Gargi Chit Fund Private Limited

Gargi Chit Fund Private Limited - financial services in Lucknow, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U65992UP1994PTC016454 Incorporated 12 May 1994 ROC Kanpur HQ Lucknow, Uttar Pradesh, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2024
₹11.65 Lakh
▲ 8% YoY
Net profit · FY 2024
₹39,772
Net margin 3.4%
EBITDA · FY 2024
₹42,128
EBITDA margin 3.6%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹4.84 Lakh
Issued & subscribed
Company age
32 yrs
Est. 1994
Directors on board
3
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Gargi Chit Fund Private Limited

Data last updated:

Gargi Chit Fund Private Limited is a private limited company based in Lucknow, Uttar Pradesh, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 12 May 1994 and has been in existence for over 32 years.

The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65992UP1994PTC016454.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹4.84 Lakh. It is led by directors including Anil Mishra and Awadesh Kumar Misra.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 103/88 Sunder Bagh Near Lal Kuan, Lucknow, Uttar Pradesh, India – 226004.

As per the financials filed for FY 2024, the company reported a revenue of ₹11.65 Lakh, a growth of 8% compared to the previous year. For the same year it recorded a net profit of ₹39,772 (net margin 3.4%) and EBITDA of ₹42,128 (EBITDA margin 3.6%). Revenue has grown at a compounded annual rate (CAGR) of 10% over three years and 3% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992UP1994PTC016454
Registration Number 016454
Incorporation Date 12 May 1994
ROC Kanpur
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Gargi Chit Fund Private Limited's registered office is in Lucknow, Uttar Pradesh. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    103/88 Sunder Bagh Near Lal Kuan, Lucknow, Uttar Pradesh, India – 226004
  • Industry
    Financial Services, Financial Activities

To see the full contact details of Gargi Chit Fund Private Limited, buy the company report.

Comprehensive company report
Gargi Chit Fund Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Gargi Chit Fund is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Gargi Chit Fund Private Limited, buy the company report.

Financials of Gargi Chit Fund Private Limited

FY 2025 filings available

Gargi Chit Fund Private Limited reported revenue of ₹11.65 Lakh (up 8% YoY) for FY 2024.

Revenue · FY 2024
₹11.65 Lakh ▲ 8%
Net profit · FY 2024
₹39,772 margin 3.4%
EBITDA · FY 2024
₹42,128 margin 3.6%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 8%
3 years · compounded
▲ 10%
5 years · compounded
▲ 3%
EBITDA CAGR growth
1 year
▲ 25%
3 years · compounded
▼ 5%
5 years · compounded
▼ 7%

Revenue has grown at a compounded annual rate (CAGR) of 3% over five years, including 8% growth in the latest year. EBITDA rose 25% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹42,128
Profit Before Tax
Tax Expense
Net Profit (PAT)₹39,772
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profitability
EBITDA Margin3.6%
Net Profit Margin3.4%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Gargi Chit Fund Private Limited, buy the company report.

Board of directors of Gargi Chit Fund Private Limited

Gargi Chit Fund has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Anil MishraDirector12 May 199432 Years 5 MonthsCurrent
Awadesh Kumar MisraDirector25 Aug 20179 Years 2 MonthsCurrent
Anand Kumar MisraDirector25 Aug 20179 Years 2 MonthsCurrent

Peer comparison

Gargi Chit Fund Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Malancha Polymers (Pvt.) Ltd₹11.67 Lakh (FY 2025)1136.0%Kolkata, West Bengal, India
Grab Marketing Private Limited₹11.67 Lakh (FY 2020)34.0%New Delhi, Delhi, India
Kurathikad Ideal Chits Private Limited₹11.66 Lakh (FY 2025)20.0%Mavelikkara, Kerala, India
Shirdi Sai Maharaj Chits Private Limited₹11.66 Lakh (FY 2017)-15.0%Chennai, Tamil Nadu, India
Expertise Finance Solutions Private Limited₹11.66 Lakh (FY 2025)44.0%New Delhi, Delhi, India
Gargi Chit Fund Private Limitedthis company₹11.65 Lakh (FY 2024)₹39,7723.4%8.0%Lucknow, Uttar Pradesh, India
Mega Fincap Private Limited₹11.63 Lakh (FY 2024)55.0%New Delhi, Delhi, India
A and U Advisors Private Limited₹11.62 Lakh (FY 2023)84.0%Delhi, India
Kuberartha Chits Private Limited₹11.62 Lakh (FY 2024)1783.0%Aurangabad, Maharashtra, India
Tukamai Urban Multipurpose Nidhi Limited₹11.61 Lakh (FY 2022)102.0%Aurangabad, Maharashtra, India
Armss Benefit Fund Nidhi Limited₹11.61 Lakh (FY 2024)119.0%Pudukkottai, Tamil Nadu, India

To see the full peer comparison of Gargi Chit Fund Private Limited, buy the company report.

Auditor

Gargi Chit Fund Private Limited is audited by MITTAL PAWAN AND ASSOCIATES for the financial year 2017.

Auditor firmFinancial yearFirm registration number
MITTAL PAWAN AND ASSOCIATESFY 2017008794C

Shareholding

The shareholding of Gargi Chit Fund Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Gargi Chit Fund Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Gargi Chit Fund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Gargi Chit Fund Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Gargi Chit Fund Private Limited has 4 board changes on record since 1994: 3 appointments and 1 cessation. The latest: Ajay Kumar Misra ceased to be Director on 09 Sep 2018.

AGM
Gargi Chit Fund Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Gargi Chit Fund Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kanpur.
Ceased
Ajay Kumar Misra ceased to be Director.
Appointed
Anand Kumar Misra was appointed as Director.
Appointed
Awadesh Kumar Misra was appointed as Director.
Appointed
Anil Mishra was appointed as Director.
Incorporation
12 May 1994
Gargi Chit Fund Private Limited was registered on 12 May 1994 with Roc Kanpur & aged 32 years 5 months as per MCA records.

Frequently asked questions

Gargi Chit Fund is an active private limited company based in Lucknow, Uttar Pradesh, India. The company works in financial activities, within the financial services industry. It was incorporated on 12 May 1994 (32+ years old) and is registered under CIN U65992UP1994PTC016454.

Gargi Chit Fund has 3 current directors:

The latest financial statements of Gargi Chit Fund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Gargi Chit Fund is U65992UP1994PTC016454. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Gargi Chit Fund was incorporated on 12 May 1994, making it 32+ years old. It is registered with the Registrar of Companies, Kanpur.

The peers of Gargi Chit Fund by revenue are Malancha Polymers (Pvt.) Ltd, Grab Marketing Private Limited, Kurathikad Ideal Chits Private Limited, Shirdi Sai Maharaj Chits Private Limited, Expertise Finance Solutions Private Limited and 5 more, all in the same principal business activity (other financial activities).

Ajay Kumar Misra ceased to be Director on 09 Sep 2018. Anand Kumar Misra was appointed as Director on 25 Aug 2017. Awadesh Kumar Misra was appointed as Director on 25 Aug 2017. Gargi Chit Fund has 4 board changes on record in total.

The registered office of Gargi Chit Fund is at 10388 Sunder Bagh Near Lal Kuan, Lucknow, Uttar Pradesh, India – 226004.

Gargi Chit Fund operates in the financial services industry, in the financial activities segment.

The compliance status of Gargi Chit Fund is compliant as of 18 August 2026. The company is actively filing with the Registrar of Companies.

Gargi Chit Fund can be reached at its registered office: 10388 Sunder Bagh Near Lal Kuan, Lucknow, Uttar Pradesh, India – 226004.