Gramadeepthi Chits Private Limited
About Gramadeepthi Chits Private Limited
Data last updated:
Gramadeepthi Chits Private Limited is a private limited company based in Thazhekad, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 04 August 2010 and has been in existence for over 16 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2010PTC026484.
The company has an authorised share capital of ₹8 Lakh and a paid-up capital of ₹6.8 Lakh. It is led by directors including Panjikkaran Uthup Wilson (Managing Director) and Poovathumkadavil Kumaran Kittan.
Its last annual general meeting (AGM) was held on 31 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Thazhekad, Kerala.
As per the financials filed for FY 2025, the company reported a revenue of ₹12.92 Lakh, a decline of 3% compared to the previous year. For the same year it recorded a net profit of ₹56,739 (net margin 4.4%) and EBITDA of ₹86,666 (EBITDA margin 6.7%). Revenue has declined at a compounded annual rate (CAGR) of 5% over three years and 4% over five years.
Court records list 168 cases involving the company, including 168 filed by the company; 3 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
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- WebsiteLocked
- Social MediaLocked
- Registered AddressMass Gates Shopping Complex Bldg No:157 – C 157 – D; Kombodinjamakkal P., O, Thazhekad, Kerala, India – 680697
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Gramadeepthi Chits Private Limited
The main business activity of Gramadeepthi Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Gramadeepthi Chits Private Limited FY 2025 filings available
Gramadeepthi Chits Private Limited reported revenue of ₹12.92 Lakh (down 3% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Gramadeepthi Chits Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 4% over five years, including a 3% fall in the latest year. EBITDA fell 15% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Gramadeepthi Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹86,666 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹56,739 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Gramadeepthi Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 6.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 4.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Gramadeepthi Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Gramadeepthi Chits Private Limited
Gramadeepthi Chits Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Swarnjyoti Investments Private Limited | ₹12.93 Lakh (FY 2025) | •••• | •••• | -9.0% | •••• | New Delhi, Delhi, India |
| Subhshakti Foundation | ₹12.93 Lakh (FY 2024) | •••• | •••• | •••• | Allahabad, Uttar Pradesh, India | |
| Sawleshwar Urban Multipurpose Nidhi Limited | ₹12.93 Lakh (FY 2022) | •••• | •••• | 554.0% | •••• | Ambad, Maharashtra, India |
| Apex Resources Pvt Ltd | ₹12.93 Lakh (FY 2016) | •••• | •••• | -15.0% | •••• | Kolkata, West Bengal, India |
| Datacomp Software Systems India Private Limited | ₹12.92 Lakh (FY 2020) | •••• | •••• | -42.0% | •••• | Mumbai, Maharashtra, India |
| Gramadeepthi Chits Private Limited this company | ₹12.92 Lakh (FY 2025) | •••• | •••• | -3.0% | •••• | Thazhekad, Kerala, India |
| Saimadhav Chit Funds Private Limited | ₹12.92 Lakh (FY 2018) | •••• | •••• | •••• | Hyderabad, Telangana, India | |
| FJ Capital Private Limited | ₹12.92 Lakh (FY 2019) | •••• | •••• | 115.0% | •••• | Mumbai, Maharashtra, India |
| Reliance Intercontinental Limited | ₹12.92 Lakh (FY 2017) | •••• | •••• | 106.0% | •••• | New Delhi, Delhi, India |
| Gabhawala Consultants Private Limited | ₹12.91 Lakh (FY 2022) | •••• | •••• | -42.0% | •••• | Varanasi, Uttar Pradesh, India |
| Absolute 15 Capital Services Private Limited | ₹12.91 Lakh (FY 2015) | •••• | •••• | -99.0% | •••• | Mumbai, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Gramadeepthi Chits by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Gramadeepthi Chits Private Limited
Gramadeepthi Chits Private Limited is audited by UNNIKRISHNANANDCO for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| UNNIKRISHNANANDCO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Gramadeepthi Chits Private Limited
