Groww Creditserv Technology Private Limited - Company Profile

It is a financial services private limited company based in Bangalore South, Karnataka, India, established in 2021.

2021 Bangalore South, Karnataka, India Active

Last Updated: December 15, 2025

About Groww Creditserv Technology Private Limited

Groww Creditserv Technology Private Limited, a active private limited company, was established on 25 January 2021 in Bangalore South, Karnataka, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: U65990KA2021PTC143517. Registered under ROC Roc Bangalore. it is unlisted. It has an authorized capital of ₹550.00 Cr and a paid-up capital of ₹435.50 Cr.

It upholds a compliant status. Employing 57 professional, Its leadership includes Gaurang Balkrishna Shah (Director), Ashutosh Ashok Naik (Director), Harsh Jain (Director). Past directors included Gaurang Balkrishna Shah, Ashutosh Ashok Naik, Harsh Jain. It holds ₹207.00 Cr open charges and ₹90.00 Cr settled loans. Its latest AGM occurred on 28 August 2025, with the balance sheet filed on 31 March 2025. It is based at Vaishnavi Tech Park, South Tower, 6Th Floor, Survey No.16/1 And 17/2, Ambalipura Village, Varthur Hobli, Bangalore South, Karnataka, 560103.

Company Details

CIN/LLPIN
U65990KA2021PTC143517
Registration Number
143517
Incorporation Date
25 January 2021
Authorized Capital
₹550.00 Cr
Paid-Up Capital
₹435.50 Cr
ROC Code
Roc Bangalore
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 550.00 Cr as on 15-12-2025
Paid Up Capital ₹ 435.50 Cr as on 15-12-2025
Company Age 5 Year, 1 Month
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 207.00 Cr as on 15-12-2025
Satisfied Charges ₹ 90.00 Cr as on 15-12-2025
Revenue Growth **** 14105.08% (FY 2024)
Profit Growth **** -774.75% (FY 2024)
Ebitda **** -58.63% (FY 2024)
Net Worth 2996.34% (FY 2024)
Total Assets **** 6161.80% (FY 2024)

Comprehensive Company Insights

Explore comprehensive insights into Groww Creditserv Technology Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Groww Creditserv Technology Private Limited?

Current Directors

Name	Designation	Appointment Date	Status
Gaurang Balkrishna Shah	Director	01 Apr 2025	Current
Ashutosh Ashok Naik	Director	24 May 2021	Current
Harsh Jain	Director	25 Jan 2021	Current
Kalpana Swaminathan	Director	07 Aug 2025	Current
Subhabrata Ghosh	Director	16 Jul 2024	Current
Ankit Bansal	Whole-Time Director	25 Apr 2025	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	27 Aug 2025	Past
Pramod Abcsdd	Additional Director	23 Jun 2021	Past
Pramod Abcsdd	Director	07 Aug 2025	Past
Pramod Abcsdd	Additional Director	23 Feb 2021	Past
Pramod Abcsdd	Additional Director	27 Aug 2025	Past
Pramod Abcsdd	Additional Director	16 Jul 2024	Past

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Financial Performance of Groww Creditserv Technology.

Groww Creditserv Technology Private Limited, for the financial year ended 2024, experienced significant growth in revenue, with a 14105.08% increase. The company also saw a substantial fall in profitability, with a 774.75% decrease in profit. The company's net worth Soared by an impressive increase of 2996.34%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

14105.08%

*******

Revenue from Operations

*******

107820.53%

*******

Total Assets

*******

6161.80%

*******

Profit or Loss

*******

-774.75%

*******

Net Worth

*******

2996.34%

*******

EBITDA

*******

-58.63%

*******

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What is the Ownership and Shareholding Structure of Groww Creditserv Technology?

In 2023, Groww Creditserv Technology had a promoter holding of 100.00%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹2,070,000,000.00

Satisfied Charges

₹900,000,000.00

Charges Breakdown by Lending Institutions

Others : 207.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
27 Sep 2024	Others	₹151.00 Cr	Open
18 Jun 2024	Others	₹50.00 Cr	Open
06 Mar 2024	Others	₹6.00 Cr	Open
25 May 2024	Yes Bank Limited	₹50.00 Cr	Satisfied
23 Dec 2023	Others	₹30.00 Cr	Satisfied

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How Many Employees Work at Groww Creditserv Technology?

Groww Creditserv Technology has a workforce of 57 employees as of Apr 05, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Groww Creditserv Technology, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Groww Creditserv Technology's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Groww Creditserv Technology

Recent Activity within the Organization

Annual General Meeting

Progress on Groww Creditserv Technology Private Limited last Annual general meeting of members was held on 28 Aug 2025 as per latest MCA records. was documented.
28 Aug 2025
Director Appointment

The activity Geetika Maskara was appointed as a Cfo was appointed as a Cfo on 21 Aug 2025 & has been associated with this company since 6 months 9 days . was completed.
21 Aug 2025
Charges

Progress on A charge registered on 18 Aug 2023 via Charge ID 100777395 with Others was fully satisfied on 18 Aug 2025. was documented.
18 Aug 2025
Director Appointment

Progress on Kalpana Swaminathan was appointed as a Director was appointed as a Director on 07 Aug 2025 & has been associated with this company since 6 months 23 days . was documented.
07 Aug 2025
Charges

The activity A charge registered on 25 May 2024 via Charge ID 100922679 with Yes Bank Limited was fully satisfied on 21 Jul 2025. was completed.
21 Jul 2025
Director Appointment

Progress on Ankit Bansal was appointed as a Whole-time director was appointed as a Whole-time director on 25 Apr 2025 & has been associated with this company since 10 months 4 days . was documented.
25 Apr 2025

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