Garbi Finvest Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
CIN L65100MH1982PLC295894 Incorporated 14 June 1982 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Listed - BSE: 539492 Public Limited Company financial services
Data last updated
Market Cap
₹8.07 Cr
GARBIFIN · BSE
Share Price
₹7.15
+3.92% today
Revenue
₹4.60 Cr
FY 2025-26 · +8.2% YoY
EBITDA
−₹6.45 Cr
Margin -140.2%
Net Profit
−₹3.60 Cr
FY 2025-26 · -360.9% YoY
ROE
-5.0%
ROCE -8.8%
Debt / Equity
0.01
Interest cover 0.0x
Authorised capital
₹12.6 Cr
Registered with MCA

About Garbi Finvest Limited

Data last updated:

Garbi Finvest Limited is a public limited company based in Mumbai, Maharashtra, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 14 June 1982 and has been in existence for over 44 years.

The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN L65100MH1982PLC295894. It is a listed company as per MCA records. Its shares are listed on BSE: 539492.

The company has an authorised share capital of ₹12.6 Cr and a paid-up capital of ₹11.73 Cr. It was formerly known as Golden Properties & Traders Ltd. It is led by directors including Kripa Shankar Mahawar (Managing Director) and Ritu Mahawar.

Its last annual general meeting (AGM) was held on 24 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Mumbai, Maharashtra.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹4.6 Cr, a growth of 8.2% compared to the previous year. For the same year it recorded a net loss of ₹3.6 Cr (net margin -78.3%) and EBITDA of -₹6.45 Cr (EBITDA margin -140.2%). The net worth stands at ₹68.97 Cr (down 9% YoY). Total assets are valued at ₹69.92 Cr (down 7.8% YoY).

The company is associated with 1 brand: Garbi Finvest. As per MCA filings, the company has open charges of ₹5 Lakh on record. Court records list 5 cases involving the company, including 5 filed by the company; 1 case is pending. The company has 21 deals on record (21 market trades); the latest was in June 2024. Its 3 peer companies in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 1 larger and 2 smaller; the largest is Naini Fincap Ltd with revenue of ₹3.14 Cr.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website gptl.in.

Company details

CIN L65100MH1982PLC295894
Registration Number 295894
Incorporation Date 14 June 1982
ROC Mumbai
Listing Status Listed - Listed on BSE (539492)
Company Status Active
Date of Last AGM 24 September 2025
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant

CIN history

Garbi Finvest has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L65100MH1982PLC295894, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L65100MH1982PLC295894Current
L65100WB1982PLC034972Previous
L70109WB1982PLC034972Previous

Contact details

Garbi Finvest Limited's registered office is in Mumbai, Maharashtra. Its website is gptl.in. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
  • Registered Address
    A502 A – Wing 5th Flr Shubham Centre – 1, Cardinal Gracious Road Chakala Andheri (East), Mumbai, Maharashtra, India – 400099
  • Industry
    Financial Services, Investment & Credit NBFC, NBFC

To see the full contact details of Garbi Finvest Limited, buy the company report.

Comprehensive company report
Garbi Finvest Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Garbi Finvest operates one associated brand: Garbi Finvest. Each brand links to its own profile.

BrandDescriptionWebsite
Investment management services are provided by the firm in Mumbai.gptl.in

Business activity

The main business activity of Garbi Finvest is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Garbi Finvest Limited, buy the company report.

