
Gloria Credit & Commerce Pvt Ltd.
About Gloria Credit & Commerce Pvt Ltd.
Data last updated:
Gloria Credit & Commerce Pvt Ltd. is a private limited company based in Bargarh, Odisha, India. It operates in the real estate marketing and sales segment of the real estate and construction sector. It was incorporated on 12 January 1989 and has been in existence for over 37 years.
The company is registered with the Registrar of Companies (ROC), Cuttack, under CIN U15143OR1989PTC032787.
The company has an authorised share capital of ₹85 Lakh and a paid-up capital of ₹82.92 Lakh. It is led by directors Shiba Kumar Agrawal and Paban Kumar Agrawal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Ward No. 19 Railway Station Road, Bargarh, Odisha, India – 768028.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.24 Cr, a growth of 144% compared to the previous year. For the same year it recorded a net profit of ₹11.85 Lakh (net margin 9.6%) and EBITDA of ₹15.93 Lakh (EBITDA margin 12.9%). Revenue has grown at a compounded annual rate (CAGR) of 63% over three years and 60% over five years.
As per MCA filings, the company has open charges of ₹68.33 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Gloria Credit & Commerce has one previous CIN (Corporate Identification Number): U15143WB1989PTC045976. The current CIN is U15143OR1989PTC032787, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U15143OR1989PTC032787 | Current |
| U15143WB1989PTC045976 | Previous |
Contact details
Gloria Credit & Commerce Pvt Ltd.'s registered office is in Bargarh, Odisha. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressWard No. 19 Railway Station Road, Bargarh, Odisha, India – 768028
- IndustryReal Estate and Construction, Real Estate Marketing & Sales
To see the full contact details of Gloria Credit & Commerce Pvt Ltd., buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Gloria Credit & Commerce is trade. In detail, this covers retail trading.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| G | Trade | G2 | Retail Trading |
To see the full business activity and turnover split of Gloria Credit & Commerce Pvt Ltd., buy the company report.
Financials of Gloria Credit & Commerce Pvt Ltd.
FY 2025 filings availableGloria Credit & Commerce Pvt Ltd. reported revenue of ₹1.24 Cr (up 144% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 60% over five years, including 144% growth in the latest year. EBITDA rose 18% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹15.93 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹11.85 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 12.9% | ||||
| Net Profit Margin | 9.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Gloria Credit & Commerce Pvt Ltd., buy the company report.
Board of directors of Gloria Credit & Commerce Pvt Ltd.
Gloria Credit & Commerce has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shiba Kumar Agrawal | Director | 03 Dec 2009 | 16 Years 11 Months | Current |
| Paban Kumar Agrawal | Director | 03 Dec 2009 | 16 Years 11 Months | Current |
Auditor
Gloria Credit & Commerce Pvt Ltd. is audited by P A M M AND ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| P A M M AND ASSOCIATES | FY 2023 | 329181E |
Shareholding
The shareholding of Gloria Credit & Commerce Pvt Ltd. is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Gloria Credit & Commerce Pvt Ltd., buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 14 May 2019 | 100272927 | Hdfc Bank Limited | ₹68.33 Cr | Open |
To see the full charge records of Gloria Credit & Commerce Pvt Ltd., buy the company report.
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Gloria Credit & Commerce Pvt Ltd. are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Gloria Credit & Commerce Pvt Ltd.; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Gloria Credit & Commerce has 1 associated company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
GST
No GST registration is on our record for Gloria Credit & Commerce Pvt Ltd.; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Gloria Credit & Commerce Pvt Ltd. has 6 board changes on record since 2008: 2 appointments and 4 cessations. The latest: Paras Bachhwat ceased to be Director on 11 Mar 2011.
Frequently asked questions
Gloria Credit & Commerce is an active private limited company based in Bargarh, Odisha, India. The company works in real estate marketing and sales, within the real estate and construction industry. It was incorporated on 12 January 1989 (37+ years old) and is registered under CIN U15143OR1989PTC032787.
Gloria Credit & Commerce has 2 current directors:
- Shiba Kumar Agrawal - Director
- Paban Kumar Agrawal - Director
The latest financial statements of Gloria Credit & Commerce on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Gloria Credit & Commerce is U15143OR1989PTC032787. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Gloria Credit & Commerce was incorporated on 12 January 1989, making it 37+ years old. It is registered with the Registrar of Companies, Cuttack.
Paras Bachhwat ceased to be Director on 11 Mar 2011. Srikant ceased to be Director on 11 Mar 2011. Paban Kumar Agrawal was appointed as Director on 03 Dec 2009. Gloria Credit & Commerce has 6 board changes on record in total.
The registered office of Gloria Credit & Commerce is at Ward No. 19 Railway Station Road, Bargarh, Odisha, India – 768028.
Gloria Credit & Commerce operates in the real estate and construction industry, in the real estate marketing and sales segment.
Gloria Credit & Commerce has open charges of ₹68.33 Cr and no satisfied charges on record as per latest MCA filings.
The compliance status of Gloria Credit & Commerce is compliant as of 22 September 2026. The company is actively filing with the Registrar of Companies.

