About Geojit Credits Private Limited
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Geojit Credits Private Limited is a private limited company based in Kochi, Kerala, India, a subsidiary of Geojit Financial Services Limited. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 10 July 1991 and has been in existence for over 35 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65910KL1991PTC006106. Its GSTIN is 32AABCA9446J1ZN (Kerala).
The company has an authorised share capital of ₹140 Cr and a paid-up capital of ₹139.92 Cr. It was formerly known as Asr Financing and Leasing Private Limited. It is led by directors including Chenayappillil John George (Managing Director) and Vimala Jose.
Its last annual general meeting (AGM) was held on 18 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 2 Floor 34/659 – P Civil Line Road Padivattom, Kochi, Kerala, India – 682024.
As per the financials filed for FY 2024, the company reported a revenue of ₹5.38 Cr, a growth of 38% compared to the previous year. For the same year it recorded a net profit of ₹6.39 Lakh (net margin 1.2%) and EBITDA of ₹4.1 Cr (EBITDA margin 76.3%). Revenue has grown at a compounded annual rate (CAGR) of 69% over three years and 28% over five years.
The company has about 5 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹10 Cr and satisfied charges of ₹175 Cr on record. Court records list 5 cases involving the company, including 5 filed by the company; 2 cases are pending. The company has 7 deals on record (4 secondary share transfers, 3 funding rounds), with disclosed funding of ₹122.96 Cr; the latest was in August 2019. Its 4 peer companies in the BFSI industry (Large NBFC, Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies), with the same principal business activity (other financial activities) are compared by revenue, 1 larger and 3 smaller; the largest is Yvu Financial Services Private Limited with revenue of ₹5.39 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website geojitcredits.com.
Company details
Contact details
Geojit Credits Private Limited's registered office is in Kochi, Kerala. Its website is geojitcredits.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered Address2 Floor 34/659 – P Civil Line Road Padivattom, Kochi, Kerala, India – 682024
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Geojit Credits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Geojit Credits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Geojit Credits Private Limited, buy the company report.
Financials of Geojit Credits Private Limited
FY 2025 filings availableGeojit Credits Private Limited reported revenue of ₹5.38 Cr (up 38% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 28% over five years, including 38% growth in the latest year. EBITDA rose 34% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Total Expenses | |||||
| EBITDA | ₹4.1 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹6.39 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 76.3% | ||||
| Net Profit Margin | 1.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
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To see the full financial statements and ratios of Geojit Credits Private Limited, buy the company report.
Board of directors of Geojit Credits Private Limited
Geojit Credits has 3 current directors and 21 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Chenayappillil John George Also directs: Geojit Financial Services Limited, Kerala State Industrial Development Corpn Ltd, Geojit Investments Limited and 1 more | Managing Director | 11 Jan 2005 | 21 Years 9 Months | Current |
| Vimala Jose | Director | 28 Mar 2023 | 3 Years 7 Months | Current |
| Rajesh Jacob | Nominee Director | 16 Oct 2024 | 2 Years 0 Months | Current |
Peer comparison
Geojit Credits Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Large NBFC, Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Yvu Financial Services Private Limited | ₹5.39 Cr (FY 2025) | 14.0% | Thoubal, Manipur, India | |||
| Geojit Credits Private Limitedthis company | ₹5.38 Cr (FY 2024) | ₹6.39 Lakh | 1.2% | 38.0% | 5 | Kochi, Kerala, India |
| Regency Finvest Pvt Ltd | ₹5.37 Cr (FY 2025) | 3921.0% | Kolkata, West Bengal, India | |||
| SGK Finvest Private Limited | ₹5.36 Cr (FY 2025) | 25.0% | Indore, Madhya Pradesh, India | |||
| Kunal Finance & Credit Pvt Ltd | ₹5.36 Cr (FY 2025) | 272.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Geojit Credits Private Limited, buy the company report.
Auditor
Geojit Credits Private Limited is audited by Balan & Co. for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Balan & Co. | FY 2019 | 0340S |
Shareholding
The shareholding of Geojit Credits Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Geojit Credits Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 21 Mar 2025 | 101077045 | Others | ₹10 Cr | Open | |
| 13 Feb 2024 | 100881278 | Others | ₹50 Cr | Satisfied | |
| 28 Feb 2013 | 10413821 | The South Indian Bank Limited | ₹25 Cr | Satisfied | |
| 17 Jan 2013 | 10405558 | The Federal Bank Ltd | ₹25 Cr | Satisfied | |
| 14 Mar 2012 | 10346689 | Indusind Bank Ltd. | ₹25 Cr | Satisfied |
To see the full charge records of Geojit Credits Private Limited, buy the company report.