Financials of Garbi Finvest Limited

FY 2025-26 filings available

Garbi Finvest Limited reported revenue of ₹4.6 Cr (up 8.2% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Standalone
Revenue
₹4.60 Cr
+8.2% YoY
EBITDA
−₹6.45 Cr
-508.2% YoY
Profit After Tax
−₹3.60 Cr
-360.9% YoY
Net Worth
₹68.97 Cr
-9.0% YoY
Total Assets
₹69.92 Cr
-7.8% YoY
Total Debt
₹0.94 Cr
+1780.0% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue4.604.254.306.7436.532.382.85
Revenue growth+8.2%-1.2%-36.2%-81.6%+1434.9%-16.5%-
EBITDA(6.45)1.580.055.8931.241.411.72
EBITDA margin-140.2%+37.2%+1.2%+87.4%+85.5%+59.2%+60.4%
Profit before tax(6.39)1.680.055.9231.231.401.72
Net profit(3.60)1.38(0.89)4.3529.681.001.19
Net profit margin-78.3%+32.5%-20.7%+64.5%+81.3%+42.0%+41.8%
EPS (₹)(3.05)1.18(0.77)3.7025.300.850.99
Balance sheet
Total assets69.9275.8175.5174.8368.3238.6560.48
Net worth68.9775.7572.4372.6668.3238.6560.48
Total debt0.940.050.000.000.000.000.00
Cash & bank0.651.180.010.050.540.230.21
Net working capital(0.04)0.61(0.08)(0.72)(2.13)(1.21)(1.41)
Cash flow
Cash from operations(2.86)4.64(3.08)7.4933.23(0.05)(0.66)
Cash from investing1.44(3.47)3.39(6.90)(32.91)0.060.01
Cash from financing0.890.000.00(1.08)0.000.000.00
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.460.660.620.650.69(0.05)0.811.79
Revenue growth (YoY)-33.3%+1420.0%-23.5%-63.7%-2.8%---
Other income0.530.490.500.040.501.101.05(0.37)
Total expenses1.998.250.770.790.782.430.760.35
EBITDA(1.53)(7.59)(0.15)(0.14)(0.09)(2.48)0.051.44
EBITDA margin-332.6%-1150.0%-24.2%-21.5%-13.0%+4960.0%+6.2%+80.4%
Depreciation0.010.000.000.000.000.000.000.00
Interest0.000.000.000.000.000.000.000.00
Profit before tax(1.01)(7.10)0.35(0.10)0.41(1.38)1.101.07
Tax(0.20)(2.09)0.19(0.11)(0.78)(0.60)(0.14)1.28

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 31 Oct 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.460.660.620.650.69(0.05)0.811.79
Revenue growth (YoY)-33.3%+1420.0%-23.5%-63.7%-2.8%---
Other income0.530.490.500.040.501.101.05(0.37)
Total expenses1.998.250.770.790.782.430.760.35
EBITDA(1.53)(7.59)(0.15)(0.14)(0.09)(2.48)0.051.44
EBITDA margin-332.6%-1150.0%-24.2%-21.5%-13.0%+4960.0%+6.2%+80.4%
Depreciation0.010.000.000.000.000.000.000.00
Interest0.000.000.000.000.000.000.000.00
Profit before tax(1.01)(7.10)0.35(0.10)0.41(1.38)1.101.07
Tax(0.20)(2.09)0.19(0.11)(0.78)(0.60)(0.14)1.28
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue4.604.254.306.7436.532.382.85
Revenue growth+8.2%-1.2%-36.2%-81.6%+1434.9%-16.5%-
Other income0.060.100.000.030.000.000.00
Total expenses11.052.674.250.855.290.971.13
Employee cost0.530.400.390.580.540.570.55
EBITDA(6.45)1.580.055.8931.241.411.72
EBITDA margin-140.2%+37.2%+1.2%+87.4%+85.5%+59.2%+60.4%
Depreciation0.000.000.000.000.010.010.00
Interest0.000.000.000.000.000.000.00
Profit before tax(6.39)1.680.055.9231.231.401.72
Tax(2.79)0.300.941.571.550.400.53
Net profit(3.60)1.38(0.89)4.3529.681.001.19
Net profit margin-78.3%+32.5%-20.7%+64.5%+81.3%+42.0%+41.8%
EPS (₹)(3.05)1.18(0.77)3.7025.300.850.99
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital11.7311.7311.7311.7311.7311.7311.73
Reserves & surplus57.2464.0260.7060.9356.5926.9248.75
Shareholders' funds (net worth)68.9775.7572.4372.6668.3238.6560.48
Secured loans0.000.000.000.000.000.000.00
Unsecured loans0.940.050.000.000.000.000.00
Total debt0.940.050.000.000.000.000.00
Total liabilities69.9275.8175.5174.8368.3238.6560.48
Assets
Gross block0.030.030.030.030.030.030.01
Net block0.000.000.000.000.010.010.00
Capital work in progress0.000.000.000.000.000.000.00
Investments49.4450.8645.5348.2540.417.3730.27
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances0.651.180.010.050.540.230.21
Loans & advances0.010.060.000.000.000.000.00
Total current assets0.661.240.010.050.540.230.21
Total current liabilities0.700.630.090.772.671.441.62
Net working capital(0.04)0.61(0.08)(0.72)(2.13)(1.21)(1.41)
Total assets69.9275.8175.5174.8368.3238.6560.48
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash1.180.010.050.540.230.210.87
Net cash from operating activities(2.86)4.64(3.08)7.4933.23(0.05)(0.66)
Net cash from investing activities1.44(3.47)3.39(6.90)(32.91)0.060.01
Net cash from financing activities0.890.000.00(1.08)0.000.000.00
Net change in cash(0.53)1.170.31(0.49)0.320.01(0.65)
Closing cash0.651.180.010.050.540.230.21
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+8.2%-1.2%-36.2%-81.6%+1434.9%-16.5%-
EBITDA growth-508.2%+3060.0%-99.2%-81.2%+2115.6%-18.0%-
PBT growth-+3260.0%-99.2%-81.0%+2130.7%-18.6%+20.3%
Net income growth-360.9%+255.1%-120.5%-85.3%+2868.0%-16.0%-
Revenue CAGR (3Y)-12.0%-51.2%+21.8%+33.2%+126.8%+16.6%+72.0%
EBITDA CAGR (3Y)--63.0%-67.2%+50.7%+179.6%+14.1%+158.1%
Profitability & leverage
Net income margin-78.3%+32.5%-20.7%+64.5%+81.3%+42.0%+41.8%
Return on capital employed-8.8%+2.2%+0.1%+8.3%+49.4%+2.4%+2.9%
Return on net worth-5.0%+1.9%-1.2%+6.2%+46.9%+1.7%+2.0%
Debt / equity0.010.000.000.000.000.000.00
Long-term debt / equity0.010.000.000.000.000.000.00
Interest cover0.000.000.000.000.000.000.00
Efficiency & per share
Fixed asset turnover155.33145.00143.33225.671,217.67119.00285.00
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (₹)(3.05)1.18(0.77)3.7025.300.850.99
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)58.8064.5861.7461.9458.2432.9551.56

