers Private Limited. The current legal name is Galada Finance Limited.

Company NameStatus
Galada Finance LimitedCurrent
Galada Finance Private LimitedPrevious
Galada Brothers Private LimitedPrevious

Recognitions & Rankings of Galada Finance

MSME (Udyam registered) Ministry of MSME
Category
Micro (2024-25)
Udyam number
UDYAM-TN-02-0179976

Contact details

Galada Finance Limited's registered office is in Chennai, Tamil Nadu. Its website is galadafinance.in. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    Shantisadan Oldno.4 Newno.7 Shaffeemohamedroad Thousandlights, Chennai, Tamil Nadu, India – 600006
  • Industry
    Financial Services, Investment & Credit NBFC, Asset Financing Companies, NBFC

To see the full contact details of Galada Finance Limited, buy the company report.

Comprehensive company report
Galada Finance Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Galada Finance operates one associated brand: Galada Finance. Each brand links to its own profile.

BrandDescriptionWebsite
Auto loans and equipment leasing are offered alongside deposit schemes.galadafinance.in

Business activity

The main business activity of Galada Finance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Galada Finance Limited, buy the company report.

Financials of Galada Finance Limited

FY 2025-26 filings available

Galada Finance Limited reported revenue of ₹2.6 Cr (up 56.6% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Standalone
Revenue
₹2.60 Cr
+56.6% YoY
EBITDA
₹1.75 Cr
+68.3% YoY
Profit After Tax
₹0.44 Cr
+83.3% YoY
Net Worth
₹6.22 Cr
+7.6% YoY
Total Assets
₹18.27 Cr
+47.6% YoY
Total Debt
₹12.05 Cr
+82.6% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue2.601.661.370.911.060.910.97
Revenue growth+56.6%+21.2%+50.6%-14.2%+16.5%-6.2%-
EBITDA1.751.040.920.370.290.39(0.19)
EBITDA margin+67.3%+62.7%+67.2%+40.7%+27.4%+42.9%-19.6%
Profit before tax0.520.290.400.05(0.22)(0.05)(0.67)
Net profit0.440.240.270.00(0.27)(0.09)(0.71)
Net profit margin+16.9%+14.5%+19.7%0.0%-25.5%-9.9%-73.2%
EPS (₹)1.470.831.130.08(0.90)(0.24)(2.30)
Balance sheet
Total assets18.2712.389.886.787.808.527.46
Net worth6.225.785.535.155.115.084.90
Total debt12.056.604.351.642.693.442.56
Cash & bank0.460.260.270.180.100.120.09
Net working capital0.880.760.800.770.650.510.72
Cash flow
Cash from operations(5.24)(2.26)(2.18)1.210.26(0.64)(0.65)
Cash from investing(0.02)0.00(0.45)(0.07)0.45(0.21)0.68
Cash from financing5.452.252.71(1.06)(0.74)0.87(0.09)
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.760.760.700.620.530.540.380.37
Revenue growth (YoY)+43.4%+40.7%+84.2%+67.6%+43.2%---
Other income0.00(0.03)0.020.010.010.000.000.01
Total expenses0.300.130.260.260.200.160.150.16
EBITDA0.460.630.440.360.330.380.230.21
EBITDA margin+60.5%+82.9%+62.9%+58.1%+62.3%+70.4%+60.5%+56.8%
Depreciation0.030.040.040.040.040.050.050.05
Interest0.310.310.280.230.240.150.140.13
Profit before tax0.120.250.140.100.060.180.040.04
Tax0.020.030.030.020.010.020.010.01

