Gian Finance Ltd - financial services in Kolkata, West Bengal, India. FY 2026 financials & compliance.
CIN U65921WB1982PLC035309 Incorporated 04 October 1982 ROC Kolkata HQ Kolkata, West Bengal, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2025
₹1.57 Cr
▲ 16% YoY
Net profit · FY 2025
₹34.97 Lakh
Net margin 22.2%
EBITDA · FY 2025
₹97 Lakh
EBITDA margin 61.7%
Authorised capital
₹5.4 Cr
Registered with MCA
Paid-up capital
₹1.9 Cr
Issued & subscribed
Satisfied charges
₹1.11 Cr
No open charges
Company age
44 yrs
Est. 1982
Directors on board
3
As per MCA filings

About Gian Finance Ltd

Data last updated:

Gian Finance Ltd is a public limited company based in Kolkata, West Bengal, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 04 October 1982 and has been in existence for over 44 years.

The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65921WB1982PLC035309.

The company has an authorised share capital of ₹5.4 Cr and a paid-up capital of ₹1.9 Cr. It was formerly known as Gian Finance Private Ltd. It is led by directors including Rohit Jain and Ranjana Devi Jain.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 207 Maharshi Debendra Road 4th Floor Room Number 73A, Kolkata, West Bengal, India – 700007.

As per the financials filed for FY 2025, the company reported a revenue of ₹1.57 Cr, a growth of 16% compared to the previous year. For the same year it recorded a net profit of ₹34.97 Lakh (net margin 22.2%) and EBITDA of ₹97 Lakh (EBITDA margin 61.7%). Revenue has declined at a compounded annual rate (CAGR) of 27% over three years and 10% over five years.

As per MCA filings, the company has satisfied charges of ₹1.11 Cr on record. Court records list 13 cases involving the company, including 11 filed by the company and 2 filed against it; 1 case is pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65921WB1982PLC035309
Registration Number 035309
Incorporation Date 04 October 1982
ROC Kolkata
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

CIN history

Gian Finance has one previous CIN (Corporate Identification Number): U65921WB1982PTC035309. The current CIN is U65921WB1982PLC035309, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U65921WB1982PLC035309Current
U65921WB1982PTC035309Previous

Contact details

Gian Finance Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    207 Maharshi Debendra Road 4th Floor Room Number 73A, Kolkata, West Bengal, India – 700007
  • Industry
    Financial Services, Investment & Credit NBFC, NBFC

To see the full contact details of Gian Finance Ltd, buy the company report.

Comprehensive company report
Gian Finance Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Gian Finance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Gian Finance Ltd, buy the company report.

Financials of Gian Finance Ltd

FY 2025 filings available

Gian Finance Ltd reported revenue of ₹1.57 Cr (up 16% YoY) for FY 2025.

Revenue · FY 2025
₹1.57 Cr ▲ 16%
Net profit · FY 2025
₹34.97 Lakh margin 22.2%
EBITDA · FY 2025
₹97 Lakh margin 61.7%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 16%
3 years · compounded
▼ 27%
5 years · compounded
▼ 10%
EBITDA CAGR growth
1 year
▲ 32%
3 years · compounded
▼ 34%
5 years · compounded
▼ 12%

Revenue rose 16% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 10%. EBITDA rose 32% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹97 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹34.97 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin61.7%
Net Profit Margin22.2%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Gian Finance Ltd, buy the company report.

Board of directors of Gian Finance Ltd

Gian Finance has 3 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Rohit JainDirector07 Feb 20224 Years 9 MonthsCurrent
Ranjana Devi JainDirector20 Jun 201511 Years 4 MonthsCurrent
Manisha JainDirector07 Feb 20224 Years 9 MonthsCurrent

Peer comparison

Gian Finance Ltd is compared with the 5 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Adhikar Microfinance Private Limited₹1.58 Cr (FY 2024)-66.0%Bhubaneswar, Odisha, India
Saral Home Finance Limited₹1.57 Cr (FY 2025)-37.0%New Delhi, Delhi, India
Gems Commercial Co Ltd₹1.57 Cr (FY 2019)40.0%Kolkata, West Bengal, India
Gian Finance Ltdthis company₹1.57 Cr (FY 2025)₹34.97 Lakh22.2%16.0%Kolkata, West Bengal, India
Dream Fincap Private Limited₹1.57 Cr (FY 2025)-31.0%Kishangarh, Rajasthan, India
Divya Secfin Private Limited₹1.57 Cr (FY 2025)-9.0%Kolkata, West Bengal, India

To see the full peer comparison of Gian Finance Ltd, buy the company report.

Auditor

Gian Finance Ltd is audited by PATNI PK AND CO for the financial year 2023.

Auditor firmFinancial yearFirm registration number
PATNI PK AND COFY 2023030021N

Shareholding

The shareholding of Gian Finance Ltd is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Gian Finance Ltd, buy the company report.

Charges & borrowings

Open charges
None
Satisfied charges
₹1.11 Cr
Breakdown by lending institutions
Tata Capital Housing Finance Limited₹1.11 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
28 Aug 2019100284638Tata Capital Housing Finance Limited₹1.11 CrSatisfied

To see the full charge records of Gian Finance Ltd, buy the company report.

Total charge records: 1 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Gian Finance Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Gian Finance Ltd; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Gian Finance Ltd has 12 board changes on record since 2010: 3 appointments and 9 cessations. The latest: Manisha Jain was appointed as Director on 07 Feb 2022.

AGM
Gian Finance Ltd last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Gian Finance Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata I.
Appointed
Manisha Jain was appointed as Director.
Ceased
Motilal Saraogi ceased to be Director.
Ceased
Rishi Jain ceased to be Director.
Appointed
Rohit Jain was appointed as Director.
Ceased
Raj Kumar Jain ceased to be Director.
Charges
A charge registered on 28 Aug 2019 via Charge ID 100284638 with Tata Capital Housing Finance Limited was fully satisfied on 21 Oct 2020.
Charges
A charge with Tata Capital Housing Finance Limited amounted to Rs. 1.11 Cr with Charge ID 100284638 was registered on 28 Aug 2019.
Ceased
Firoz Khan ceased to be Additional Director.
Ceased
Manisha Jain ceased to be Director.
Ceased
Rashmi Jain ceased to be Director.

5 earlier events are in the company report.

Frequently asked questions

Gian Finance is an active public limited company based in Kolkata, West Bengal, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 04 October 1982 (44+ years old) and is registered under CIN U65921WB1982PLC035309.

Gian Finance has 3 current directors:

The latest financial statements of Gian Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Gian Finance is U65921WB1982PLC035309. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Gian Finance has 13 court cases on record: 11 filed by the company and 2 filed against it. 1 is pending. Most are in the high courts.

Gian Finance was incorporated on 04 October 1982, making it 44+ years old. It is registered with the Registrar of Companies, Kolkata.

The peers of Gian Finance by revenue are Adhikar Microfinance Private Limited, Saral Home Finance Limited, Gems Commercial Co Ltd, Dream Fincap Private Limited, Divya Secfin Private Limited, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).

Manisha Jain was appointed as Director on 07 Feb 2022. Motilal Saraogi ceased to be Director on 07 Feb 2022. Rishi Jain ceased to be Director on 07 Feb 2022. Gian Finance has 12 board changes on record in total.

The registered office of Gian Finance is at 207 Maharshi Debendra Road 4th Floor Room Number 73A, Kolkata, West Bengal, India – 700007.

Gian Finance operates in the financial services industry, in the investment and credit nbfc segment.

Gian Finance has no open charges and satisfied charges of ₹1.11 Cr as per latest MCA filings.