To see the full year-wise statements and ratios of Garbi Finvest Limited, buy the company report.

Board of directors of Garbi Finvest Limited

Garbi Finvest has 6 current directors and 18 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Ritu MahawarDirector23 Mar 20215 Years 7 MonthsCurrent
Kripa Shankar MahawarManaging Director12 Oct 201115 Years 0 MonthsCurrent
Ruchi NagoriDirector24 Jun 20224 Years 4 MonthsCurrent
Deepak VishwakarmaAdditional Director29 Nov 20250 Years 11 MonthsCurrent
Rakesh AgrawalAdditional Director18 Aug 20251 Years 2 MonthsCurrent
Preeti VijayvargiaAdditional Director18 Aug 20251 Years 2 MonthsCurrent

Peer comparison

Garbi Finvest Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Garbi Finvest Limitedthis company₹4.6 Cr (FY 2026)-₹3.6 Cr-78.3%8.2%Mumbai, Maharashtra, India
Naini Fincap Ltd₹3.14 Cr (FY 2025)-12.0%New Delhi, Delhi, India
Simandhar Finlease Private Limited₹3.12 Cr (FY 2025)5.0%Ahmedabad, Gujarat, India
Shree Securities Ltd.₹3.11 Cr (FY 2019)2.0%Kolkata, West Bengal, India

To see the full peer comparison of Garbi Finvest Limited, buy the company report.

Auditor

Garbi Finvest Limited is audited by S. Ramanand Aiyar & Co. for the financial year 2019.

Auditor firmFinancial yearFirm registration number
S. Ramanand Aiyar & Co.FY 2019000990N

Shareholding

Shareholding for the quarter ended Sep 2026: promoters hold 59.30%, foreign institutional investors hold 0.00%, domestic institutional investors hold 0.00% and retail and other public shareholders hold 40.70%.

