Gaurav Credits Private Limited
About Gaurav Credits Private Limited
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Gaurav Credits Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 13 June 1986 and has been in existence for over 40 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74899DL1986PTC024483.
The company has an authorised share capital of ₹3.75 Cr and a paid-up capital of ₹3.6 Cr. It was formerly known as Gaurav Credits Ltd and Gaurav Credits Ltd. It is led by directors Kala Rathi and Ashita Rathi.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 3 – B Vandhna 11 Tolstoy Marg, New Delhi, Delhi, India – 110001.
As per the financials filed for FY 2025, the company reported a revenue of ₹5.03 Cr, a growth of 47% compared to the previous year. For the same year it recorded a net profit of ₹66.45 Lakh (net margin 13.2%) and EBITDA of ₹98.09 Lakh (EBITDA margin 19.5%). Revenue has grown at a compounded annual rate (CAGR) of 100% over three years and 31% over five years.
As per MCA filings, the company has satisfied charges of ₹64 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Name history
Gaurav Credits has undergone 3 name changes throughout its history. The company was previously known as Gaurav Credits Ltd, Gaurav Credits Ltd, and Gaurav Credits Pvt Ltd. The current legal name is Gaurav Credits Private Limited.
| Company Name | Status |
|---|---|
| Gaurav Credits Private Limited | Current |
| Gaurav Credits Ltd | Previous |
| Gaurav Credits Ltd | Previous |
| Gaurav Credits Pvt Ltd | Previous |
CIN history
Gaurav Credits has one previous CIN (Corporate Identification Number): U74899DL1986PLC024483. The current CIN is U74899DL1986PTC024483, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74899DL1986PTC024483 | Current |
| U74899DL1986PLC024483 | Previous |
Contact details
Gaurav Credits Private Limited's registered office is in New Delhi, Delhi. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address3 – B Vandhna 11 Tolstoy Marg, New Delhi, Delhi, India – 110001
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Gaurav Credits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Gaurav Credits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Gaurav Credits Private Limited, buy the company report.
Financials of Gaurav Credits Private Limited
FY 2025 filings availableGaurav Credits Private Limited reported revenue of ₹5.03 Cr (up 47% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 31% over five years, including 47% growth in the latest year. EBITDA fell 6% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹98.09 Lakh | ||||
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| Net Profit (PAT) | ₹66.45 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 19.5% | ||||
| Net Profit Margin | 13.2% | ||||
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To see the full financial statements and ratios of Gaurav Credits Private Limited, buy the company report.
Board of directors of Gaurav Credits Private Limited
Gaurav Credits has 2 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kala Rathi | Director | 24 Jun 2015 | 11 Years 4 Months | Current |
| Ashita Rathi | Director | 19 Sep 2009 | 17 Years 1 Months | Current |
Auditor
Gaurav Credits Private Limited is audited by H P GOEL & CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| H P GOEL & CO | FY 2023 | 000749N |
Shareholding
The shareholding of Gaurav Credits Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Gaurav Credits Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 15 Dec 2015 | 10611806 | Bmw India Financial Services Private Limited | ₹64 Lakh | Satisfied |
To see the full charge records of Gaurav Credits Private Limited, buy the company report.
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Gaurav Credits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Gaurav Credits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Gaurav Credits has 2 associated companies. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
GST
No GST registration is on our record for Gaurav Credits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Gaurav Credits Private Limited has 14 board changes on record since 1993: 8 appointments and 6 cessations. The latest: Rajeev Ranjan Tiwari ceased to be Director on 25 Mar 2024.
7 earlier events are in the company report.
Frequently asked questions
Gaurav Credits is an active private limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 13 June 1986 (40+ years old) and is registered under CIN U74899DL1986PTC024483.
Gaurav Credits has 2 current directors:
- Kala Rathi - Director
- Ashita Rathi - Director
The latest financial statements of Gaurav Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Gaurav Credits is U74899DL1986PTC024483. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Gaurav Credits was incorporated on 13 June 1986, making it 40+ years old. It is registered with the Registrar of Companies, Delhi.
Rajeev Ranjan Tiwari ceased to be Director on 25 Mar 2024. Bakshi Ram Aggarwal ceased to be Director on 15 Mar 2016. Rajeev Ranjan Tiwari was appointed as Director on 15 Feb 2016. Gaurav Credits has 14 board changes on record in total.
The registered office of Gaurav Credits is at 3 – B Vandhna 11 Tolstoy Marg, New Delhi, Delhi, India – 110001.
Gaurav Credits operates in the financial services industry, in the nbfc segment.
Gaurav Credits has no open charges and satisfied charges of ₹64 Lakh as per latest MCA filings.
The compliance status of Gaurav Credits is compliant as of 03 July 2026. The company is actively filing with the Registrar of Companies.
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