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 13 Nov 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.760.760.700.620.530.540.380.37
Revenue growth (YoY)+43.4%+40.7%+84.2%+67.6%+43.2%---
Other income0.00(0.03)0.020.010.010.000.000.01
Total expenses0.300.130.260.260.200.160.150.16
EBITDA0.460.630.440.360.330.380.230.21
EBITDA margin+60.5%+82.9%+62.9%+58.1%+62.3%+70.4%+60.5%+56.8%
Depreciation0.030.040.040.040.040.050.050.05
Interest0.310.310.280.230.240.150.140.13
Profit before tax0.120.250.140.100.060.180.040.04
Tax0.020.030.030.020.010.020.010.01
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue2.601.661.370.911.060.910.97
Revenue growth+56.6%+21.2%+50.6%-14.2%+16.5%-6.2%-
Other income0.000.010.080.030.010.000.02
Total expenses0.850.620.450.540.770.521.16
Employee cost0.350.240.240.190.160.170.14
EBITDA1.751.040.920.370.290.39(0.19)
EBITDA margin+67.3%+62.7%+67.2%+40.7%+27.4%+42.9%-19.6%
Depreciation0.170.210.190.050.050.070.09
Interest1.060.550.410.300.470.370.41
Profit before tax0.520.290.400.05(0.22)(0.05)(0.67)
Tax0.080.050.060.040.050.040.02
Net profit0.440.240.270.00(0.27)(0.09)(0.71)
Net profit margin+16.9%+14.5%+19.7%0.0%-25.5%-9.9%-73.2%
EPS (₹)1.470.831.130.08(0.90)(0.24)(2.30)
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital3.003.003.003.003.003.003.00
Reserves & surplus3.222.782.532.152.112.081.90
Shareholders' funds (net worth)6.225.785.535.155.115.084.90
Secured loans7.164.983.551.482.212.962.31
Unsecured loans4.891.620.800.160.480.480.25
Total debt12.056.604.351.642.693.442.56
Total liabilities18.2712.389.886.787.808.527.46
Assets
Gross block1.131.091.050.660.520.500.50
Net block0.460.590.760.360.190.220.28
Capital work in progress0.000.000.000.000.000.000.00
Investments0.050.080.110.100.260.620.19
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances0.460.260.270.180.100.120.09
Loans & advances0.870.690.600.660.610.650.73
Total current assets1.330.950.870.840.710.770.82
Total current liabilities0.450.190.070.070.060.260.10
Net working capital0.880.760.800.770.650.510.72
Total assets18.2712.389.886.787.808.527.46
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash0.260.270.180.100.120.090.15
Net cash from operating activities(5.24)(2.26)(2.18)1.210.26(0.64)(0.65)
Net cash from investing activities(0.02)0.00(0.45)(0.07)0.45(0.21)0.68
Net cash from financing activities5.452.252.71(1.06)(0.74)0.87(0.09)
Net change in cash0.20(0.01)0.090.09(0.03)0.03(0.06)
Closing cash0.460.260.270.180.100.120.09
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+56.6%+21.2%+50.6%-14.2%+16.5%-6.2%-
EBITDA growth+68.3%+13.0%+148.7%+27.6%-25.6%+305.3%-
PBT growth+79.3%-27.5%+700.0%+9998.0%-340.0%+92.5%-318.8%
Net income growth+83.3%-11.1%-+100.0%-200.0%+87.3%-
Revenue CAGR (3Y)+41.9%+16.1%+14.6%-2.1%-5.9%-17.8%-17.7%
EBITDA CAGR (3Y)+67.9%+53.1%+33.1%--10.9%-21.0%-
Profitability & leverage
Net income margin+16.9%+14.5%+24.8%+1.1%-25.5%-9.9%-71.1%
Return on capital employed+10.3%+7.6%+8.8%+4.5%+3.1%+4.3%-3.4%
Return on net worth+7.3%+4.4%+5.1%+0.2%-5.3%-1.4%-13.5%
Debt / equity1.550.970.560.420.600.600.51
Long-term debt / equity1.470.940.530.390.570.590.51
Interest cover67.0966.2756.1693.75195.83115.63-146.43
Efficiency & per share
Fixed asset turnover2.341.561.701.592.101.821.98
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (₹)1.470.831.130.08(0.90)(0.24)(2.30)
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)20.7219.2618.4417.1517.0216.9316.34

To see the full year-wise statements and ratios of Galada Finance Limited, buy the company report.

Board of directors of Galada Finance Limited

Galada Finance has 6 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Ashok Jawarilal GaladaDirector01 Apr 200917 Years 7 MonthsCurrent
Naveen Ashok GaladaManaging Director01 Jul 200026 Years 4 MonthsCurrent
Narayana Uppundanarasimha MaiyaAdditional Director15 Oct 20251 Years 0 MonthsCurrent
Nainar AuthinathanDirector05 Jul 20251 Years 4 MonthsCurrent
Shyamala ThiagarajanDirector21 Sep 20242 Years 1 MonthsCurrent
Ramu VishnuDirector10 Jun 20233 Years 5 MonthsCurrent

Peer comparison

Galada Finance Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Galada Finance Limitedthis company₹2.6 Cr (FY 2026)₹44 Lakh16.9%56.6%Chennai, Tamil Nadu, India
Maneesha Finlease Limited₹1.58 Cr (FY 2025)-16.0%New Delhi, Delhi, India
Yashashvi Securities Private Limited₹1.58 Cr (FY 2024)-62.0%Kolkata, West Bengal, India
Rowdon Business Pvt Ltd₹1.58 Cr (FY 2025)704.0%Kolkata, West Bengal, India

To see the full peer comparison of Galada Finance Limited, buy the company report.

Auditor

Galada Finance Limited is audited by Diyali B and Associates for the financial year 2019.

Auditor firmFinancial yearFirm registration number
Diyali B and AssociatesFY 2019017740S

Shareholding

Shareholding for the quarter ended Jun 2026: promoters hold 66.80%, foreign institutional investors hold 0.00%, domestic institutional investors hold 0.00% and retail and other public shareholders hold 33.20%.