Gramadeepthi Chits has 5 current directors and 13 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Poovathumkadavil Kumaran Kittan | Director | 04 Aug 2010 | 16 Years 2 Months | Current |
| Panjikkaran Uthup Wilson | Managing Director | 28 Jul 2019 | 7 Years 2 Months | Current |
| Jayasree Mohan | Director | 04 Dec 2017 | 8 Years 10 Months | Current |
| Vadakkedath Jathavedan Padmanabhan Namboothiri | Director | 07 May 2011 | 15 Years 5 Months | Current |
| Thavaram Kunnan Velayudhan Asokan | Director | 13 Nov 2024 | 1 Years 10 Months | Current |
Ownership and Shareholding of Gramadeepthi Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Gramadeepthi Chits Private Limited
Gramadeepthi Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Gramadeepthi Chits Private Limited
Gramadeepthi Chits Private Limited has 168 court cases on record: 168 filed by Gramadeepthi Chits. 3 cases are pending and 165 are disposed. Status as checked between 21 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 168 | 0 | 3 |
Cases on record (5 of 168)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Execution petition | Filed by the company against Sangeetha Mobiles Private Limited | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against Sangeetha Mobiles Private Limited | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
Full case history
All 168 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Gramadeepthi Chits Private Limited
Employment history and EPFO contributions of people linked to Gramadeepthi Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Gramadeepthi Chits Private Limited
Gramadeepthi Chits Private Limited has 18 board changes on record since 2010: 5 appointments and 13 cessations. The latest: Thavaram Kunnan Velayudhan Asokan was appointed as Director on 13 Nov 2024.
9 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Gramadeepthi Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Gramadeepthi Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Gramadeepthi Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Gramadeepthi Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Gramadeepthi Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Gramadeepthi Chits Private Limited
Gramadeepthi Chits is an active private limited company based in Thazhekad, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 04 August 2010 (16+ years old) and is registered under CIN U65992KL2010PTC026484.
Gramadeepthi Chits reported revenue of ₹12.92 Lakh for FY 2025 (down 3% YoY).
Gramadeepthi Chits has 5 current directors:
- Panjikkaran Uthup Wilson - Managing Director
- Poovathumkadavil Kumaran Kittan - Director
- Jayasree Mohan - Director
- Vadakkedath Jathavedan Padmanabhan Namboothiri - Director
- Thavaram Kunnan Velayudhan Asokan - Director
Gramadeepthi Chits reported a net profit of ₹56,739 (net margin 4.4%) and EBITDA of ₹86,666 (EBITDA margin 6.7%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Gramadeepthi Chits is 5% over three years and -4% over five years. In the latest year (FY 2025) revenue fell 3%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Gramadeepthi Chits is U65992KL2010PTC026484. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Gramadeepthi Chits has 168 court cases on record: 168 filed by the company. 3 are pending.
Gramadeepthi Chits was incorporated on 04 August 2010, making it 16+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Gramadeepthi Chits by revenue are Swarnjyoti Investments Private Limited, Subhshakti Foundation, Sawleshwar Urban Multipurpose Nidhi Limited, Apex Resources Pvt Ltd, Datacomp Software Systems India Private Limited and 5 more, all in the same principal business activity (Other financial activities).
Thavaram Kunnan Velayudhan Asokan was appointed as Director on 13 Nov 2024. Poovathumkadavil Purushothaman Krishnan ceased to be Director on 12 Oct 2022. Vadakkedath Jathavedan Padmanabhan Namboothiri ceased to be Managing Director on 12 Oct 2022. Gramadeepthi Chits has 18 board changes on record in total.
The registered office of Gramadeepthi Chits is at Mass Gates Shopping Complex Bldg No:157 – C 157 – D; Kombodinjamakkal P., O, Thazhekad, Kerala, India – 680697.