Gaurav Chit Fund Private Limited
About Gaurav Chit Fund Private Limited
Data last updated:
Gaurav Chit Fund Private Limited is a private limited company based in Hyderabad, Telangana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 09 February 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Hyderabad, under CIN U65923TG2012PTC079062. Its GSTIN is 36AAKCA2935K1ZG (Telangana). The company holds 2 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹93 Lakh. It was formerly known as Amrat Chit Funds Private Limited. It is led by directors including Amrat Kumar Jain and Vishal Jain.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at # 909 9th Floor Raghava Ratna Towers Chirag Ali Lane Abids, Hyderabad, Telangana, India – 500001.
As per the financials filed for FY 2025, the company reported a revenue of ₹11.9 Cr, a growth of 9% compared to the previous year. For the same year it recorded a net profit of ₹1.09 Cr (net margin 9.2%) and EBITDA of ₹3.42 Cr (EBITDA margin 28.7%). Revenue has grown at a compounded annual rate (CAGR) of 23% over three years and 24% over five years.
As per MCA filings, the company has open charges of ₹68.6 Lakh on record. Court records list 6 cases involving the company, including 6 filed by the company; 4 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address# 909 9th Floor Raghava Ratna Towers Chirag Ali Lane Abids, Hyderabad, Telangana, India – 500001
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Gaurav Chit Fund Private Limited
The main business activity of Gaurav Chit Fund is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Gaurav Chit Fund Private Limited FY 2024 filings available
Gaurav Chit Fund Private Limited reported revenue of ₹11.9 Cr (up 9% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Gaurav Chit Fund Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 24% over five years, including 9% growth in the latest year. EBITDA rose 20% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Gaurav Chit Fund Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹3.42 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.09 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Gaurav Chit Fund Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 28.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 9.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Gaurav Chit Fund are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Gaurav Chit Fund Private Limited
Gaurav Chit Fund Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Revenue, net profit, margin and growth of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Alpha Micro Finance Consultants Private Limited | •••• | •••• | •••• | •••• | - | Chennai, Tamil Nadu, India |
| Intellecash Microfinance Network Company Private Limited | •••• | •••• | •••• | •••• | - | Mumbai, Maharashtra, India |
| Dia Vikas Capital Private Limited | •••• | •••• | •••• | •••• | - | New Delhi, Delhi, India |
| Vijaysubham Benefit Fund Nidhi Limited | •••• | •••• | •••• | •••• | - | Quid-E-Milleth District, Tamil Nadu, India |
| MGM Pushpam Chits Private Limited | •••• | •••• | •••• | •••• | - | Madurai, Tamil Nadu, India |
| Gaurav Chit Fund Private Limited this company | •••• | •••• | •••• | •••• | - | Hyderabad, Telangana, India |
| Dhanalakshmi Srinivasan Chit Funds (Telangana) Private Limited | •••• | •••• | •••• | •••• | - | Hyderabad, Telangana, India |
| Bhavithasri Chit Funds Private Limited | •••• | •••• | •••• | •••• | 351 | Warangal, Telangana, India |
| Dhanalakshmi Srinivasan Chit Funds (Karnataka) Private Limited | •••• | •••• | •••• | •••• | - | Bangaluru, Karnataka, India |
| Triplicane Permanent Fund Nidhi Limited | •••• | •••• | •••• | •••• | - | Chennai, Tamil Nadu, India |
| Shikhar Urban and Rural Enterprises Private Limited | •••• | •••• | •••• | •••• | 193 | New Delhi, Delhi, India |
Peers are the five companies nearest above and the five nearest below Gaurav Chit Fund by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Revenue, net profit, margin and growth of each peer are in the company report.
