Gosri Chit Funds Pvt Ltd
About Gosri Chit Funds Pvt Ltd
Data last updated:
Gosri Chit Funds Pvt Ltd is a private limited company based in Kochi, Kerala, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 15 March 1972 and has been in existence for over 54 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1972PTC002408.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹15 Lakh. It is led by directors including Babu Antony and Tojo Jose.
Its last annual general meeting (AGM) was held on 26 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No.41/3646 C Providence Plaza Providence Road, Kochi, Kerala, India – 682018.
As per the financials filed for FY 2025, the company reported a revenue of ₹5.41 Lakh, a decline of 21% compared to the previous year. For the same year it recorded a net loss of ₹29,937 (net margin -5.5%) and EBITDA of ₹30,573 (EBITDA margin 5.6%). Revenue has declined at a compounded annual rate (CAGR) of 21% over three years and 12% over five years.
Court records list 12 cases involving the company, including 8 filed by the company and 4 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Gosri Chit Funds Pvt Ltd's registered office is in Kochi, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressDoor No.41/3646 C Providence Plaza Providence Road, Kochi, Kerala, India – 682018
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Gosri Chit Funds Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Gosri Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Gosri Chit Funds Pvt Ltd, buy the company report.
Financials of Gosri Chit Funds Pvt Ltd
FY 2025 filings availableGosri Chit Funds Pvt Ltd reported revenue of ₹5.41 Lakh (down 21% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 12% over five years, including a 21% fall in the latest year. EBITDA rose 161% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹30,573 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹29,937 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 5.6% | ||||
| Net Profit Margin | -5.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Gosri Chit Funds Pvt Ltd, buy the company report.
Board of directors of Gosri Chit Funds Pvt Ltd
Gosri Chit Funds has 4 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Babu Antony Also directs: Gosri Commercial Chits Private Limited | Director | 30 Sep 2023 | 3 Years 1 Months | Current |
| Tojo Jose | Director | 25 Apr 2022 | 4 Years 6 Months | Current |
| Palathingal Manuel George Also directs: Gosri Commercial Chits Private Limited, Manuelsons Hotels Pvt Ltd | Director | 25 Apr 2022 | 4 Years 6 Months | Current |
| Chalackal Antony Kurian Also directs: Gosri Commercial Chits Private Limited | Director | 15 Nov 1997 | 28 Years 11 Months | Current |
Auditor
Gosri Chit Funds Pvt Ltd is audited by JOSEPH SEBASTIAN & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| JOSEPH SEBASTIAN & CO | FY 2021 | 010964S |
Shareholding
The shareholding of Gosri Chit Funds Pvt Ltd is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Gosri Chit Funds Pvt Ltd, buy the company report.
Legal cases
Gosri Chit Funds Pvt Ltd has 12 court cases on record: 8 filed by Gosri Chit Funds, 4 filed against it. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 8 | 0 | 0 |
| High courts | 4 | 4 | 0 |
Cases on record (5 of 12)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Ernakulam, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| High Court of Kerala | Writ petition | Filed against the company | Disposed |
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against an individual | Disposed |
| District court, Ernakulam, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Ernakulam, Kerala | Execution petition | Filed by the company against an individual | Disposed |
To see the full case history of Gosri Chit Funds Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Gosri Chit Funds Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Gosri Chit Funds has 1 associated company. This group structure data is as of FY 2021. The table lists each entity with its relationship and holding.
GST
No GST registration is on our record for Gosri Chit Funds Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Gosri Chit Funds Pvt Ltd has 13 board changes on record since 1997: 4 appointments and 9 cessations. The latest: Babu Antony ceased to be Additional Director on 29 Sep 2024.
4 earlier events are in the company report.
Frequently asked questions
Gosri Chit Funds is an active private limited company based in Kochi, Kerala, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 15 March 1972 (54+ years old) and is registered under CIN U65992KL1972PTC002408.
Gosri Chit Funds has 4 current directors:
- Babu Antony - Director
- Tojo Jose - Director
- Palathingal Manuel George - Director
- Chalackal Antony Kurian - Director
The latest financial statements of Gosri Chit Funds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 August 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Gosri Chit Funds is U65992KL1972PTC002408. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Gosri Chit Funds has 12 court cases on record: 8 filed by the company and 4 filed against it. Most are in the district courts.
Gosri Chit Funds was incorporated on 15 March 1972, making it 54+ years old. It is registered with the Registrar of Companies, Ernakulam.
Babu Antony ceased to be Additional Director on 29 Sep 2024. Babu Antony was appointed as Director on 30 Sep 2023. Rosamma Jose Manavalan ceased to be Director on 24 Aug 2022. Gosri Chit Funds has 13 board changes on record in total.
The registered office of Gosri Chit Funds is at Door No.413646 C Providence Plaza Providence Road, Kochi, Kerala, India – 682018.
Gosri Chit Funds operates in the financial services industry, in the diversified financial services segment.
The compliance status of Gosri Chit Funds is compliant as of 06 September 2026. The company is actively filing with the Registrar of Companies.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
