Gravity Financial Services Pvt Ltd
About Gravity Financial Services Pvt Ltd
Data last updated:
Gravity Financial Services Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 15 March 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U67120WB1996PTC078041. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹1.97 Cr. It is led by directors Aditi Agarwal and Sudhir Kumar Agarwal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Shop No 12B Ground Floor Silver Arcade 5 Jbs Halden Avenue, Kolkata, West Bengal, India – 700105.
As per the financials filed for FY 2025, the company reported a revenue of ₹304.37 Cr, a decline of 6% compared to the previous year. For the same year it recorded a net profit of ₹2.67 Cr (net margin 0.9%) and EBITDA of ₹5.33 Cr (EBITDA margin 1.8%). Revenue has grown at a compounded annual rate (CAGR) of 2% over three years and 21% over five years.
Its group structure includes 2 subsidiaries.
As per MCA filings, the company has satisfied charges of ₹64 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressShop No 12B Ground Floor Silver Arcade 5 Jbs Halden Avenue, Kolkata, West Bengal, India – 700105
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Gravity Financial Services Pvt Ltd
The main business activity of Gravity Financial Services is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Gravity Financial Services Pvt Ltd FY 2025 filings available
Gravity Financial Services Pvt Ltd reported revenue of ₹304.37 Cr (down 6% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Gravity Financial Services Pvt Ltd
Revenue fell 6% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 21%. EBITDA fell 45% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Gravity Financial Services Pvt Ltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹5.33 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹2.67 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Gravity Financial Services Pvt Ltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 1.8% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 0.9% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Gravity Financial Services are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Gravity Financial Services Pvt Ltd
Gravity Financial Services Pvt Ltd is compared with the companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Niyogin Fintech Limited Listed | ₹309.02 Cr (FY 2025) | •••• | •••• | 56.0% | •••• | Chennai, Tamil Nadu, India |
| Certus Capital Private Limited | ₹308.46 Cr (FY 2025) | •••• | •••• | 234.0% | •••• | Mumbai, Maharashtra, India |
| Premier Ferro Alloys & Securities Limited | ₹307.73 Cr (FY 2019) | •••• | •••• | 2673.0% | •••• | Kolkata, West Bengal, India |
| Subhadra Investments Private Limited | ₹305.12 Cr (FY 2025) | •••• | •••• | -44.0% | •••• | Hyderabad, Telangana, India |
| Wheelsemi Private Limited | ₹304.64 Cr (FY 2025) | •••• | •••• | 19.0% | •••• | Pune, Maharashtra, India |
| Gravity Financial Services Pvt Ltd this company | ₹304.37 Cr (FY 2025) | •••• | •••• | -6.0% | •••• | Kolkata, West Bengal, India |
| Adhunik Merchandise Pvt Ltd | ₹303.65 Cr (FY 2025) | •••• | •••• | -6.0% | •••• | Kolkata, West Bengal, India |
| Sheetal Impex Private Limited | ₹301.13 Cr (FY 2025) | •••• | •••• | 120.0% | •••• | Delhi, India |
| J.P. Morgan Securities India Private Limited | ₹300.03 Cr (FY 2018) | •••• | •••• | 17.0% | •••• | Mumbai, Maharashtra, India |
| Iti Finance Limited | ₹299.13 Cr (FY 2024) | •••• | •••• | 22.0% | •••• | Mumbai, Maharashtra, India |
| Muthoot Mcred Limited | ₹298.15 Cr (FY 2019) | •••• | •••• | -11.0% | •••• | Kochi, Kerala, India |
Peers are the five companies nearest above and the five nearest below Gravity Financial Services by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Gravity Financial Services Pvt Ltd
Gravity Financial Services Pvt Ltd is audited by AGARWAL NARESH & Co. for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| AGARWAL NARESH & Co. | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Gravity Financial Services Pvt Ltd
Gravity Financial Services has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Aditi Agarwal | Director | 30 Sep 2004 | 22 Years 0 Months | Current |
| Sudhir Kumar Agarwal | Director | 30 Sep 2004 | 22 Years 0 Months | Current |
Ownership and Shareholding of Gravity Financial Services Pvt Ltd
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Gravity Financial Services Pvt Ltd
| Date | Lender | Amount | Status |
|---|---|---|---|
| 03 Mar 2010 | State Bank of India | ₹24 Lakh | Satisfied |
| 20 Aug 2007 | State Bank of India | ₹40 Lakh | Satisfied |
Total charge records: 2 View all charges
Employees and EPFO Compliance at Gravity Financial Services Pvt Ltd
Employment history and EPFO contributions of people linked to Gravity Financial Services.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Group Structure of Gravity Financial Services Pvt Ltd
Gravity Financial Services has 2 subsidiary companies and 1 associated company. This group structure data is as of FY 2017. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares Held |
|---|---|---|
| Pasa Associates Private Limited | U27100JH2005PTC011424 | Locked |
| Adhunik Merchandise Pvt Ltd | U51109WB1995PTC076044 | Locked |
Showing major subsidiaries. Total: 2.
Recent Activity on Gravity Financial Services Pvt Ltd
Gravity Financial Services Pvt Ltd has 2 board changes on record since 2004: 2 appointments. The latest: Aditi Agarwal was appointed as Director on 30 Sep 2004.
Credit Ratings, Litigation & Regulatory Alerts for Gravity Financial Services Pvt Ltd
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Gravity Financial Services Pvt Ltd
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Gravity Financial Services Pvt Ltd
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Gravity Financial Services Pvt Ltd
Gravity Financial Services has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Gravity Financial Services Pvt Ltd
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Gravity Financial Services Pvt Ltd
Gravity Financial Services is an active private limited company based in Kolkata, West Bengal, India. The company works in financial activities, within the financial services industry. It was incorporated on 15 March 1996 (30+ years old) and is registered under CIN U67120WB1996PTC078041.
Gravity Financial Services reported revenue of ₹304.37 Cr for FY 2025 (down 6% YoY).
Gravity Financial Services has 2 current directors:
- Aditi Agarwal - Director
- Sudhir Kumar Agarwal - Director
Gravity Financial Services reported a net profit of ₹2.67 Cr (net margin 0.9%) and EBITDA of ₹5.33 Cr (EBITDA margin 1.8%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Gravity Financial Services is 2% over three years and 21% over five years. In the latest year (FY 2025) revenue fell 6%. CAGR is the steady yearly rate that links the first and the last year.
No. Gravity Financial Services has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Gravity Financial Services is U67120WB1996PTC078041. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Gravity Financial Services was incorporated on 15 March 1996, making it 30+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Gravity Financial Services by revenue are Niyogin Fintech Limited, Certus Capital Private Limited, Premier Ferro Alloys & Securities Limited, Subhadra Investments Private Limited, Wheelsemi Private Limited and 5 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC).
Aditi Agarwal was appointed as Director on 30 Sep 2004. Sudhir Kumar Agarwal was appointed as Director on 30 Sep 2004.
The registered office of Gravity Financial Services is at Shop No 12B Ground Floor Silver Arcade 5 Jbs Halden Avenue, Kolkata, West Bengal, India – 700105.