Auditor Details of Gaurav Chit Fund Private Limited
Gaurav Chit Fund Private Limited is audited by Agarwal & Ladda for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Agarwal & Ladda | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Gaurav Chit Fund Private Limited
Gaurav Chit Fund has 4 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Amrat Kumar Jain | Director | 01 Oct 2013 | 13 Years 0 Months | Current |
| Vishal Jain Also directs: Parv Estates LLP, Amrat Estates India Private Limited, Amrat Chits (India) Private Limited and 1 more | Director | 01 Oct 2013 | 13 Years 0 Months | Current |
| Shailesh Kumar Jain | Director | 01 Oct 2013 | 13 Years 0 Months | Current |
| Anand Sharma | Director | 05 Jul 2012 | 14 Years 3 Months | Current |
Ownership and Shareholding of Gaurav Chit Fund Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Gaurav Chit Fund Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 22 Sep 2022 | Others | ₹28 Lakh | Open |
| 03 Nov 2018 | Others | ₹32.5 Lakh | Open |
| 03 Nov 2018 | Others | ₹8.1 Lakh | Open |
Total charge records: 3 View all charges
Legal Cases of Gaurav Chit Fund Private Limited
Gaurav Chit Fund Private Limited has 6 court cases on record: 6 filed by Gaurav Chit Fund. 4 cases are pending and 2 are disposed. Status as checked between 21 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 6 | 0 | 4 |
Cases on record (5 of 6)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Hyderabad CCC, Telangana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Hyderabad CCC, Telangana | Cheque dishonour complaint | Filed by the company against Payal Traders | Pending |
| District court, Hyderabad CCC, Telangana | Execution petition | Filed by the company against an individual | Pending |
| District court, Hyderabad CCC, Telangana | Execution petition | Filed by the company against an individual | Pending |
| District court, Hyderabad CCC, Telangana | Execution petition | Filed by the company against an individual | Disposed |
Full case history
All 6 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Gaurav Chit Fund Private Limited
Employment history and EPFO contributions of people linked to Gaurav Chit Fund.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
CIN History of Gaurav Chit Fund Private Limited
Gaurav Chit Fund has one previous CIN (Corporate Identification Number): U65923AP2012PTC079062. The current CIN is U65923TG2012PTC079062, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65923TG2012PTC079062 | Current |
| U65923AP2012PTC079062 | Previous |
Recent Activity on Gaurav Chit Fund Private Limited
Gaurav Chit Fund Private Limited has 11 board changes on record since 2012: 4 appointments and 7 cessations. The latest: Surender Chouthmal Jain ceased to be Director on 25 Sep 2020.
5 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Gaurav Chit Fund Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Gaurav Chit Fund Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Gaurav Chit Fund Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Gaurav Chit Fund Private Limited
Gaurav Chit Fund has 2 GST registrations: 1 active and 1 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 36AAKCA2935K1ZG | Telangana | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Gaurav Chit Fund Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Gaurav Chit Fund Private Limited
Gaurav Chit Fund is an active private limited company based in Hyderabad, Telangana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 09 February 2012 (14+ years old) and is registered under CIN U65923TG2012PTC079062.
Gaurav Chit Fund reported revenue of ₹11.9 Cr for FY 2025 (up 9% YoY).
Gaurav Chit Fund has 4 current directors:
- Amrat Kumar Jain - Director
- Vishal Jain - Director
- Shailesh Kumar Jain - Director
- Anand Sharma - Director
Gaurav Chit Fund reported a net profit of ₹1.09 Cr (net margin 9.2%) and EBITDA of ₹3.42 Cr (EBITDA margin 28.7%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Gaurav Chit Fund is 23% over three years and 24% over five years. In the latest year (FY 2025) revenue rose 9%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Gaurav Chit Fund is 36AAKCA2935K1ZG, registered in Telangana. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.
The CIN (Corporate Identification Number) of Gaurav Chit Fund is U65923TG2012PTC079062. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Gaurav Chit Fund has 6 court cases on record: 6 filed by the company. 4 are pending.
Gaurav Chit Fund was incorporated on 09 February 2012, making it 14+ years old. It is registered with the Registrar of Companies, Hyderabad.
The peers of Gaurav Chit Fund by revenue are Alpha Micro Finance Consultants Private Limited, Intellecash Microfinance Network Company Private Limited, Dia Vikas Capital Private Limited, Vijaysubham Benefit Fund Nidhi Limited, MGM Pushpam Chits Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Surender Chouthmal Jain ceased to be Director on 25 Sep 2020. Aarti Jain ceased to be Director on 11 Aug 2014. Preksha Jain ceased to be Director on 11 Aug 2014. Gaurav Chit Fund has 11 board changes on record in total.