Gramika Nidhi Limited
About Gramika Nidhi Limited
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Gramika Nidhi Limited is a nidhi company based in Pandalam, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 22 July 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65910KL2015PLC038882.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹21.63 Lakh. It is led by directors including Muraleedhara Kurup Raghavakurup (Managing Director) and Rajamma Kuzhiyathu Kalyani Amma.
Its last annual general meeting (AGM) was held on 30 November 2021, and its latest financial statements are for the year ended 31 March 2021. The registered office is at Mannam Nagar Mahila Samajam Perumpulickal, Pandalam, Kerala, India – 689501.
As per the financials filed for FY 2021, the company reported a revenue of ₹7.39 Lakh, a decline of 16% compared to the previous year. For the same year it recorded a net profit of ₹15,739 (net margin 2.1%) and EBITDA of ₹2.93 Lakh (EBITDA margin 39.6%). Revenue has grown at a compounded annual rate (CAGR) of 49% over three years and 18% over five years.
Court records list 1 case involving the company, including 1 filed by the company; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Gramika Nidhi Limited's registered office is in Pandalam, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressMannam Nagar Mahila Samajam Perumpulickal, Pandalam, Kerala, India – 689501
- IndustryFinancial Services, Financial Activities
To see the full contact details of Gramika Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Gramika Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Gramika Nidhi Limited, buy the company report.
Financials of Gramika Nidhi Limited
FY 2021 filings availableGramika Nidhi Limited reported revenue of ₹7.39 Lakh (down 16% YoY) for FY 2021.
Compounded Annual Growth Rate (CAGR)
Revenue fell 16% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 18%. EBITDA fell 54% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
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| EBITDA | ₹2.93 Lakh | ||||
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| Net Profit (PAT) | ₹15,739 | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 39.6% | ||||
| Net Profit Margin | 2.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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To see the full financial statements and ratios of Gramika Nidhi Limited, buy the company report.
Board of directors of Gramika Nidhi Limited
Gramika Nidhi has 3 current directors and 12 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rajamma Kuzhiyathu Kalyani Amma Also directs: Gramajyothi Chits Private Limited | Director | 22 Jul 2015 | 11 Years 3 Months | Current |
| Gowriamma Leela Devi Also directs: Gramajyothi Chits Private Limited | Director | 22 Jul 2015 | 11 Years 3 Months | Current |
| Muraleedhara Kurup Raghavakurup Also directs: Gramajyothi Chits Private Limited | Managing Director | 22 Jul 2015 | 11 Years 3 Months | Current |
Peer comparison
Gramika Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Citymax Crossell Private Limited | ₹7.4 Lakh (FY 2020) | Jaipur, Rajasthan, India | ||||
| Shooin Claims Management Services Private Limited | ₹7.39 Lakh (FY 2024) | 82.0% | Bellary, Karnataka, India | |||
| Arupadaiyon Chit Private Limited | ₹7.39 Lakh (FY 2024) | 22.0% | Tirupur, Tamil Nadu, India | |||
| Jovial India Corporation Mutual Benefit Limited | ₹7.39 Lakh (FY 2023) | -36.0% | Bareilly, Uttar Pradesh, India | |||
| Skyway Money Changers Private Limited | ₹7.39 Lakh (FY 2025) | -81.0% | Tiruchy, Tamil Nadu, India | |||
| Gramika Nidhi Limitedthis company | ₹7.39 Lakh (FY 2021) | ₹15,739 | 2.1% | -16.0% | Pandalam, Kerala, India | |
| Asha Metal Works Pvt Ltd | ₹7.39 Lakh (FY 2016) | -33.0% | Haryana, India | |||
| Nayi Umang Creditcare Jansewa Federation | ₹7.38 Lakh (FY 2025) | 0.0% | Varanasi, Uttar Pradesh, India | |||
| Omsai Goods Private Limited | ₹7.38 Lakh (FY 2025) | 2.0% | Howrah, West Bengal, India | |||
| Ambica Securities Private Limited | ₹7.38 Lakh (FY 2025) | 19.0% | Agra, Uttar Pradesh, India | |||
| Abbi-Kpk System Trading and Investment Services Private Limited | ₹7.37 Lakh (FY 2025) | -17.0% | Tiruchirappalli, Tamil Nadu, India |
To see the full peer comparison of Gramika Nidhi Limited, buy the company report.
Auditor
Gramika Nidhi Limited is audited by ISAAC & SURESH CHARTERED ACCOUNTANTS for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ISAAC & SURESH CHARTERED ACCOUNTANTS | FY 2017 | 001150S |
Shareholding
The shareholding of Gramika Nidhi Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Gramika Nidhi Limited, buy the company report.
Legal cases
Gramika Nidhi Limited has 1 court case on record: 1 filed by Gramika Nidhi. All case is pending.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 0 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Writ petition | Filed by the company against Union of India and 3 others | Pending |
To see the full case history of Gramika Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Gramika Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Gramika Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Gramika Nidhi Limited has 15 board changes on record since 2015: 3 appointments and 12 cessations. The latest: Bharathyamma ceased to be Director on 27 Dec 2019.
6 earlier events are in the company report.
Frequently asked questions
Gramika Nidhi is an active nidhi company based in Pandalam, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 22 July 2015 (11+ years old) and is registered under CIN U65910KL2015PLC038882.
Gramika Nidhi has 3 current directors:
- Muraleedhara Kurup Raghavakurup - Managing Director
- Rajamma Kuzhiyathu Kalyani Amma - Director
- Gowriamma Leela Devi - Director
The latest financial statements of Gramika Nidhi on record with the MCA are for the year ended 31 March 2021. Its last annual general meeting was held on 30 November 2021. Year-wise statements from FY 2016 are in the company report.
The CIN (Corporate Identification Number) of Gramika Nidhi is U65910KL2015PLC038882. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Gramika Nidhi has 1 court case on record: 1 filed by the company. 1 is pending.
Gramika Nidhi was incorporated on 22 July 2015, making it 11+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Gramika Nidhi by revenue are Citymax Crossell Private Limited, Shooin Claims Management Services Private Limited, Arupadaiyon Chit Private Limited, Jovial India Corporation Mutual Benefit Limited, Skyway Money Changers Private Limited and 5 more, all in the same principal business activity (other financial activities).
Bharathyamma ceased to be Director on 27 Dec 2019. Indirabai ceased to be Director on 27 Dec 2019. Jaya Saraswathy ceased to be Director on 27 Dec 2019. Gramika Nidhi has 15 board changes on record in total.
The registered office of Gramika Nidhi is at Mannam Nagar Mahila Samajam Perumpulickal, Pandalam, Kerala, India – 689501.
Gramika Nidhi operates in the financial services industry, in the financial activities segment.
The compliance status of Gramika Nidhi is compliant as of 15 July 2026. The company is actively filing with the Registrar of Companies.
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