Gruh Finance Limited - Company Profile

Q: Who are the current directors of Gruh Finance Limited?

The current directors of Gruh Finance Limited are Rajesh Narain Gupta, Bhavna Gautam Doshi, Biswamohan Mahapatra, Pankaj Ramanbhai Patel, Keki Minoo Mistry, Sudhin Bhagwandas Choksey, Krishnamurthy Kulumani Gopalratnam, Marcus Norbert Lobo, Sudhir Gunvantray Mankad, Kamlesh Shah Hasmukhlal, Hitesh Rajendrakumar Agrawal.

It is a financial services public limited company based in Ahmedbad, Gujarat, India, established in 1986.

1986 Ahmedbad, Gujarat, India Amalgamated

Last Updated: June 24, 2025

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About Gruh Finance Limited

Gruh Finance Limited, a amalgamated public limited company, was established on 21 July 1986 in Ahmedbad, Gujarat, India. Engaging in housing finance companies within the financial and insurance service sector, it holds CIN: L65923GJ1986PLC008809. Registered under ROC Roc Ahmedabad. it is listed. It has an authorized capital of ₹200.00 Cr and a paid-up capital of ₹146.81 Cr.

Formerly known as Gujarat Rural Housing Finance Corporation Ltd.. It upholds a compliant status. In 2019, it reported revenue of ₹2,026.64 Cr and a net worth of ₹1,891.41 Cr. Employing 8 professional, Its leadership includes Rajesh Narain Gupta (Director), Bhavna Gautam Doshi (Director), Biswamohan Mahapatra (Director). Past directors included Prafulbhai Anubhai Shah, Rajesh Narain Gupta, Bhavna Gautam Doshi. It holds no open charges and ₹3,723.70 Cr settled loans. Its latest AGM occurred on 19 July 2019, with the balance sheet filed on 31 March 2019. It is based at Gruh Netaji Margnr Mithakali Six Roads Ellisbridge, Ahmedbad, Gujarat, 380006.

Company Details

CIN/LLPIN
L65923GJ1986PLC008809
Registration Number
008809
Incorporation Date
21 July 1986
Authorized Capital
₹200.00 Cr
Paid-Up Capital
₹146.81 Cr
ROC Code
Roc Ahmedabad
Listing Status
Listed
Company Status
Amalgamated

Key Metrics

Authorised Capital ₹ 200.00 Cr as on 24-06-2025
Paid Up Capital ₹ 146.81 Cr as on 24-06-2025
Company Age 39 Year, 7 Months
Last Filing with ROC 31 Mar 2019
Satisfied Charges ₹ 3,723.70 Cr as on 24-06-2025
Revenue Growth **** 20.12% (FY 2019)
Profit Growth **** 23.30% (FY 2019)
Ebitda **** 24.04% (FY 2019)
Net Worth 36.97% (FY 2019)
Total Assets **** 16.87% (FY 2019)

Comprehensive Company Insights

Explore comprehensive insights into Gruh Finance Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Gruh Finance Limited?

Current Directors

Name	Designation	Appointment Date	Status
Rajesh Narain Gupta	Director	17 Apr 2017	Current
Bhavna Gautam Doshi	Director	20 Jan 2018	Current
Biswamohan Mahapatra	Director	19 Mar 2015	Current
Pankaj Ramanbhai Patel	Director	16 Mar 2017	Current
Keki Minoo Mistry	Director	28 Jul 2000	Current
Sudhin Bhagwandas Choksey	Managing Director	01 Apr 2008	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Director	31 Mar 2019	Past
Pramod Abcsdd	Additional Director	15 Jun 2017	Past
Pramod Abcsdd	Additional Director	30 May 2018	Past
Pramod Abcsdd	Director	18 Mar 2018	Past
Pramod Abcsdd	Director	31 Mar 2017	Past
Pramod Abcsdd	Nominee Director	18 Feb 2008	Past

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Financial Performance of Gruh Finance.

Gruh Finance Limited, for the financial year ended 2019, experienced significant growth in revenue, with a 20.12% increase. The company also saw a substantial improvement in profitability, with a 23.3% increase in profit. The company's net worth Soared by an impressive increase of 36.97%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

20.12%

*******

Revenue from Operations

*******

20.09%

*******

Total Assets

*******

16.87%

*******

Profit or Loss

*******

23.30%

*******

Net Worth

*******

36.97%

*******

EBITDA

*******

24.04%

*******

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What is the Ownership and Shareholding Structure of Gruh Finance?

In 2019, Gruh Finance had a promoter holding of 56.09% and a public holding of 43.90%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹0

Satisfied Charges

₹37,237,000,000.00

Charges Breakdown by Lending Institutions

Idbi Trusteeship Services Limited : 3723.70 Cr
National Housing Bank : 0.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
13 Jun 2017	Idbi Trusteeship Services Limited	₹565.00 Cr	Satisfied
09 Jun 2017	Idbi Trusteeship Services Limited	₹375.00 Cr	Satisfied
01 May 2017	Idbi Trusteeship Services Limited	₹300.00 Cr	Satisfied
05 Jul 2016	Idbi Trusteeship Services Limited	₹250.00 Cr	Satisfied
19 Nov 2015	Idbi Trusteeship Services Limited	₹47.00 Cr	Satisfied

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How Many Employees Work at Gruh Finance?

Gruh Finance has a workforce of 8 employees as of Apr 06, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Gruh Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Gruh Finance's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Gruh Finance

Recent Activity within the Organization

Annual General Meeting

Gruh Finance Limited last Annual general meeting of members was held on 19 Jul 2019 as per latest MCA records. was recorded as a recent event.
19 Jul 2019
Charges

A charge registered on 13 Jun 2017 via Charge ID 100115273 with Idbi Trusteeship Services Limited was fully satisfied on 10 Jun 2019. was recorded as a recent event.
10 Jun 2019
Balance Sheet

The activity Gruh Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2019 with Roc Ahmedabad. was completed.
31 Mar 2019
Charges

Progress on A charge registered on 09 Jun 2017 via Charge ID 100115271 with Idbi Trusteeship Services Limited was fully satisfied on 27 Mar 2019. was documented.
27 Mar 2019
Charges

A charge registered on 01 May 2017 via Charge ID 100100673 with Idbi Trusteeship Services Limited was fully satisfied on 15 Mar 2019. was recorded as a recent event.
15 Mar 2019
Charges

The activity A charge registered on 19 Nov 2015 via Charge ID 10606038 with Idbi Trusteeship Services Limited was fully satisfied on 01 Nov 2018. was completed.
01 Nov 2018

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