Garud Credit & Holdings Pvt.Ltd. - Company Profile

It is a financial services private limited company based in Raipur, Chattisgarh, India, established in 1995.

1995 Raipur, Chattisgarh, India Active

Last Updated: December 27, 2025

About Garud Credit & Holdings Pvt.Ltd.

Garud Credit & Holdings Pvt.Ltd., a active private limited company, was established on 13 February 1995 in Raipur, Chattisgarh, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: U65993CT1995PTC012867. Registered under ROC Roc Chhattisgarh. it is unlisted. It has an authorized capital of ₹2.95 Cr and a paid-up capital of ₹2.90 Cr.

It upholds a compliant status. Its leadership includes Bajrang Lal Agrawal (Director), Sanjay Kumar Agrawal (Director). Past directors included Sanjay Kumar Agrawal, Tapas Singha, Bimal Sarawgi. It holds ₹160.00 Cr open charges and no settled loans. Its latest AGM occurred on 30 September 2024, with the balance sheet filed on 31 March 2024. It is based at L-24, Opp. Anmol Flat Main Road, Avanti Vihar, Raipur, Chattisgarh, 492001.

Company Details

CIN/LLPIN
U65993CT1995PTC012867
Registration Number
012867
Incorporation Date
13 February 1995
Authorized Capital
₹2.95 Cr
Paid-Up Capital
₹2.90 Cr
ROC Code
Roc Chhattisgarh
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 2.95 Cr as on 27-12-2025
Paid Up Capital ₹ 2.90 Cr as on 27-12-2025
Company Age 31 Year, 10 Days
Last Filing with ROC 31 Mar 2024
Open Charges ₹ 160.00 Cr as on 27-12-2025
Revenue Growth **** -54.62% (FY 2023)
Profit Growth **** 99.98% (FY 2023)
Ebitda **** 90.64% (FY 2023)
Net Worth -0.00% (FY 2023)
Total Assets **** 0.01% (FY 2023)

Comprehensive Company Insights

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Who are the key members and board of directors at Garud Credit & Holdings Pvt.Ltd.?

Current Directors

Name	Designation	Appointment Date	Status
Bajrang Lal Agrawal	Director	17 Sep 2012	Current
Sanjay Kumar Agrawal	Director	05 Feb 2021	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Director	31 Mar 2018	Past
Pramod Abcsdd	Director	17 Sep 2012	Past
Pramod Abcsdd	Director	17 Sep 2012	Past
Pramod Abcsdd	Director	31 Mar 2018	Past
Pramod Abcsdd	Director	01 Oct 2021	Past
Pramod Abcsdd	Director	11 Sep 2009	Past

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Financial Performance of Garud Credit & Holdings.Ltd..

Garud Credit & Holdings Pvt.Ltd., for the financial year ended 2023, experienced significant reduction in revenue, with a 54.62% decrease. The company also saw a substantial improvement in profitability, with a 99.98% increase in profit. The company's net worth witnessed no change by increase of -0%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

-54.62%

*******

Revenue from Operations

*******

Total Assets

*******

0.01%

*******

Profit or Loss

*******

99.98%

*******

Net Worth

*******

-0.00%

*******

EBITDA

*******

90.64%

*******

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What is the Ownership and Shareholding Structure of Garud Credit & Holdings.Ltd.?

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Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹1,600,000,000.00

Satisfied Charges

₹0

Charges Breakdown by Lending Institutions

Others : 160.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
06 May 2022	Others	₹30.00 Cr	Open
24 Sep 2019	Others	₹130.00 Cr	Open

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How Many Employees Work at Garud Credit & Holdings.Ltd.?

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Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

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Rating

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Alerts

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Latest Updates, News, and FAQs on Garud Credit & Holdings.Ltd.

Recent Activity within the Organization

Annual General Meeting

Garud Credit & Holdings Pvt.Ltd. last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records. was recorded as a recent event.
30 Sep 2024
Balance Sheet

Garud Credit & Holdings Pvt.Ltd. has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Chhattisgarh. was recorded as a recent event.
31 Mar 2024
Charges

The activity A charge with Others of Rs. 130.00 Cr registered on 24 Sep 2019 with Charge ID 100295958 was modified on 07 Nov 2022. was completed.
07 Nov 2022
Charges

Progress on A charge with Others amounted to Rs. 30.00 Cr with Charge ID 100583867 was registered on 06 May 2022. was documented.
06 May 2022
Director Appointment

Progress on Sanjay Kumar Agrawal was appointed as a Director was appointed as a Director on 05 Feb 2021 & has been associated with this company since 5 years 17 days . was documented.
05 Feb 2021
Charges

Progress on A charge with Others amounted to Rs. 130.00 Cr with Charge ID 100295958 was registered on 24 Sep 2019. was documented.
24 Sep 2019

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Frequently Asked Questions

What is the CIN of Garud Credit & Holdings Pvt.Ltd.?

The CIN of Garud Credit & Holdings Pvt.Ltd. is U65993CT1995PTC012867.

Where is Garud Credit & Holdings Pvt.Ltd. headquartered?

Garud Credit & Holdings Pvt.Ltd. is headquartered at L-24, Opp. Anmol Flat Main Road, Avanti Vihar, Raipur, Chattisgarh, 492001.

When was Garud Credit & Holdings Pvt.Ltd. incorporated?

Garud Credit & Holdings Pvt.Ltd. was incorporated on 13 February 1995.

Who are the current directors of Garud Credit & Holdings Pvt.Ltd.?

The current directors of Garud Credit & Holdings Pvt.Ltd. are

What is the primary industry of Garud Credit & Holdings Pvt.Ltd.?

The primary industry of Garud Credit & Holdings Pvt.Ltd. is Financial And Insurance Service.

Is Garud Credit & Holdings Pvt.Ltd. a listed company?

Garud Credit & Holdings Pvt.Ltd. is unlisted.

What is the capital structure of Garud Credit & Holdings Pvt.Ltd.?

The authorized capital of Garud Credit & Holdings Pvt.Ltd. is ₹2.95 Cr, and the paid-up capital is ₹2.90 Cr.

What is the compliance status of Garud Credit & Holdings Pvt.Ltd.?

The compliance status of Garud Credit & Holdings Pvt.Ltd. is Compliant.

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