Promoters: 59.30%Retail & Others: 40.70%
Sep 2026
QUARTER
59.30% Promoters
40.70% Retail & Others
Promoter holding - history
Now 59.30% · Sep 2026High 59.30% · Dec 2025Low 59.30% · Dec 2025
58%58.8%59.5%60.3%61%Dec 2025Mar 2026Jun 2026Sep 2026Dec 2025: 59.30%Mar 2026: 59.30%Jun 2026: 59.30%Sep 2026: 59.30%59.30%59.30%
Shareholding trend - last 6 quarters
Sep 2026Jun 2026Mar 2026Dec 2025
Promoters59.30%59.30%59.30%59.30%
Public40.70%40.70%40.70%40.70%

Charges & borrowings

Open charges
₹5 Lakh
Satisfied charges
None
Breakdown by lending institutions
Canara Bank₹0.05 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
07 Feb 199190252587Canara Bank₹5 LakhOpen

Total charge records: 1 View all charges

Deals & funding

Garbi Finvest Limited has 21 deals on record (21 market trades); the latest was in June 2024.

Total deals
21
Market trades
21

Deals on record (5 of 21)

WhenDealAmountParties
Apr 2024Market trade₹12.1 LakhSeller: Navdurga Vincom Private Limited
Mar 2024Market trade₹20.3 LakhBuyer: Kalpataru Shares & Stock Broking Private Limited
Seller: Kalpataru Shares & Stock Broking Private Limited
Mar 2024Market trade₹22.9 LakhSeller: Kalpataru Shares & Stock Broking Private Limited
Jan 2024Market trade₹19.2 LakhBuyer: Kalpataru Shares & Stock Broking Private Limited
Seller: Kalpataru Shares & Stock Broking Private Limited
Jan 2024Market trade₹17.6 LakhBuyer: Kalpataru Shares & Stock Broking Private Limited
Seller: Kalpataru Shares & Stock Broking Private Limited

To see the full deal history of Garbi Finvest Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Garbi Finvest Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Garbi Finvest Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Garbi Finvest Limited has 38 board changes on record since 1983: 22 appointments and 16 cessations. The latest: Deepak Vishwakarma was appointed as Additional Director on 29 Nov 2025.

Filing
Garbi Finvest Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Mumbai I.
Appointed
Deepak Vishwakarma was appointed as Additional Director.
Ceased
Suranjan Upadhyay ceased to be Director.
AGM
Garbi Finvest Limited last Annual general meeting of members was held on 24 Sep 2025 as per latest MCA records.
Appointed
Vikash Vishwakarma was appointed as CFO.
Appointed
Preeti Vijayvargia was appointed as Additional Director.
Appointed
Rakesh Agrawal was appointed as Additional Director.
Ceased
Harsh Singrodia ceased to be Director.
Ceased
Palpandian Cheliya Thevar ceased to be CFO.
Appointed
Palpandian Cheliya Thevar was appointed as CFO.
Ceased
Sachin Kumar Sharma ceased to be CFO.
Ceased
Rupesh Kumar Pandey ceased to be Managing Director.

30 earlier events are in the company report.

Frequently asked questions

Garbi Finvest is an active public limited company based in Mumbai, Maharashtra, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 14 June 1982 (44+ years old) and is registered under CIN L65100MH1982PLC295894. Listed on BSE: 539492.

Garbi Finvest reported revenue of ₹4.6 Cr for FY 2025-26 (up 8.2% YoY) based on standalone financials.

Garbi Finvest has 6 current directors:

The latest financial statements of Garbi Finvest on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 24 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Garbi Finvest is L65100MH1982PLC295894. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Garbi Finvest is a listed company as per MCA records. Its shares are listed on BSE (code: 539492).

Garbi Finvest has 5 court cases on record: 5 filed by the company. 1 is pending.

Garbi Finvest was incorporated on 14 June 1982, making it 44+ years old. It is registered with the Registrar of Companies, Mumbai.

Garbi Finvest has 21 deals on record (21 market trades); the latest was in June 2024.

The peers of Garbi Finvest by revenue are Naini Fincap Ltd, Simandhar Finlease Private Limited, Shree Securities Ltd, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).

Deepak Vishwakarma was appointed as Additional Director on 29 Nov 2025. Suranjan Upadhyay ceased to be Director on 29 Nov 2025. Vikash Vishwakarma was appointed as CFO on 30 Aug 2025. Garbi Finvest has 38 board changes on record in total.