Graiviti Microcredit Foundation
About Graiviti Microcredit Foundation
Data last updated:
Graiviti Microcredit Foundation is a private not for profit company based in Zamania, Uttar Pradesh, India. It operates in the social services and community development segment of the non-profit sector. It was incorporated on 29 September 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U85320UP2016NPL086767.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Narendra Kumar and Rama Kant.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Hetimpura Zamania, 146 – Ghazipur, Uttar Pradesh, India – 232329.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.32 Lakh, a growth of 64% compared to the previous year. For the same year it recorded a net profit of ₹21,919 (net margin 5.1%) and EBITDA of ₹21,155 (EBITDA margin 4.9%). Revenue has declined at a compounded annual rate (CAGR) of 56% over three years and 1% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Graiviti Microcredit Foundation's registered office is in Zamania, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressHetimpura Zamania, 146 – Ghazipur, Uttar Pradesh, India – 232329
- IndustryNon-Profit Organizations, Social Work, Social Work Activities Without Accommodation
To see the full contact details of Graiviti Microcredit Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Graiviti Microcredit Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Graiviti Microcredit Foundation, buy the company report.
Financials of Graiviti Microcredit Foundation
FY 2025 filings availableGraiviti Microcredit Foundation reported revenue of ₹4.32 Lakh (up 64% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 64% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 1%. EBITDA rose 147% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹21,155 | ||||
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| Net Profit (PAT) | ₹21,919 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 4.9% | ||||
| Net Profit Margin | 5.1% | ||||
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To see the full financial statements and ratios of Graiviti Microcredit Foundation, buy the company report.
Board of directors of Graiviti Microcredit Foundation
Graiviti Microcredit Foundation has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Narendra Kumar | Director | 18 Dec 2018 | 7 Years 10 Months | Current |
| Rama Kant | Director | 18 Aug 2018 | 8 Years 2 Months | Current |
Peer comparison
Graiviti Microcredit Foundation is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Godham Mutual Nidhi Limited | ₹4.32 Lakh (FY 2021) | -50.0% | Naugarh, Uttar Pradesh, India | |||
| Stenly Credit Capital Limited | ₹4.32 Lakh (FY 2025) | 37.0% | Kanpur, Uttar Pradesh, India | |||
| Muthalamman Chits Private Limited | ₹4.32 Lakh (FY 2019) | 6763.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Need Equity for Equity Foundation | ₹4.32 Lakh (FY 2024) | 88.0% | New Delhi, Delhi, India | |||
| Shri Shivabodharang Chits Private Limited | ₹4.32 Lakh (FY 2024) | 368.0% | Mudalgi, Karnataka, India | |||
| Graiviti Microcredit Foundationthis company | ₹4.32 Lakh (FY 2025) | ₹21,919 | 5.1% | 64.0% | Zamania, Uttar Pradesh, India | |
| Rishigramin Nidhi Limited | ₹4.31 Lakh (FY 2025) | -84.0% | Narender Nagar, Uttarakhand, India | |||
| TPL Hari Chits Private Limited | ₹4.31 Lakh (FY 2024) | Hosur, Tamil Nadu, India | ||||
| Devnath Merchandise Private Limited | ₹4.31 Lakh (FY 2025) | -41.0% | Kolkata, West Bengal, India | |||
| Sri Mangalam Chit Funds (Nellai) Private Limited | ₹4.31 Lakh (FY 2024) | 9.0% | Tirunelveli, Tamil Nadu, India | |||
| Kailashdham Shoppers Private Limited | ₹4.31 Lakh (FY 2016) | 1820.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Graiviti Microcredit Foundation, buy the company report.
Auditor
Graiviti Microcredit Foundation is audited by PANDEY & SINGH for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| PANDEY & SINGH | FY 2017 | 026279N |
Shareholding
The shareholding of Graiviti Microcredit Foundation is on record for FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Graiviti Microcredit Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Graiviti Microcredit Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Graiviti Microcredit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Graiviti Microcredit Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Graiviti Microcredit Foundation has 6 board changes on record since 2018: 2 appointments and 4 cessations. The latest: Brijesh Kumar ceased to be Director on 12 Sep 2022.
Frequently asked questions
Graiviti Microcredit Foundation is an active private not for profit company based in Zamania, Uttar Pradesh, India. The company works in social work, within the non-profit organizations industry. It was incorporated on 29 September 2016 (10+ years old) and is registered under CIN U85320UP2016NPL086767.
Graiviti Microcredit Foundation has 2 current directors:
- Narendra Kumar - Director
- Rama Kant - Director
The latest financial statements of Graiviti Microcredit Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of Graiviti Microcredit Foundation is U85320UP2016NPL086767. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Graiviti Microcredit Foundation was incorporated on 29 September 2016, making it 10+ years old. It is registered with the Registrar of Companies, Kanpur.
The peers of Graiviti Microcredit Foundation by revenue are Godham Mutual Nidhi Limited, Stenly Credit Capital Limited, Muthalamman Chits Private Limited, Need Equity for Equity Foundation, Shri Shivabodharang Chits Private Limited and 5 more, all in the same principal business activity (other financial activities).
Brijesh Kumar ceased to be Director on 12 Sep 2022. Rakesh Kumar Vind ceased to be Director Appointed In Casual Vacancy on 31 May 2019. Narendra Kumar was appointed as Director on 18 Dec 2018. Graiviti Microcredit Foundation has 6 board changes on record in total.
The registered office of Graiviti Microcredit Foundation is at Hetimpura Zamania, 146 – Ghazipur, Uttar Pradesh, India – 232329.
Graiviti Microcredit Foundation operates in the non-profit organizations industry, in the social work segment.
The compliance status of Graiviti Microcredit Foundation is compliant as of 31 August 2026. The company is actively filing with the Registrar of Companies.
Graiviti Microcredit Foundation can be reached at its registered office: Hetimpura Zamania, 146 – Ghazipur, Uttar Pradesh, India – 232329.