Hariom Finance Private Limited
About Hariom Finance Private Limited
Data last updated:
Hariom Finance Private Limited is a private limited company based in Bangalore, Karnataka, India. It was incorporated on 30 December 2003 and has been in existence for over 23 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U05190KA2003PTC033124.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹17.98 Lakh. It is led by directors including Ramen Bansal and Manish Bansal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Rb Fashion House62 Jyothi Nivas College Road Koramangala, Bangalore, Karnataka, India – 560095.
As per the financials filed for FY 2024, the company reported a revenue of ₹4.05 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹2.71 Lakh (net margin 67%) and EBITDA of ₹3.34 Lakh (EBITDA margin 82.7%). Revenue has grown at a compounded annual rate (CAGR) of 49% over three years and 26% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressRb Fashion House62 Jyothi Nivas College Road Koramangala, Bangalore, Karnataka, India – 560095
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of Hariom Finance Private Limited FY 2025 filings available
Hariom Finance Private Limited reported revenue of ₹4.05 Lakh (up 227% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Hariom Finance Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 26% over five years, including 227% growth in the latest year. EBITDA rose 545% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Hariom Finance Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹3.34 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹2.71 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Hariom Finance Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 82.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 67% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Hariom Finance are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Hariom Finance Private Limited
Hariom Finance has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ramen Bansal | Director | 30 Dec 2003 | 22 Years 9 Months | Current |
| Manish Bansal Also directs: Ramen International Limited, Bansal Marketing Limited | Director | 30 Dec 2003 | 22 Years 9 Months | Current |
| Sundeep Bansal | Director | 30 Dec 2003 | 22 Years 9 Months | Current |
Peer Comparison of Hariom Finance Private Limited
Hariom Finance Private Limited is compared with the companies closest to it by revenue in the Ecommerce and Internet industry (Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Murti Housing & Finance Pvt.Ltd. | ₹4.09 Lakh (FY 2025) | •••• | •••• | 678.0% | •••• | Kolkata, West Bengal, India |
| Kesar Madhav Micro Finance | ₹4.08 Lakh (FY 2025) | •••• | •••• | 32.0% | •••• | Jaipur, Rajasthan, India |
| Soaltee Finance and Leasing Limited | ₹4.08 Lakh (FY 2024) | •••• | •••• | -72.0% | •••• | Delhi, India |
| Sumal Finance and Investments Private Limited | ₹4.07 Lakh (FY 2025) | •••• | •••• | -80.0% | •••• | Udaipur, Rajasthan, India |
| Watta Finance and Investment Company Pvt.Ltd. | ₹4.07 Lakh (FY 2025) | •••• | •••• | -85.0% | •••• | New Delhi, Delhi, India |
| Hariom Finance Private Limited this company | ₹4.05 Lakh (FY 2024) | •••• | •••• | 227.0% | •••• | Bangalore, Karnataka, India |
| Element119 Leasing and Finance Private Limited | ₹4.05 Lakh (FY 2019) | •••• | •••• | -63.0% | •••• | Mumbai, Maharashtra, India |
| Smartping Finance Private Limited | ₹4.04 Lakh (FY 2025) | •••• | •••• | •••• | Mohali, Punjab, India | |
| Priyanka Finance Private Limited | ₹4.04 Lakh (FY 2022) | •••• | •••• | -97.0% | •••• | Chennai, Tamil Nadu, India |
| Kreditserve Financial Advisory Services Private Limited | ₹4.03 Lakh (FY 2023) | •••• | •••• | •••• | Mumbai, Maharashtra, India | |
| Vastupal Leasing and Finance Pvt Ltd | ₹4.02 Lakh (FY 2024) | •••• | •••• | -42.0% | •••• | Ahmedabad, Gujarat, India |
Peers are the five companies nearest above and the five nearest below Hariom Finance by revenue in the Ecommerce and Internet industry (Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Hariom Finance Private Limited
Hariom Finance Private Limited is audited by PREMNATH HEGDE AND CO for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| PREMNATH HEGDE AND CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Hariom Finance Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Hariom Finance Private Limited
Hariom Finance Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Hariom Finance Private Limited
Employment history and EPFO contributions of people linked to Hariom Finance.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Hariom Finance Private Limited
Hariom Finance Private Limited has 3 board changes on record since 2003: 3 appointments. The latest: Manish Bansal was appointed as Director on 30 Dec 2003.
Credit Ratings, Litigation & Regulatory Alerts for Hariom Finance Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Hariom Finance Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Hariom Finance Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Hariom Finance Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Hariom Finance Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Hariom Finance Private Limited
Hariom Finance is an active private limited company based in Bangalore, Karnataka, India. It was incorporated on 30 December 2003 (23+ years old) and is registered under CIN U05190KA2003PTC033124.
Hariom Finance reported revenue of ₹4.05 Lakh for FY 2024 (up 227% YoY).
Hariom Finance has 3 current directors:
- Ramen Bansal - Director
- Manish Bansal - Director
- Sundeep Bansal - Director
Hariom Finance reported a net profit of ₹2.71 Lakh (net margin 67%) and EBITDA of ₹3.34 Lakh (EBITDA margin 82.7%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Hariom Finance is -49% over three years and 26% over five years. In the latest year (FY 2024) revenue rose 227%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Hariom Finance is U05190KA2003PTC033124. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Hariom Finance was incorporated on 30 December 2003, making it 23+ years old. It is registered with the Registrar of Companies, Bangalore.
The peers of Hariom Finance by revenue are Murti Housing & Finance Pvt.Ltd, Kesar Madhav Micro Finance, Soaltee Finance and Leasing Limited, Sumal Finance and Investments Private Limited, Watta Finance and Investment Company Pvt.Ltd. and 5 more, all in the Ecommerce and Internet industry (Finance).
Manish Bansal was appointed as Director on 30 Dec 2003. Ramen Bansal was appointed as Director on 30 Dec 2003. Sundeep Bansal was appointed as Director on 30 Dec 2003.
The registered office of Hariom Finance is at Rb Fashion House62 Jyothi Nivas College Road Koramangala, Bangalore, Karnataka, India – 560095.
Hariom Finance has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹17.98 Lakh.