Total charge records: 8 View all charges
Deals & funding
Geojit Credits Private Limited has 7 deals on record (4 secondary share transfers, 3 funding rounds), with disclosed funding of ₹122.96 Cr; the latest was in August 2019.
Deals on record (5 of 7)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Aug 2019 | Secondary share transfer | Undisclosed | Buyer: Geojit Investment Services Limited Seller: Geojit Financial Management Services Private Limited |
| Mar 2014 | Funding round | ₹102.5 Cr | Investors: Geojit Financial Services Limited , Geojit Financial Management Services Private Limited , an individual |
| Mar 2009 | Secondary share transfer | Undisclosed | Buyer: 2 individuals Seller: 2 individuals |
| Jun 2007 | Secondary share transfer | Undisclosed | Buyer: 2 individuals Seller: an individual |
| Apr 2007 | Funding round | ₹46 Lakh | Investors: Geojit Financial Services Limited |
To see the full deal history of Geojit Credits Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Geojit Credits Private Limited has 5 court cases on record: 5 filed by Geojit Credits. 2 cases are pending and 3 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 3 | 0 | 1 |
| District courts | 2 | 0 | 1 |
Cases on record (5 of 5)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Kerala | Writ petition | Filed by the company against National Spot Exchange Limited and 4 others | Pending |
| Bombay High Court | Court case (CHS) | Filed by the company against Geofin Comtrade Ltd and 1 other | Disposed |
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against Geofin Comtrade Limited and 6 others | Disposed |
| District court, Ernakulam, Kerala | Criminal complaint | Filed by the company against an individual | Pending |
| High Court | Writ petition | Filed by the company against State of Kerala and 5 others | Disposed |
To see the full case history of Geojit Credits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Geojit Credits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Geojit Credits Private Limited has a workforce of 5 employees on its EPFO records as of Apr 08, 2024, across 1 active EPFO establishment.
GST
Geojit Credits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AABCA9446J1ZN | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Geojit Credits Private Limited, buy the company report.
Recent activity
Geojit Credits Private Limited has 39 board changes on record since 2005: 21 appointments and 18 cessations. The latest: Radhakrishna Nair ceased to be Director on 24 Oct 2025.
47 earlier events are in the company report.
News
Frequently asked questions
Geojit Credits is an active private limited company based in Kochi, Kerala, India. The company works in nbfc, within the financial services industry. It was incorporated on 10 July 1991 (35+ years old) and is registered under CIN U65910KL1991PTC006106.
Geojit Credits has 3 current directors:
- Chenayappillil John George - Managing Director
- Vimala Jose - Director
- Rajesh Jacob - Nominee Director
The latest financial statements of Geojit Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 18 July 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Geojit Credits is 32AABCA9446J1ZN, registered in Kerala.
The CIN (Corporate Identification Number) of Geojit Credits is U65910KL1991PTC006106. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Geojit Credits has 5 court cases on record: 5 filed by the company. 2 are pending. Most are in the high courts.
Geojit Credits was incorporated on 10 July 1991, making it 35+ years old. It is registered with the Registrar of Companies, Ernakulam.
Geojit Credits has 7 deals on record (4 secondary share transfers, 3 funding rounds), with disclosed funding of ₹122.96 Cr; the latest was in August 2019.
The peers of Geojit Credits by revenue are Yvu Financial Services Private Limited, Regency Finvest Pvt Ltd, SGK Finvest Private Limited, Kunal Finance & Credit Pvt Ltd, all in the BFSI industry (Large NBFC, Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies), with the same principal business activity (other financial activities).
Radhakrishna Nair ceased to be Director on 24 Oct 2025. Aravindakshan ceased to be Nominee Director on 16 Oct 2024. Rajesh Jacob was appointed as Nominee Director on 16 Oct 2024. Geojit Credits has 39 board changes on record in total.
Geojit Credits can be reached through the website geojitcredits.com. Its registered office is in Kochi, Kerala, India.
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