Promoters: 66.80%Retail & Others: 33.20%
Jun 2026
QUARTER
66.80% Promoters
33.20% Retail & Others
Promoter holding - history
Now 66.80% · Jun 2026High 66.80% · Mar 2026Low 63.90% · Sep 2025
62%63.5%65%66.5%68%Sep 2025Dec 2025Mar 2026Jun 2026Sep 2025: 63.90%Dec 2025: 63.90%Mar 2026: 66.80%Jun 2026: 66.80%66.80%63.90%66.80%
Shareholding trend - last 6 quarters
Jun 2026Mar 2026Dec 2025Sep 2025
Promoters66.80%66.80%63.90%63.90%
Public33.20%33.20%36.10%36.10%

Charges & borrowings

Open charges
₹8.19 Cr
Satisfied charges
₹5.89 Cr
Breakdown by lending institutions
City Union Bank Limited₹5.50 Cr
Others₹2.00 Cr
Hdfc Bank Limited₹0.69 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
13 Feb 2026101243106Others₹1 CrOpen
28 Jul 2025101145238City Union Bank Limited₹5.5 CrOpen
26 Mar 2025101076011Others₹1 CrOpen
31 Aug 2023100809788Hdfc Bank Limited₹49.1 LakhOpen
27 Jan 2023100711853Hdfc Bank Limited₹19.4 LakhOpen

To see the full charge records of Galada Finance Limited, buy the company report.

Total charge records: 12 View all charges

Deals & funding

Galada Finance Limited has 18 deals on record (18 market trades); the latest was in December 2022.

Total deals
18
Market trades
18

Deals on record (5 of 18)

WhenDealAmountParties
Dec 2022Market trade₹9.1 LakhBuyer: an individual
Seller: an individual
Dec 2022Market trade₹4.2 LakhSeller: an individual
Dec 2022Market trade₹6.9 LakhBuyer: Mukesh Ladha (Huf)
Seller: an individual
Nov 2020Market trade₹44.7 LakhBuyer: an individual
Seller: an individual
Mar 2017Market trade₹15.6 LakhBuyer: Raj Finlease Private Limited
Seller: an individual

To see the full deal history of Galada Finance Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Credit ratings & regulatory alerts

Galada Finance Limited was last rated by Care on 26 Aug 2019.

Rating agencyRated onRating
Care26 Aug 2019

To see the full credit ratings and regulatory alerts of Galada Finance Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Galada Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Galada Finance has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
33AABCG6566B1ZXTamil NaduActive01 Jul 2017

To see the full GST registrations and return filing status of Galada Finance Limited, buy the company report.

Recent activity

Galada Finance Limited has 18 board changes on record since 1994: 12 appointments and 6 cessations. The latest: Narayana Uppundanarasimha Maiya was appointed as Additional Director on 15 Oct 2025.

Filing
Galada Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Chennai.
Charges
A charge with Others amounted to Rs. 1.00 Cr with Charge ID 101243106 was registered on 13 Feb 2026.
Appointed
Narayana Uppundanarasimha Maiya was appointed as Additional Director.
Charges
A charge registered on 29 Oct 2024 via Charge ID 101003002 with Others was fully satisfied on 18 Aug 2025.
Charges
A charge registered on 09 Mar 1990 via Charge ID 90304465 with Indian Bank was fully satisfied on 01 Aug 2025.
Charges
A charge with City Union Bank Limited amounted to Rs. 5.50 Cr with Charge ID 101145238 was registered on 28 Jul 2025.
AGM
Galada Finance Limited last Annual general meeting of members was held on 05 Jul 2025 as per latest MCA records.
Appointed
Nainar Authinathan was appointed as Director.
Ceased
Ponniah Bhaskaran ceased to be Additional Director.
Charges
A charge with Others amounted to Rs. 1.00 Cr with Charge ID 101076011 was registered on 26 Mar 2025.
Charges
A charge with Others amounted to Rs. 1.00 Cr with Charge ID 101003002 was registered on 29 Oct 2024.
Ceased
Indira Srinivasan Royakottam ceased to be Director.

30 earlier events are in the company report.

Frequently asked questions

Galada Finance is an active public limited company based in Chennai, Tamil Nadu, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 25 March 1986 (40+ years old) and is registered under CIN L65191TN1986PLC012826. Listed on BSE: 538881.

Galada Finance reported revenue of ₹2.6 Cr for FY 2025-26 (up 56.6% YoY) based on standalone financials.

Galada Finance has 6 current directors:

The latest financial statements of Galada Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 05 July 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Galada Finance is 33AABCG6566B1ZX, registered in Tamil Nadu.

The CIN (Corporate Identification Number) of Galada Finance is L65191TN1986PLC012826. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Galada Finance is a listed company as per MCA records. Its shares are listed on BSE (code: 538881).

Galada Finance has 451 court cases on record: 372 filed by the company and 79 filed against it. 38 are pending. Most are in the district courts.

Galada Finance was incorporated on 25 March 1986, making it 40+ years old. It is registered with the Registrar of Companies, Chennai.

Galada Finance has 18 deals on record (18 market trades); the latest was in December 2022.

The peers of Galada Finance by revenue are Maneesha Finlease Limited, Yashashvi Securities Private Limited, Rowdon Business Pvt Ltd, all in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Finance), with the same principal business activity (other financial activities).