GMJ Chits India Private Limited
About GMJ Chits India Private Limited
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GMJ Chits India Private Limited is a private limited company based in Ernakulam, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 29 December 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2014PTC037719.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹7.5 Lakh. It is led by directors including Palliparanpil Chandrasekharan Jayan (Managing Director) and Mathew Muraliyil Poulse.
Its last annual general meeting (AGM) was held on 01 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at XII/149 C N P K Building Velookara Karimukal P O, Ernakulam, Kerala, India – 682303.
As per the financials filed for FY 2025, the company reported a revenue of ₹16.75 Lakh, a growth of 2% compared to the previous year. For the same year it recorded a net profit of ₹44,426 (net margin 2.7%) and EBITDA of ₹68,636 (EBITDA margin 4.1%). Revenue has grown at a compounded annual rate (CAGR) of 16% over three years and 5% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
GMJ Chits India Private Limited's registered office is in Ernakulam, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressXII/149 C N P K Building Velookara Karimukal P O, Ernakulam, Kerala, India – 682303
- IndustryFinancial Services, Financial Activities
To see the full contact details of GMJ Chits India Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of GMJ Chits India is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of GMJ Chits India Private Limited, buy the company report.
Financials of GMJ Chits India Private Limited
FY 2025 filings availableGMJ Chits India Private Limited reported revenue of ₹16.75 Lakh (up 2% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 5% over five years, including 2% growth in the latest year. EBITDA rose 21% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹68,636 | ||||
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| Net Profit (PAT) | ₹44,426 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 4.1% | ||||
| Net Profit Margin | 2.7% | ||||
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To see the full financial statements and ratios of GMJ Chits India Private Limited, buy the company report.
Board of directors of GMJ Chits India Private Limited
GMJ Chits India has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Palliparanpil Chandrasekharan Jayan Also directs: Hiranmaya Chits India Private Limited, GMJ Nidhi Limited | Managing Director | 29 Dec 2014 | 11 Years 10 Months | Current |
| Mathew Muraliyil Poulse Also directs: Hiranmaya Chits India Private Limited, GMJ Nidhi Limited | Director | 29 Dec 2014 | 11 Years 10 Months | Current |
| Mohayil Ramakrishna Panicker Girish Kumar Also directs: Hiranmaya Chits India Private Limited, GMJ Nidhi Limited | Director | 29 Dec 2014 | 11 Years 10 Months | Current |
Peer comparison
GMJ Chits India Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Aks Finman Private Limited | ₹16.76 Lakh (FY 2025) | -6.0% | Chandigarh, India | |||
| NPV Commercial Private Limited | ₹16.76 Lakh (FY 2025) | -7.0% | Kolkata, West Bengal, India | |||
| Shelly Chit and Finance Private Limited | ₹16.75 Lakh (FY 2024) | -14.0% | Delhi, India | |||
| Mulanthuruthy Chits Private Limited | ₹16.75 Lakh (FY 2017) | 680792.0% | Ernakulam, Kerala, India | |||
| Bhagyalakshmi Chits Private Limited | ₹16.75 Lakh (FY 2025) | -6.0% | Puducherry, India | |||
| GMJ Chits India Private Limitedthis company | ₹16.75 Lakh (FY 2025) | ₹44,426 | 2.7% | 2.0% | Ernakulam, Kerala, India | |
| Ratel Capital Private Limited | ₹16.74 Lakh (FY 2024) | Latur, Maharashtra, India | ||||
| Saaf International Forex Private Limited | ₹16.74 Lakh (FY 2025) | 3382.0% | Ernakulam, Kerala, India | |||
| U S G Holdings Pvt.Ltd. | ₹16.74 Lakh (FY 2024) | 4.0% | Ps Magra, West Bengal, India | |||
| SB Fin Private Limited | ₹16.74 Lakh (FY 2024) | 5.0% | Rajahmundry, Andhra Pradesh, India | |||
| St. Sebastian's Kuries Limited | ₹16.74 Lakh (FY 2025) | 17.0% | Thrissur, Kerala, India |
To see the full peer comparison of GMJ Chits India Private Limited, buy the company report.
Auditor
GMJ Chits India Private Limited is audited by Thajudeen & Associates for the financial year 2016.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Thajudeen & Associates | FY 2016 | 004349S |
Shareholding
The shareholding of GMJ Chits India Private Limited is on record for 3 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of GMJ Chits India Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving GMJ Chits India Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for GMJ Chits India Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for GMJ Chits India Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
GMJ Chits India Private Limited has 3 board changes on record since 2014: 3 appointments. The latest: Mathew Muraliyil Poulse was appointed as Director on 29 Dec 2014.
Frequently asked questions
GMJ Chits India is an active private limited company based in Ernakulam, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 29 December 2014 (12+ years old) and is registered under CIN U65992KL2014PTC037719.
GMJ Chits India has 3 current directors:
- Palliparanpil Chandrasekharan Jayan - Managing Director
- Mathew Muraliyil Poulse - Director
- Mohayil Ramakrishna Panicker Girish Kumar - Director
The latest financial statements of GMJ Chits India on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 01 August 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of GMJ Chits India is U65992KL2014PTC037719. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
GMJ Chits India was incorporated on 29 December 2014, making it 12+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of GMJ Chits India by revenue are Aks Finman Private Limited, NPV Commercial Private Limited, Shelly Chit and Finance Private Limited, Mulanthuruthy Chits Private Limited, Bhagyalakshmi Chits Private Limited and 5 more, all in the same principal business activity (other financial activities).
Mathew Muraliyil Poulse was appointed as Director on 29 Dec 2014. Mohayil Ramakrishna Panicker Girish Kumar was appointed as Director on 29 Dec 2014. Palliparanpil Chandrasekharan Jayan was appointed as Managing Director on 29 Dec 2014.
The registered office of GMJ Chits India is at XII149 C N P K Building Velookara Karimukal P O, Ernakulam, Kerala, India – 682303.
GMJ Chits India operates in the financial services industry, in the financial activities segment.
The compliance status of GMJ Chits India is compliant as of 27 August 2026. The company is actively filing with the Registrar of Companies.
GMJ Chits India can be reached at its registered office: XII149 C N P K Building Velookara Karimukal P O, Ernakulam, Kerala, India – 682303.
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