Geo Vpl Finance Limited - Company Profile

Q: Where is Geo Vpl Finance Limited headquartered?

Geo Vpl Finance Limited is headquartered at 161265, Geo Vpl Complex Near St. SebastianS Church, Thoppumpady, Cochin, Kerala, 682005.

Q: Who are the current directors of Geo Vpl Finance Limited?

The current directors of Geo Vpl Finance Limited are Valsa Lawrence, Jose Vailappallil Joseph, Kuttathiparambil George Lawrence, Sajin Francis, Pradeesh Lawrence, Julie Pradeesh, Dileep Kannanganat Prabhakaran.

It is a financial services public limited company based in Cochin, Kerala, India, established in 1995.

1995 Cochin, Kerala, India Active

Last Updated: January 06, 2026

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About Geo Vpl Finance Limited

Geo Vpl Finance Limited, a active public limited company, was established on 03 August 1995 in Cochin, Kerala, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: U65910KL1995PLC009306. Registered under ROC Roc Ernakulam. it is unlisted. It has an authorized capital of ₹17.50 Cr and a paid-up capital of ₹17.44 Cr.

Formerly known as Geo's V/P/L Financial Services Private Limited, V/P/L Financial Services Private Limited. It upholds a compliant status. Employing 247 professional, Its leadership includes Valsa Lawrence (Whole-Time Director), Jose Vailappallil Joseph (Director), Kuttathiparambil George Lawrence (Director). Past directors included Valsa Lawrence, Zacharias Pazhayachira Thekkathu, Jose Vailappallil Joseph. It holds ₹326.20 Cr open charges and ₹269.21 Cr settled loans. Its latest AGM occurred on 18 August 2025, with the balance sheet filed on 31 March 2025. It is based at 16/1265, Geo Vpl Complex Near St. Sebastian'S Church, Thoppumpady, Cochin, Kerala, 682005.

Company Details

CIN/LLPIN
U65910KL1995PLC009306
Registration Number
009306
Incorporation Date
03 August 1995
Authorized Capital
₹17.50 Cr
Paid-Up Capital
₹17.44 Cr
ROC Code
Roc Ernakulam
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 17.50 Cr as on 06-01-2026
Paid Up Capital ₹ 17.44 Cr as on 06-01-2026
Company Age 30 Year, 6 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 326.20 Cr as on 06-01-2026
Satisfied Charges ₹ 269.21 Cr as on 06-01-2026
Revenue Growth **** -9.14% (FY 2023)
Profit Growth **** -59.52% (FY 2023)
Ebitda **** -18.96% (FY 2023)
Net Worth 4.27% (FY 2023)
Total Assets **** 5.94% (FY 2023)

Comprehensive Company Insights

Explore comprehensive insights into Geo Vpl Finance Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Geo Vpl Finance Limited?

Current Directors

Name	Designation	Appointment Date	Status
Valsa Lawrence	Whole-Time Director	03 Aug 1995	Current
Jose Vailappallil Joseph	Director	02 May 2025	Current
Kuttathiparambil George Lawrence	Director	03 Aug 1995	Current
Sajin Francis	Cfo	29 Apr 2025	Current
Pradeesh Lawrence	Managing Director	03 Aug 1995	Current
Julie Pradeesh	Director	08 Jan 2019	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Director	01 Jan 2012	Past
Pramod Abcsdd	Director	16 Nov 2022	Past
Pramod Abcsdd	Additional Director	29 Sep 2023	Past
Pramod Abcsdd	Managing Director	25 Aug 2008	Past
Pramod Abcsdd	Whole-Time Director	18 Feb 2015	Past
Pramod Abcsdd	Whole-Time Director	25 Aug 2008	Past

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Financial Performance of Geo Vpl Finance.

Geo Vpl Finance Private Limited, for the financial year ended 2023, experienced Minor drop in revenue, with a 9.14% decrease. The company also saw a substantial fall in profitability, with a 59.52% decrease in profit. The company's net worth moved up by a moderate rise of 4.27%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

-9.14%

*******

Revenue from Operations

*******

-9.36%

*******

Total Assets

*******

5.94%

*******

Profit or Loss

*******

-59.52%

*******

Net Worth

*******

4.27%

*******

EBITDA

*******

-18.96%

*******

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What is the Ownership and Shareholding Structure of Geo Vpl Finance?

In 2023, Geo Vpl Finance had a promoter holding of 100.00%. The company had 1 Subsidiary. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹3,262,027,196.00

Satisfied Charges

₹2,692,095,575.00

Charges Breakdown by Lending Institutions

Others : 179.20 Cr
State Bank Of India : 129.00 Cr
The South Indian Bank Limited : 15.00 Cr
Tata Capital Financial Services Limited : 3.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
02 Dec 2025	Others	₹10.00 Cr	Open
23 Oct 2025	Others	₹1.21 Cr	Open
30 Sep 2025	Others	₹3.00 Cr	Open
26 Sep 2025	Others	₹1.01 Cr	Open
10 Sep 2025	Others	₹10.00 Cr	Open

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How Many Employees Work at Geo Vpl Finance?

Geo Vpl Finance has a workforce of 247 employees as of May 15, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Geo Vpl Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Geo Vpl Finance's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Geo Vpl Finance

Recent Activity within the Organization

Charges

The activity A charge with Others amounted to Rs. 10.00 Cr with Charge ID 101199798 was registered on 02 Dec 2025. was completed.
02 Dec 2025
Charges

A charge with Others of Rs. 3.00 Cr registered on 30 Sep 2025 with Charge ID 101171335 was modified on 03 Nov 2025. was recorded as a recent event.
03 Nov 2025
Charges

A charge with Others amounted to Rs. 1.21 Cr with Charge ID 101182458 was registered on 23 Oct 2025. was recorded as a recent event.
23 Oct 2025
Charges

Progress on A charge registered on 21 Oct 2020 via Charge ID 100385556 with Others was fully satisfied on 21 Oct 2025. was documented.
21 Oct 2025
Charges

A charge with Others amounted to Rs. 3.00 Cr with Charge ID 101171335 was registered on 30 Sep 2025. was recorded as a recent event.
30 Sep 2025
Charges

The activity A charge with Others amounted to Rs. 1.01 Cr with Charge ID 101170647 was registered on 26 Sep 2025. was completed.
26 Sep 2025

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