Ganeshlaxmi Microfinance Private Limited

Ganeshlaxmi Microfinance Private Limited - financial services in Varanasi, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U65990UP2020PTC138109 Incorporated 18 November 2020 ROC Uttar Pradesh HQ Varanasi, Uttar Pradesh, India
Active Private Limited Company financial services
Revenue · FY 2025
₹13.59 Lakh
▲ 153% YoY
Net loss · FY 2025
₹250
Net margin 0%
EBITDA · FY 2025
-₹250
EBITDA margin 0%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
6 yrs
Est. 2020
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Ganeshlaxmi Microfinance Private Limited

Data last updated:

Ganeshlaxmi Microfinance Private Limited is a private limited company based in Varanasi, Uttar Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 18 November 2020 and has been in existence for over 6 years.

The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65990UP2020PTC138109.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Savita Devi and Ganesh Dubey.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at A.No – 19/23 Ganwaghat Ramna, Varanasi, Uttar Pradesh, India – 221011.

As per the financials filed for FY 2025, the company reported a revenue of ₹13.59 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹250 (net margin 0%) and EBITDA of -₹250 (EBITDA margin 0%).

Company details

CIN U65990UP2020PTC138109
Registration Number 138109
Incorporation Date 18 November 2020
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active

Contact details

Ganeshlaxmi Microfinance Private Limited's registered office is in Varanasi, Uttar Pradesh. Its e-mail address is in the company report.

  • Email
  • Registered Address
    A.No – 19/23 Ganwaghat Ramna, Varanasi, Uttar Pradesh, India – 221011
  • Industry
    Financial Services, Other Financial Intermediation

To see the full contact details of Ganeshlaxmi Microfinance Private Limited, buy the company report.

Comprehensive company report
Ganeshlaxmi Microfinance Private Limited - one report that includes everything
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  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Ganeshlaxmi Microfinance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Ganeshlaxmi Microfinance Private Limited, buy the company report.

Financials of Ganeshlaxmi Microfinance Private Limited

FY 2025 filings available

Ganeshlaxmi Microfinance Private Limited reported revenue of ₹13.59 Lakh (up 153% YoY) for FY 2025.

Revenue · FY 2025
₹13.59 Lakh ▲ 153%
Net loss · FY 2025
₹250 margin 0%
EBITDA · FY 2025
-₹250 margin 0%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 153%
EBITDA CAGR growth
1 year
▲ 92%
3 years · compounded
▲ 52%

Revenue rose 153% in the latest year. EBITDA rose 92% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹250
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹250
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin0%
Net Profit Margin0%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Ganeshlaxmi Microfinance Private Limited, buy the company report.

Board of directors of Ganeshlaxmi Microfinance Private Limited

Ganeshlaxmi Microfinance has 2 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Savita DeviDirector18 Nov 20205 Years 11 MonthsCurrent
Ganesh DubeyDirector18 Nov 20205 Years 11 MonthsCurrent

Peer comparison

Ganeshlaxmi Microfinance Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Traita Properties Pvt Ltd₹13.6 Lakh (FY 2025)-39.0%Kolkata, West Bengal, India
Shri Sairam Urban Multipurpose Nidhi Limited₹13.6 Lakh (FY 2020)Beed, Maharashtra, India
Rex Overseas Private Limited₹13.6 Lakh (FY 2025)6.0%New Delhi, Delhi, India
Antheia SME Capital Advisors Private Limited₹13.6 Lakh (FY 2019)-32.0%Delhi, India
Perambalur Venkateswara Chits Private Limited₹13.59 Lakh (FY 2025)-4.0%Perambalur, Tamil Nadu, India
Ganeshlaxmi Microfinance Private Limitedthis company₹13.59 Lakh (FY 2025)-₹2500%153.0%Varanasi, Uttar Pradesh, India
Roi Net Securities Private Limited₹13.58 Lakh (FY 2025)-42.0%Gurugram, Haryana, India
Kamalnayan Urban Multiple Nidhi Limited₹13.58 Lakh (FY 2023)-17.0%Jalna, Maharashtra, India
Saraswat India Private Limited₹13.58 Lakh (FY 2025)2289.0%Jaipur, Rajasthan, India
Integral Trade & Commerce Pvt. Ltd.₹13.58 Lakh (FY 2025)1.0%Hyderabad, Telangana, India
Sri Niveditha Chit Fund Private Limited₹13.57 Lakh (FY 2025)-18.0%Telangana, India

To see the full peer comparison of Ganeshlaxmi Microfinance Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Ganeshlaxmi Microfinance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Ganeshlaxmi Microfinance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Ganeshlaxmi Microfinance Private Limited has 2 board changes on record since 2020: 2 appointments. The latest: Ganesh Dubey was appointed as Director on 18 Nov 2020.

AGM
Ganeshlaxmi Microfinance Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Ganeshlaxmi Microfinance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh I.
Appointed
Ganesh Dubey was appointed as Director.
Appointed
Savita Devi was appointed as Director.
Incorporation
18 Nov 2020
Ganeshlaxmi Microfinance Private Limited was registered on 18 Nov 2020 with Roc Uttar Pradesh I & aged 5 years 11 months as per MCA records.

Frequently asked questions

Ganeshlaxmi Microfinance is an active private limited company based in Varanasi, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 18 November 2020 (6+ years old) and is registered under CIN U65990UP2020PTC138109.

Ganeshlaxmi Microfinance has 2 current directors:

The latest financial statements of Ganeshlaxmi Microfinance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2021 are in the company report.

The CIN (Corporate Identification Number) of Ganeshlaxmi Microfinance is U65990UP2020PTC138109. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Ganeshlaxmi Microfinance was incorporated on 18 November 2020, making it 6+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.

The peers of Ganeshlaxmi Microfinance by revenue are Traita Properties Pvt Ltd, Shri Sairam Urban Multipurpose Nidhi Limited, Rex Overseas Private Limited, Antheia SME Capital Advisors Private Limited, Perambalur Venkateswara Chits Private Limited and 5 more, all in the same principal business activity (other financial activities).

Ganesh Dubey was appointed as Director on 18 Nov 2020. Savita Devi was appointed as Director on 18 Nov 2020.

The registered office of Ganeshlaxmi Microfinance is at A.No – 1923 Ganwaghat Ramna, Varanasi, Uttar Pradesh, India – 221011.

Ganeshlaxmi Microfinance operates in the financial services industry, in the other financial intermediation segment.

Ganeshlaxmi Microfinance can be reached at its registered office: A.No – 1923 Ganwaghat Ramna, Varanasi, Uttar Pradesh, India – 221011.

Ganeshlaxmi Microfinance is registered under the jurisdiction of the Registrar of Companies (ROC), Uttar Pradesh.